FS Bancorp, Inc. (FSBW): Price and Financial Metrics

FSBW POWR Grades

• FSBW scores best on the Value dimension, with a Value rank ahead of 82.13% of US stocks.
• The strongest trend for FSBW is in Growth, which has been heading down over the past 177 days.
• FSBW ranks lowest in Quality; there it ranks in the 34th percentile.

FSBW Stock Summary

• The price/operating cash flow metric for FS BANCORP INC is higher than only 8.06% of stocks in our set with a positive cash flow.
• FSBW's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.3% of US stocks.
• With a year-over-year growth in debt of 93.97%, FS BANCORP INC's debt growth rate surpasses 89.21% of about US stocks.
• Stocks that are quantitatively similar to FSBW, based on their financial statements, market capitalization, and price volatility, are SNV, CVLY, GABC, BANR, and SFBC.
• FSBW's SEC filings can be seen here. And to visit FS BANCORP INC's official web site, go to www.fsbwa.com.

FSBW Valuation Summary

• In comparison to the median Financial Services stock, FSBW's price/sales ratio is 80% higher, now standing at 1.8.
• FSBW's price/sales ratio has moved down 0.6 over the prior 136 months.

Below are key valuation metrics over time for FSBW.

FSBW Growth Metrics

The 2 year cash and equivalents growth rate now stands at -43.48%.
• Its 2 year net income to common stockholders growth rate is now at 42.78%.
• Its year over year cash and equivalents growth rate is now at -61.34%.

FSBW's revenue has moved up $49,601,000 over the prior 49 months.

The table below shows FSBW's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	116.327	173.43	30.676
2022-06-30	117.39	164.564	30.549
2022-03-31	119.583	188.752	32.399
2021-12-31	123.662	109.009	37.412
2021-09-30	125.152	166.6	40.127
2021-06-30	127.463	77.653	44.509

FSBW's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FSBW has a Quality Grade of C, ranking ahead of 42.6% of graded US stocks.
• FSBW's asset turnover comes in at 0.06 -- ranking 72nd of 430 Banking stocks.
• UBCP, KEY, and BOKF are the stocks whose asset turnover ratios are most correlated with FSBW.

The table below shows FSBW's key quality metrics over time.