Hanmi Financial Corporation (HAFC): Price and Financial Metrics

HAFC POWR Grades

• Momentum is the dimension where HAFC ranks best; there it ranks ahead of 93.67% of US stocks.
• The strongest trend for HAFC is in Growth, which has been heading up over the past 168 days.
• HAFC's current lowest rank is in the Quality metric (where it is better than 39.64% of US stocks).

HAFC Stock Summary

• HAFC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.24% of US stocks.
• In terms of twelve month growth in earnings before interest and taxes, Hanmi Financial Corp is reporting a growth rate of 145.66%; that's higher than 85.71% of US stocks.
• Revenue growth over the past 12 months for Hanmi Financial Corp comes in at 40.5%, a number that bests 81.05% of the US stocks we're tracking.
• Stocks with similar financial metrics, market capitalization, and price volatility to Hanmi Financial Corp are BY, PBHC, SRCE, NWFL, and OBNK.
• Visit HAFC's SEC page to see the company's official filings. To visit the company's web site, go to www.hanmi.com.

HAFC Valuation Summary

• In comparison to the median Financial Services stock, HAFC's price/sales ratio is 18.75% lower, now standing at 2.6.
• Over the past 243 months, HAFC's price/sales ratio has gone down 0.9.
• Over the past 243 months, HAFC's price/earnings ratio has gone down 3.9.

Below are key valuation metrics over time for HAFC.

HAFC Growth Metrics

The year over year net cashflow from operations growth rate now stands at -29.83%.
• The 3 year cash and equivalents growth rate now stands at 23.55%.
• Its 2 year price growth rate is now at -67.9%.

Over the past 49 months, HAFC's revenue has gone up $30,247,000.

The table below shows HAFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	235.81	85.393	79.672
2021-06-30	218.794	166.946	69.451
2021-03-31	197.788	42.543	56.504
2020-12-31	178.548	60.203	42.196
2020-09-30	167.838	43.383	30.953
2020-06-30	164.447	44.79	26.985

HAFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HAFC has a Quality Grade of C, ranking ahead of 37.5% of graded US stocks.
• HAFC's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PNBK, BOKF, and BKU are the stocks whose asset turnover ratios are most correlated with HAFC.

The table below shows HAFC's key quality metrics over time.