The First Bancshares, Inc. (FBMS): Price and Financial Metrics

FBMS POWR Grades

• FBMS scores best on the Momentum dimension, with a Momentum rank ahead of 92.62% of US stocks.
• The strongest trend for FBMS is in Growth, which has been heading up over the past 179 days.
• FBMS ranks lowest in Value; there it ranks in the 21st percentile.

FBMS Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.11 for FIRST BANCSHARES INC; that's greater than it is for 90.81% of US stocks.
• With a year-over-year growth in debt of 62.12%, FIRST BANCSHARES INC's debt growth rate surpasses 83.27% of about US stocks.
• In terms of volatility of its share price, FBMS is more volatile than just 10.38% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to FIRST BANCSHARES INC are BFC, EQBK, AMNB, CBAN, and CIVB.
• FBMS's SEC filings can be seen here. And to visit FIRST BANCSHARES INC's official web site, go to www.thefirstbank.com.

FBMS Valuation Summary

• In comparison to the median Financial Services stock, FBMS's price/sales ratio is 215.38% higher, now standing at 4.1.
• Over the past 191 months, FBMS's price/earnings ratio has gone up 1.9.

Below are key valuation metrics over time for FBMS.

FBMS Growth Metrics

Its 2 year net cashflow from operations growth rate is now at 69.83%.
• The year over year revenue growth rate now stands at 6.53%.
• The 4 year revenue growth rate now stands at 188.52%.

Over the past 15 months, FBMS's revenue has gone up $19,993,000.

The table below shows FBMS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	204.284	87.236	62.416
2022-06-30	200.028	82.909	64.505
2022-03-31	196.735	86.612	64.352
2021-12-31	195.641	95.715	64.167
2021-09-30	192.059	91.873	63.71
2021-06-30	184.291	82.103	59.495

FBMS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBMS has a Quality Grade of C, ranking ahead of 38.4% of graded US stocks.
• FBMS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PLBC, HONE, and RVSB are the stocks whose asset turnover ratios are most correlated with FBMS.

The table below shows FBMS's key quality metrics over time.