The First Bancshares, Inc. (FBMS): Price and Financial Metrics

FBMS POWR Grades

• Momentum is the dimension where FBMS ranks best; there it ranks ahead of 91.82% of US stocks.
• FBMS's strongest trending metric is Momentum; it's been moving up over the last 163 days.
• FBMS's current lowest rank is in the Growth metric (where it is better than 30.37% of US stocks).

FBMS Stock Summary

• With a year-over-year growth in debt of -41.99%, First Bancshares Inc's debt growth rate surpasses merely 11.76% of about US stocks.
• The volatility of First Bancshares Inc's share price is greater than that of merely 3.1% US stocks with at least 200 days of trading history.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FBMS comes in at 18.12% -- higher than that of 89.19% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to First Bancshares Inc are BFC, FVCB, ABTX, SAL, and BCML.
• Visit FBMS's SEC page to see the company's official filings. To visit the company's web site, go to www.thefirstbank.com.

FBMS Valuation Summary

• In comparison to the median Financial Services stock, FBMS's price/sales ratio is 266.67% higher, now standing at 4.4.
• Over the past 175 months, FBMS's price/sales ratio has gone up 1.
• FBMS's price/sales ratio has moved up 1 over the prior 175 months.

Below are key valuation metrics over time for FBMS.

FBMS Growth Metrics

Its 3 year cash and equivalents growth rate is now at 159.03%.
• The 2 year net income to common stockholders growth rate now stands at 230.23%.
• The 2 year net cashflow from operations growth rate now stands at 225.24%.

Over the past 33 months, FBMS's revenue has gone up $88,731,000.

The table below shows FBMS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	192.059	91.873	63.71
2021-06-30	184.291	82.103	59.495
2021-03-31	184.673	69.391	60.838
2020-12-31	169.409	51.185	52.505
2020-09-30	162.705	50.216	49.026
2020-06-30	157.447	54.631	49.381

FBMS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBMS has a Quality Grade of C, ranking ahead of 38.4% of graded US stocks.
• FBMS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PLBC, HONE, and RVSB are the stocks whose asset turnover ratios are most correlated with FBMS.

The table below shows FBMS's key quality metrics over time.