First Commonwealth Financial Corporation (FCF): Price and Financial Metrics

FCF POWR Grades

• Momentum is the dimension where FCF ranks best; there it ranks ahead of 82.95% of US stocks.
• FCF's strongest trending metric is Quality; it's been moving down over the last 178 days.
• FCF's current lowest rank is in the Sentiment metric (where it is better than 13.49% of US stocks).

FCF Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.2 for FIRST COMMONWEALTH FINANCIAL CORP; that's greater than it is for 88.7% of US stocks.
• With a year-over-year growth in debt of 72.78%, FIRST COMMONWEALTH FINANCIAL CORP's debt growth rate surpasses 85.55% of about US stocks.
• In terms of volatility of its share price, FCF is more volatile than just 8.78% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to FIRST COMMONWEALTH FINANCIAL CORP are ATLO, CTBI, NWBI, FUNC, and WSFS.
• FCF's SEC filings can be seen here. And to visit FIRST COMMONWEALTH FINANCIAL CORP's official web site, go to www.fcbanking.com.

FCF Valuation Summary

• In comparison to the median Financial Services stock, FCF's EV/EBIT ratio is 2.75% lower, now standing at 10.6.
• FCF's price/earnings ratio has moved down 6.2 over the prior 243 months.

Below are key valuation metrics over time for FCF.

FCF Growth Metrics

The 4 year revenue growth rate now stands at 24.3%.
• Its 2 year net cashflow from operations growth rate is now at 18.81%.
• Its 3 year net cashflow from operations growth rate is now at 9.4%.

FCF's revenue has moved up $130,970,000 over the prior 67 months.

The table below shows FCF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	385.661	154.303	127.224
2022-06-30	380.87	152.091	127.348
2022-03-31	375.67	145.015	126.213
2021-12-31	386.674	165.046	138.257
2021-09-30	374.053	154.298	129.164
2021-06-30	358.419	127.832	114.258

FCF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FCF has a Quality Grade of C, ranking ahead of 38.56% of graded US stocks.
• FCF's asset turnover comes in at 0.039 -- ranking 192nd of 428 Banking stocks.
• PGC, PACW, and CTBI are the stocks whose asset turnover ratios are most correlated with FCF.

The table below shows FCF's key quality metrics over time.