First Financial Bancorp. (FFBC): Price and Financial Metrics

FFBC POWR Grades

• FFBC scores best on the Momentum dimension, with a Momentum rank ahead of 89.62% of US stocks.
• The strongest trend for FFBC is in Momentum, which has been heading up over the past 179 days.
• FFBC's current lowest rank is in the Growth metric (where it is better than 25.7% of US stocks).

FFBC Stock Summary

• FFBC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 85.33% of US stocks.
• In terms of volatility of its share price, FFBC is more volatile than only 8.84% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FFBC comes in at 23.19% -- higher than that of 92.46% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to First Financial Bancorp are BANR, SRCE, UVSP, CAC, and RNST.
• FFBC's SEC filings can be seen here. And to visit First Financial Bancorp's official web site, go to www.bankatfirst.com.

FFBC Valuation Summary

• FFBC's EV/EBIT ratio is 12.4; this is 44.19% higher than that of the median Financial Services stock.
• FFBC's price/earnings ratio has moved down 2.7 over the prior 243 months.
• Over the past 243 months, FFBC's price/earnings ratio has gone down 2.7.

Below are key valuation metrics over time for FFBC.

FFBC Growth Metrics

Its 5 year net cashflow from operations growth rate is now at -74.58%.
• The 2 year cash and equivalents growth rate now stands at 162.63%.
• The 4 year cash and equivalents growth rate now stands at 181.56%.

Over the past 52 months, FFBC's revenue has gone up $295,490,000.

The table below shows FFBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	641.745	390.462	205.16
2021-09-30	646.033	437.801	206.527
2021-06-30	628.247	382.069	187.992
2021-03-31	601.067	383.146	174.497
2020-12-31	575.075	109.888	155.81
2020-09-30	557.636	34.358	156.175

FFBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFBC has a Quality Grade of C, ranking ahead of 50.71% of graded US stocks.
• FFBC's asset turnover comes in at 0.039 -- ranking 190th of 430 Banking stocks.
• WTFC, CTBI, and ZION are the stocks whose asset turnover ratios are most correlated with FFBC.

The table below shows FFBC's key quality metrics over time.