First Financial Bancorp. (FFBC): Price and Financial Metrics

FFBC POWR Grades

• FFBC scores best on the Stability dimension, with a Stability rank ahead of 65.2% of US stocks.
• FFBC's strongest trending metric is Growth; it's been moving down over the last 177 days.
• FFBC's current lowest rank is in the Quality metric (where it is better than 36.04% of US stocks).

FFBC Stock Summary

• FIRST FINANCIAL BANCORP's stock had its IPO on March 26, 1990, making it an older stock than 85.48% of US equities in our set.
• FFBC's current price/earnings ratio is 7.04, which is higher than just 16.81% of US stocks with positive earnings.
• FFBC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 85.84% of US stocks.
• Stocks that are quantitatively similar to FFBC, based on their financial statements, market capitalization, and price volatility, are VLY, CFB, WBS, PNFP, and RNST.
• FFBC's SEC filings can be seen here. And to visit FIRST FINANCIAL BANCORP's official web site, go to www.bankatfirst.com.

FFBC Valuation Summary

• FFBC's EV/EBIT ratio is 9.4; this is 16.81% lower than that of the median Financial Services stock.
• FFBC's price/earnings ratio has moved down 8.1 over the prior 243 months.

Below are key valuation metrics over time for FFBC.

FFBC Growth Metrics

The 2 year cash and equivalents growth rate now stands at 37.43%.
• The 4 year price growth rate now stands at -48.01%.
• The 5 year net income to common stockholders growth rate now stands at 94.21%.

FFBC's revenue has moved up $72,526,000 over the prior 33 months.

The table below shows FFBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	657.555	280.624	195.471
2022-06-30	651.504	450.251	199.778
2022-03-31	644.989	387.243	199.146
2021-12-31	641.745	390.462	205.16
2021-09-30	646.033	437.801	206.527
2021-06-30	628.247	382.069	187.992

FFBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFBC has a Quality Grade of C, ranking ahead of 50.71% of graded US stocks.
• FFBC's asset turnover comes in at 0.039 -- ranking 190th of 430 Banking stocks.
• WTFC, CTBI, and ZION are the stocks whose asset turnover ratios are most correlated with FFBC.

The table below shows FFBC's key quality metrics over time.