First Foundation Inc. (FFWM): Price and Financial Metrics

FFWM POWR Grades

• FFWM scores best on the Momentum dimension, with a Momentum rank ahead of 91.02% of US stocks.
• FFWM's strongest trending metric is Momentum; it's been moving up over the last 157 days.
• FFWM's current lowest rank is in the Quality metric (where it is better than 22.13% of US stocks).

FFWM Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.2 for First Foundation Inc; that's greater than it is for 91.77% of US stocks.
• With a year-over-year growth in debt of -95.35%, First Foundation Inc's debt growth rate surpasses just 2% of about US stocks.
• First Foundation Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 21.8%, greater than the shareholder yield of 91.07% of stocks in our set.
• Stocks that are quantitatively similar to FFWM, based on their financial statements, market capitalization, and price volatility, are CASH, FNCB, CBTX, HMNF, and OPBK.
• Visit FFWM's SEC page to see the company's official filings. To visit the company's web site, go to www.firstfoundationinc.com.

FFWM Valuation Summary

• FFWM's price/earnings ratio is 10.7; this is 2.73% lower than that of the median Financial Services stock.
• FFWM's price/earnings ratio has moved down 8.1 over the prior 83 months.
• FFWM's price/earnings ratio has moved down 8.1 over the prior 83 months.

Below are key valuation metrics over time for FFWM.

FFWM Growth Metrics

The year over year cash and equivalents growth rate now stands at 1059.66%.
• Its 5 year net cashflow from operations growth rate is now at 226.28%.
• Its 4 year revenue growth rate is now at 129.21%.

FFWM's revenue has moved up $152,605,000 over the prior 49 months.

The table below shows FFWM's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	291.269	87.19	108.001
2021-06-30	274.695	80.018	101.713
2021-03-31	258.843	99.177	93.513
2020-12-31	244.545	67.442	84.369
2020-09-30	234.615	63.683	77.217
2020-06-30	217.847	64.679	63.635

FFWM's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFWM has a Quality Grade of D, ranking ahead of 19.06% of graded US stocks.
• FFWM's asset turnover comes in at 0.039 -- ranking 189th of 430 Banking stocks.
• PDLB, ALLY, and SC are the stocks whose asset turnover ratios are most correlated with FFWM.

The table below shows FFWM's key quality metrics over time.