The First Bancshares, Inc. (FBMS): Price and Financial Metrics

FBMS POWR Grades

• FBMS scores best on the Momentum dimension, with a Momentum rank ahead of 81.87% of US stocks.
• FBMS's strongest trending metric is Growth; it's been moving down over the last 177 days.
• FBMS's current lowest rank is in the Quality metric (where it is better than 15.15% of US stocks).

FBMS Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.4 for FIRST BANCSHARES INC; that's greater than it is for 90.94% of US stocks.
• With a year-over-year growth in debt of 88.63%, FIRST BANCSHARES INC's debt growth rate surpasses 87.12% of about US stocks.
• In terms of volatility of its share price, FBMS is more volatile than just 11.03% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to FIRST BANCSHARES INC are GABC, NBTB, BANR, CMA, and CFFI.
• FBMS's SEC filings can be seen here. And to visit FIRST BANCSHARES INC's official web site, go to www.thefirstbank.com.

FBMS Valuation Summary

• In comparison to the median Financial Services stock, FBMS's price/sales ratio is 48% higher, now standing at 3.7.
• FBMS's EV/EBIT ratio has moved up 4.4 over the prior 194 months.

Below are key valuation metrics over time for FBMS.

FBMS Growth Metrics

The year over year price growth rate now stands at -18.32%.
• Its 2 year price growth rate is now at 74.19%.
• The year over year revenue growth rate now stands at 6.53%.

Over the past 67 months, FBMS's revenue has gone up $147,826,275.

The table below shows FBMS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	204.284	87.236	62.416
2022-06-30	200.028	82.909	64.505
2022-03-31	196.735	86.612	64.352
2021-12-31	195.641	95.715	64.167
2021-09-30	192.059	91.873	63.71
2021-06-30	184.291	82.103	59.495

FBMS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBMS has a Quality Grade of C, ranking ahead of 38.4% of graded US stocks.
• FBMS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PLBC, HONE, and RVSB are the stocks whose asset turnover ratios are most correlated with FBMS.

The table below shows FBMS's key quality metrics over time.