First Financial Bankshares, Inc. (FFIN): Price and Financial Metrics

FFIN POWR Grades

• FFIN scores best on the Stability dimension, with a Stability rank ahead of 87.49% of US stocks.
• FFIN's strongest trending metric is Growth; it's been moving down over the last 52 weeks.
• FFIN's current lowest rank is in the Value metric (where it is better than 2.76% of US stocks).

FFIN Stock Summary

• With a price/sales ratio of 13.8, First Financial Bankshares Inc has a higher such ratio than 86.73% of stocks in our set.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 6.87 for First Financial Bankshares Inc; that's greater than it is for 83.83% of US stocks.
• In terms of volatility of its share price, FFIN is more volatile than just 16.55% of stocks we're observing.
• Stocks that are quantitatively similar to FFIN, based on their financial statements, market capitalization, and price volatility, are PEBO, OVBC, BANF, CIVB, and FCCO.
• FFIN's SEC filings can be seen here. And to visit First Financial Bankshares Inc's official web site, go to www.ffin.com.

FFIN Valuation Summary

• In comparison to the median Financial Services stock, FFIN's price/sales ratio is 328.12% higher, now standing at 13.7.
• FFIN's price/sales ratio has moved up 9.5 over the prior 243 months.
• FFIN's price/sales ratio has moved up 9.5 over the prior 243 months.

Below are key valuation metrics over time for FFIN.

FFIN Growth Metrics

• Its 5 year revenue growth rate is now at 42.69%.
• The 3 year net cashflow from operations growth rate now stands at 53.61%.
• The 3 year net income to common stockholders growth rate now stands at 51.22%.

FFIN's revenue has moved up $197,390,000 over the prior 49 months.

The table below shows FFIN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	505.587	245.102	224.63
2021-03-31	496.213	275.851	221.721
2020-12-31	470.303	210.668	202.034
2020-09-30	437.742	193.362	184.947
2020-06-30	419.814	209.289	175.17
2020-03-31	401.351	163.439	163.793

FFIN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFIN has a Quality Grade of C, ranking ahead of 34.17% of graded US stocks.
• FFIN's asset turnover comes in at 0.044 -- ranking 117th of 433 Banking stocks.
• GBCI, PEBK, and NTRS are the stocks whose asset turnover ratios are most correlated with FFIN.

The table below shows FFIN's key quality metrics over time.