First Financial Bankshares, Inc. (FFIN): Price and Financial Metrics

FFIN POWR Grades

• Momentum is the dimension where FFIN ranks best; there it ranks ahead of 91.82% of US stocks.
• The strongest trend for FFIN is in Growth, which has been heading up over the past 163 days.
• FFIN's current lowest rank is in the Value metric (where it is better than 1.86% of US stocks).

FFIN Stock Summary

• FFIN's price/sales ratio is 13.41; that's higher than the P/S ratio of 89.04% of US stocks.
• FFIN's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 84.58% of US stocks.
• The volatility of First Financial Bankshares Inc's share price is greater than that of merely 11.88% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to First Financial Bankshares Inc are FCNCA, WTFC, GBCI, KNX, and STN.
• FFIN's SEC filings can be seen here. And to visit First Financial Bankshares Inc's official web site, go to www.ffin.com.

FFIN Valuation Summary

• In comparison to the median Financial Services stock, FFIN's price/sales ratio is 328.12% higher, now standing at 13.7.
• FFIN's price/sales ratio has moved up 9.5 over the prior 243 months.
• FFIN's price/sales ratio has moved up 9.5 over the prior 243 months.

Below are key valuation metrics over time for FFIN.

FFIN Growth Metrics

Its 5 year net cashflow from operations growth rate is now at 16.17%.
• Its 2 year net cashflow from operations growth rate is now at -2.97%.
• Its 4 year cash and equivalents growth rate is now at 59.37%.

Over the past 49 months, FFIN's revenue has gone up $204,626,000.

The table below shows FFIN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	520.31	341.633	230.701
2021-06-30	505.587	245.102	224.63
2021-03-31	496.213	275.851	221.721
2020-12-31	470.303	210.668	202.034
2020-09-30	437.742	193.362	184.947
2020-06-30	419.814	209.289	175.17

FFIN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFIN has a Quality Grade of C, ranking ahead of 33.59% of graded US stocks.
• FFIN's asset turnover comes in at 0.044 -- ranking 117th of 431 Banking stocks.
• GBCI, PEBK, and BKSC are the stocks whose asset turnover ratios are most correlated with FFIN.

The table below shows FFIN's key quality metrics over time.