The First Bancshares, Inc. (FBMS): Price and Financial Metrics

FBMS POWR Grades

• Momentum is the dimension where FBMS ranks best; there it ranks ahead of 95.04% of US stocks.
• The strongest trend for FBMS is in Growth, which has been heading up over the past 179 days.
• FBMS's current lowest rank is in the Value metric (where it is better than 23.42% of US stocks).

FBMS Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.11 for FIRST BANCSHARES INC; that's greater than it is for 90.81% of US stocks.
• With a year-over-year growth in debt of 62.12%, FIRST BANCSHARES INC's debt growth rate surpasses 83.34% of about US stocks.
• In terms of volatility of its share price, FBMS is more volatile than merely 13.09% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to FIRST BANCSHARES INC are BFC, EQBK, CIVB, AMNB, and CBAN.
• Visit FBMS's SEC page to see the company's official filings. To visit the company's web site, go to www.thefirstbank.com.

FBMS Valuation Summary

• In comparison to the median Financial Services stock, FBMS's price/sales ratio is 33.33% higher, now standing at 4.
• FBMS's price/sales ratio has moved up 0.6 over the prior 190 months.

Below are key valuation metrics over time for FBMS.

FBMS Growth Metrics

Its 4 year revenue growth rate is now at 188.52%.
• Its year over year net cashflow from operations growth rate is now at 24.82%.
• Its year over year cash and equivalents growth rate is now at -1.31%.

Over the past 70 months, FBMS's revenue has gone up $153,373,275.

The table below shows FBMS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	204.284	87.236	62.416
2022-06-30	200.028	82.909	64.505
2022-03-31	196.735	86.612	64.352
2021-12-31	195.641	95.715	64.167
2021-09-30	192.059	91.873	63.71
2021-06-30	184.291	82.103	59.495

FBMS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBMS has a Quality Grade of C, ranking ahead of 38.4% of graded US stocks.
• FBMS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PLBC, HONE, and RVSB are the stocks whose asset turnover ratios are most correlated with FBMS.

The table below shows FBMS's key quality metrics over time.