F.N.B. Corporation (FNB): Price and Financial Metrics

FNB POWR Grades

• FNB scores best on the Momentum dimension, with a Momentum rank ahead of 89.62% of US stocks.
• FNB's strongest trending metric is Momentum; it's been moving up over the last 179 days.
• FNB ranks lowest in Quality; there it ranks in the 29th percentile.

FNB Stock Summary

• FNB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.3% of US stocks.
• With a year-over-year growth in debt of -23.49%, Fnb Corp's debt growth rate surpasses only 17.22% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FNB comes in at 19% -- higher than that of 90.95% of stocks in our set.
• Stocks that are quantitatively similar to FNB, based on their financial statements, market capitalization, and price volatility, are ASB, TRST, PBHC, HTH, and FCF.
• Visit FNB's SEC page to see the company's official filings. To visit the company's web site, go to www.fnb-online.com.

FNB Valuation Summary

• In comparison to the median Financial Services stock, FNB's price/earnings ratio is 2.73% lower, now standing at 10.7.
• FNB's price/sales ratio has moved down 0.1 over the prior 243 months.
• FNB's price/sales ratio has moved down 0.1 over the prior 243 months.

Below are key valuation metrics over time for FNB.

FNB Growth Metrics

The 5 year cash and equivalents growth rate now stands at 63.03%.
• Its 3 year net cashflow from operations growth rate is now at 66.34%.
• Its 2 year net income to common stockholders growth rate is now at 30.22%.

Over the past 70 months, FNB's revenue has gone up $593,146,000.

The table below shows FNB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,236	530	397
2021-09-30	1,215	578	370
2021-06-30	1,173	571	342
2021-03-31	1,140	533	324
2020-12-31	1,093	113	278
2020-09-30	1,102	41	301

FNB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FNB has a Quality Grade of C, ranking ahead of 40.98% of graded US stocks.
• FNB's asset turnover comes in at 0.031 -- ranking 357th of 430 Banking stocks.
• FRME, HTLF, and BANR are the stocks whose asset turnover ratios are most correlated with FNB.

The table below shows FNB's key quality metrics over time.