First Bancorp (FBNC): Price and Financial Metrics

FBNC POWR Grades

• Momentum is the dimension where FBNC ranks best; there it ranks ahead of 81.16% of US stocks.
• The strongest trend for FBNC is in Momentum, which has been heading up over the past 52 weeks.
• FBNC's current lowest rank is in the Growth metric (where it is better than 4.83% of US stocks).

FBNC Stock Summary

• First Bancorp's capital turnover -- a measure of revenue relative to shareholder's equity -- is better than 25.6% of US listed stocks.
• First Bancorp's stock had its IPO on December 9, 1992, making it an older stock than 79.04% of US equities in our set.
• FBNC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 88.67% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to First Bancorp are FCBC, WABC, TRMK, INDB, and FMNB.
• FBNC's SEC filings can be seen here. And to visit First Bancorp's official web site, go to www.localfirstbank.com.

FBNC Valuation Summary

• FBNC's price/sales ratio is 4; this is 233.33% higher than that of the median Financial Services stock.
• Over the past 243 months, FBNC's EV/EBIT ratio has gone down 7.1.
• FBNC's EV/EBIT ratio has moved down 7.1 over the prior 243 months.

Below are key valuation metrics over time for FBNC.

FBNC Growth Metrics

• Its 5 year net cashflow from operations growth rate is now at 28.25%.
• Its 3 year net cashflow from operations growth rate is now at 7.21%.
• Its 4 year net cashflow from operations growth rate is now at -11.46%.

Over the past 33 months, FBNC's revenue has gone up $28,634,000.

The table below shows FBNC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	301.487	134.206	108.77
2021-06-30	296.137	93.676	104.424
2021-03-31	277.462	74.136	91.491
2020-12-31	264.429	57.075	81.477
2020-09-30	257.273	51.861	78.712
2020-06-30	257.721	71.079	80.434

FBNC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBNC has a Quality Grade of C, ranking ahead of 30.19% of graded US stocks.
• FBNC's asset turnover comes in at 0.039 -- ranking 190th of 431 Banking stocks.
• EWBC, BANR, and HTLF are the stocks whose asset turnover ratios are most correlated with FBNC.

The table below shows FBNC's key quality metrics over time.