Evans Bancorp, Inc. (EVBN): Price and Financial Metrics

EVBN POWR Grades

• Sentiment is the dimension where EVBN ranks best; there it ranks ahead of 93.78% of US stocks.
• EVBN's strongest trending metric is Value; it's been moving up over the last 48 weeks.
• EVBN ranks lowest in Growth; there it ranks in the 27th percentile.

EVBN Stock Summary

• With a price/earnings ratio of 9.29, Evans Bancorp Inc P/E ratio is greater than that of about just 19.64% of stocks in our set with positive earnings.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.46 for Evans Bancorp Inc; that's greater than it is for 95.05% of US stocks.
• In terms of twelve month growth in earnings before interest and taxes, Evans Bancorp Inc is reporting a growth rate of 114.97%; that's higher than 82.35% of US stocks.
• If you're looking for stocks that are quantitatively similar to Evans Bancorp Inc, a group of peers worth examining would be FSFG, BOTJ, FCF, BFIN, and SVBI.
• EVBN's SEC filings can be seen here. And to visit Evans Bancorp Inc's official web site, go to evansbank.com.

EVBN Valuation Summary

• In comparison to the median Financial Services stock, EVBN's EV/EBIT ratio is 34.88% lower, now standing at 5.6.
• EVBN's price/sales ratio has moved down 0.6 over the prior 236 months.
• EVBN's EV/EBIT ratio has moved down 6.4 over the prior 236 months.

Below are key valuation metrics over time for EVBN.

EVBN Growth Metrics

• Its 2 year net income to common stockholders growth rate is now at 26.72%.
• Its 5 year price growth rate is now at -1.74%.
• The year over year net cashflow from operations growth rate now stands at -73.48%.

Over the past 33 months, EVBN's revenue has gone up $25,526,000.

The table below shows EVBN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	85.356	15	21.738
2021-03-31	80.403	6.301	15.894
2020-12-31	72.668	7.787	11.246
2020-09-30	68.215	15.826	8.965
2020-06-30	67.813	11.444	9.585
2020-03-31	67.012	23.756	13.498

EVBN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• EVBN has a Quality Grade of C, ranking ahead of 31.54% of graded US stocks.
• EVBN's asset turnover comes in at 0.041 -- ranking 165th of 437 Banking stocks.
• CBTX, BANF, and GABC are the stocks whose asset turnover ratios are most correlated with EVBN.

The table below shows EVBN's key quality metrics over time.