FS Bancorp, Inc. (FSBW): Price and Financial Metrics

FSBW POWR Grades

• Stability is the dimension where FSBW ranks best; there it ranks ahead of 94.13% of US stocks.
• FSBW's strongest trending metric is Stability; it's been moving up over the last 179 days.
• FSBW's current lowest rank is in the Growth metric (where it is better than 6.46% of US stocks).

FSBW Stock Summary

• The price/operating cash flow metric for FS Bancorp Inc is higher than only 7.31% of stocks in our set with a positive cash flow.
• With a year-over-year growth in debt of -46.56%, FS Bancorp Inc's debt growth rate surpasses only 8.24% of about US stocks.
• FS Bancorp Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 40.33%, greater than the shareholder yield of 96.15% of stocks in our set.
• Stocks that are quantitatively similar to FSBW, based on their financial statements, market capitalization, and price volatility, are MYFW, FNWB, STRA, BSVN, and PFS.
• Visit FSBW's SEC page to see the company's official filings. To visit the company's web site, go to www.fsbwa.com.

FSBW Valuation Summary

• In comparison to the median Financial Services stock, FSBW's price/sales ratio is 31.25% lower, now standing at 2.2.
• FSBW's EV/EBIT ratio has moved down 10.5 over the prior 111 months.
• Over the past 111 months, FSBW's EV/EBIT ratio has gone down 10.5.

Below are key valuation metrics over time for FSBW.

FSBW Growth Metrics

Its 5 year price growth rate is now at 55.59%.
• Its 3 year price growth rate is now at 109.71%.
• The 3 year net cashflow from operations growth rate now stands at 208.6%.

Over the past 52 months, FSBW's revenue has gone up $61,309,000.

The table below shows FSBW's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	123.662	109.009	37.412
2021-09-30	125.152	166.6	40.127
2021-06-30	127.463	77.653	44.509
2021-03-31	125.399	15.864	45.98
2020-12-31	116.443	-32.317	39.264
2020-09-30	105.74	-86.581	33.818

FSBW's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FSBW has a Quality Grade of C, ranking ahead of 42.6% of graded US stocks.
• FSBW's asset turnover comes in at 0.06 -- ranking 72nd of 430 Banking stocks.
• UBCP, KEY, and BOKF are the stocks whose asset turnover ratios are most correlated with FSBW.

The table below shows FSBW's key quality metrics over time.