First Community Bankshares, Inc. (FCBC): Price and Financial Metrics

FCBC POWR Grades

• FCBC scores best on the Stability dimension, with a Stability rank ahead of 97.97% of US stocks.
• FCBC's strongest trending metric is Momentum; it's been moving up over the last 179 days.
• FCBC ranks lowest in Growth; there it ranks in the 13th percentile.

FCBC Stock Summary

• For FCBC, its debt to operating expenses ratio is greater than that reported by merely 6.85% of US equities we're observing.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.38 for First Community Bankshares Inc; that's greater than it is for 85.83% of US stocks.
• With a year-over-year growth in debt of 59.34%, First Community Bankshares Inc's debt growth rate surpasses 85.26% of about US stocks.
• Stocks that are quantitatively similar to FCBC, based on their financial statements, market capitalization, and price volatility, are OVLY, CFFI, MBCN, PFC, and GABC.
• Visit FCBC's SEC page to see the company's official filings. To visit the company's web site, go to www.firstcommunitybank.com.

FCBC Valuation Summary

• In comparison to the median Financial Services stock, FCBC's price/earnings ratio is 3.64% higher, now standing at 11.4.
• Over the past 243 months, FCBC's price/earnings ratio has gone down 5.1.
• Over the past 243 months, FCBC's price/earnings ratio has gone down 5.1.

Below are key valuation metrics over time for FCBC.

FCBC Growth Metrics

Its 3 year net cashflow from operations growth rate is now at -0.49%.
• Its 5 year net income to common stockholders growth rate is now at 50.18%.
• Its 5 year net cashflow from operations growth rate is now at 1.73%.

FCBC's revenue has moved up $23,045,000 over the prior 15 months.

The table below shows FCBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	145.246	48.215	51.168
2021-09-30	144.769	50.409	52.163
2021-06-30	139.278	47.339	47.821
2021-03-31	131.858	47.086	42.656
2020-12-31	125.737	45.844	35.926
2020-12-31	125.737	45.844	35.926

FCBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FCBC has a Quality Grade of C, ranking ahead of 51.76% of graded US stocks.
• FCBC's asset turnover comes in at 0.046 -- ranking 106th of 430 Banking stocks.
• CBTX, WBS, and EVBN are the stocks whose asset turnover ratios are most correlated with FCBC.

The table below shows FCBC's key quality metrics over time.