First Financial Bankshares, Inc. (FFIN): Price and Financial Metrics

FFIN POWR Grades

• FFIN scores best on the Stability dimension, with a Stability rank ahead of 87.25% of US stocks.
• The strongest trend for FFIN is in Sentiment, which has been heading up over the past 177 days.
• FFIN's current lowest rank is in the Value metric (where it is better than 1.44% of US stocks).

FFIN Stock Summary

• FFIN's price/sales ratio is 7.19; that's higher than the P/S ratio of 86.39% of US stocks.
• FFIN's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 89.83% of US stocks.
• With a year-over-year growth in debt of -23.52%, FIRST FINANCIAL BANKSHARES INC's debt growth rate surpasses just 13.61% of about US stocks.
• If you're looking for stocks that are quantitatively similar to FIRST FINANCIAL BANKSHARES INC, a group of peers worth examining would be FCCO, TAP, NPO, MRTN, and ALK.
• FFIN's SEC filings can be seen here. And to visit FIRST FINANCIAL BANKSHARES INC's official web site, go to www.ffin.com.

FFIN Valuation Summary

• In comparison to the median Financial Services stock, FFIN's price/sales ratio is 239.13% higher, now standing at 7.8.
• Over the past 243 months, FFIN's price/sales ratio has gone up 2.2.

Below are key valuation metrics over time for FFIN.

FFIN Growth Metrics

Its 5 year revenue growth rate is now at 32.2%.
• Its 2 year cash and equivalents growth rate is now at 123.16%.
• The 3 year price growth rate now stands at 34.49%.

FFIN's revenue has moved up $212,054,000 over the prior 70 months.

The table below shows FFIN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	515.652	323.94	234.475
2022-09-30	514.812	341.767	231.144
2022-06-30	517.442	363.261	230.731
2022-03-31	513.521	343.147	226.616
2021-12-31	513.678	353.231	227.562
2021-09-30	520.31	341.633	230.701

FFIN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFIN has a Quality Grade of C, ranking ahead of 33.59% of graded US stocks.
• FFIN's asset turnover comes in at 0.044 -- ranking 117th of 431 Banking stocks.
• GBCI, PEBK, and BKSC are the stocks whose asset turnover ratios are most correlated with FFIN.

The table below shows FFIN's key quality metrics over time.