First Foundation Inc. (FFWM): Price and Financial Metrics

FFWM POWR Grades

• FFWM scores best on the Momentum dimension, with a Momentum rank ahead of 92.62% of US stocks.
• FFWM's strongest trending metric is Growth; it's been moving down over the last 179 days.
• FFWM ranks lowest in Sentiment; there it ranks in the 14th percentile.

FFWM Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.12 for FIRST FOUNDATION INC; that's greater than it is for 90.86% of US stocks.
• With a year-over-year growth in debt of 11,871.65%, FIRST FOUNDATION INC's debt growth rate surpasses 99.69% of about US stocks.
• FIRST FOUNDATION INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -166.9%, greater than the shareholder yield of only 3.67% of stocks in our set.
• Stocks that are quantitatively similar to FFWM, based on their financial statements, market capitalization, and price volatility, are SI, CVCY, SASR, ESSA, and WAFD.
• Visit FFWM's SEC page to see the company's official filings. To visit the company's web site, go to www.firstfoundationinc.com.

FFWM Valuation Summary

• FFWM's EV/EBIT ratio is 12.1; this is 6.14% higher than that of the median Financial Services stock.
• FFWM's price/sales ratio has moved down 0.3 over the prior 98 months.

Below are key valuation metrics over time for FFWM.

FFWM Growth Metrics

Its 4 year net income to common stockholders growth rate is now at 149.71%.
• Its 4 year price growth rate is now at -15.25%.
• Its 5 year net cashflow from operations growth rate is now at 153.56%.

Over the past 70 months, FFWM's revenue has gone up $238,204,000.

The table below shows FFWM's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	357.532	127.036	117.034
2022-06-30	347.938	126.641	125.254
2022-03-31	324.807	104.655	117.992
2021-12-31	299.871	96.935	109.511
2021-09-30	291.269	87.19	108.001
2021-06-30	274.695	80.018	101.713

FFWM's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFWM has a Quality Grade of D, ranking ahead of 19.06% of graded US stocks.
• FFWM's asset turnover comes in at 0.039 -- ranking 189th of 430 Banking stocks.
• PDLB, ALLY, and SC are the stocks whose asset turnover ratios are most correlated with FFWM.

The table below shows FFWM's key quality metrics over time.