F.N.B. Corporation (FNB): Price and Financial Metrics

FNB POWR Grades

• Momentum is the dimension where FNB ranks best; there it ranks ahead of 91.82% of US stocks.
• FNB's strongest trending metric is Growth; it's been moving up over the last 163 days.
• FNB ranks lowest in Sentiment; there it ranks in the 27th percentile.

FNB Stock Summary

• The ratio of debt to operating expenses for Fnb Corp is higher than it is for about 85.31% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.65 for Fnb Corp; that's greater than it is for 85.99% of US stocks.
• Fnb Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 25.1%, greater than the shareholder yield of 91.93% of stocks in our set.
• Stocks that are quantitatively similar to FNB, based on their financial statements, market capitalization, and price volatility, are KRNY, MBIN, HBNC, HWBK, and ASB.
• Visit FNB's SEC page to see the company's official filings. To visit the company's web site, go to www.fnb-online.com.

FNB Valuation Summary

• In comparison to the median Financial Services stock, FNB's price/earnings ratio is 2.73% lower, now standing at 10.7.
• FNB's price/sales ratio has moved down 0.1 over the prior 243 months.
• FNB's price/sales ratio has moved down 0.1 over the prior 243 months.

Below are key valuation metrics over time for FNB.

FNB Growth Metrics

Its 5 year revenue growth rate is now at 77.02%.
• Its 4 year net income to common stockholders growth rate is now at 141.64%.
• The 3 year price growth rate now stands at -4.17%.

FNB's revenue has moved up $95,000,000 over the prior 15 months.

The table below shows FNB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	1,215	578	370
2021-06-30	1,173	571	342
2021-03-31	1,140	533	324
2020-12-31	1,093	113	278
2020-09-30	1,102	41	301
2020-06-30	1,120	188	321

FNB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FNB has a Quality Grade of C, ranking ahead of 40.98% of graded US stocks.
• FNB's asset turnover comes in at 0.031 -- ranking 357th of 430 Banking stocks.
• FRME, HTLF, and BANR are the stocks whose asset turnover ratios are most correlated with FNB.

The table below shows FNB's key quality metrics over time.