The First Bancshares, Inc. (FBMS): Price and Financial Metrics

FBMS POWR Grades

• Stability is the dimension where FBMS ranks best; there it ranks ahead of 90.06% of US stocks.
• The strongest trend for FBMS is in Stability, which has been heading up over the past 179 days.
• FBMS's current lowest rank is in the Quality metric (where it is better than 52.29% of US stocks).

FBMS Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.51 for First Bancshares Inc; that's greater than it is for 88.05% of US stocks.
• With a year-over-year growth in debt of -43.56%, First Bancshares Inc's debt growth rate surpasses only 9.24% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FBMS comes in at 18.75% -- higher than that of 90.81% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to First Bancshares Inc are BFC, FVCB, ABTX, SAL, and OCFC.
• Visit FBMS's SEC page to see the company's official filings. To visit the company's web site, go to www.thefirstbank.com.

FBMS Valuation Summary

• In comparison to the median Financial Services stock, FBMS's price/sales ratio is 266.67% higher, now standing at 4.4.
• Over the past 175 months, FBMS's price/sales ratio has gone up 1.
• FBMS's price/sales ratio has moved up 1 over the prior 175 months.

Below are key valuation metrics over time for FBMS.

FBMS Growth Metrics

The 3 year revenue growth rate now stands at 153.12%.
• Its 3 year net cashflow from operations growth rate is now at 324.12%.
• The 2 year net income to common stockholders growth rate now stands at 230.23%.

Over the past 18 months, FBMS's revenue has gone up $38,194,000.

The table below shows FBMS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	195.641	95.715	64.167
2021-09-30	192.059	91.873	63.71
2021-06-30	184.291	82.103	59.495
2021-03-31	184.673	69.391	60.838
2020-12-31	169.409	51.185	52.505
2020-09-30	162.705	50.216	49.026

FBMS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBMS has a Quality Grade of C, ranking ahead of 38.4% of graded US stocks.
• FBMS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PLBC, HONE, and RVSB are the stocks whose asset turnover ratios are most correlated with FBMS.

The table below shows FBMS's key quality metrics over time.