First Community Bankshares, Inc. (FCBC): Price and Financial Metrics

FCBC POWR Grades

• Stability is the dimension where FCBC ranks best; there it ranks ahead of 91.7% of US stocks.
• The strongest trend for FCBC is in Value, which has been heading down over the past 177 days.
• FCBC's current lowest rank is in the Value metric (where it is better than 9.65% of US stocks).

FCBC Stock Summary

• The ratio of debt to operating expenses for FIRST COMMUNITY BANKSHARES INC is higher than it is for about just 5.84% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.22 for FIRST COMMUNITY BANKSHARES INC; that's greater than it is for 84.24% of US stocks.
• With a year-over-year growth in debt of -48.84%, FIRST COMMUNITY BANKSHARES INC's debt growth rate surpasses just 5.74% of about US stocks.
• If you're looking for stocks that are quantitatively similar to FIRST COMMUNITY BANKSHARES INC, a group of peers worth examining would be SNFCA, BANF, AUBN, MCY, and WABC.
• Visit FCBC's SEC page to see the company's official filings. To visit the company's web site, go to www.firstcommunitybank.com.

FCBC Valuation Summary

• In comparison to the median Financial Services stock, FCBC's price/sales ratio is 290% higher, now standing at 3.9.
• FCBC's price/earnings ratio has moved down 3.4 over the prior 243 months.

Below are key valuation metrics over time for FCBC.

FCBC Growth Metrics

Its 4 year cash and equivalents growth rate is now at 58.07%.
• The 5 year net cashflow from operations growth rate now stands at 31.09%.
• The year over year price growth rate now stands at -11.65%.

Over the past 30 months, FCBC's revenue has gone up $19,933,000.

The table below shows FCBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	142.177	53.15	44.634
2022-06-30	138.83	56.706	43.891
2022-03-31	139.78	46.038	46.081
2021-12-31	145.246	48.215	51.168
2021-09-30	144.769	50.409	52.163
2021-06-30	139.278	47.339	47.821

FCBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FCBC has a Quality Grade of C, ranking ahead of 51.76% of graded US stocks.
• FCBC's asset turnover comes in at 0.046 -- ranking 106th of 430 Banking stocks.
• CBTX, WBS, and EVBN are the stocks whose asset turnover ratios are most correlated with FCBC.

The table below shows FCBC's key quality metrics over time.