Hanmi Financial Corporation (HAFC): Price and Financial Metrics

HAFC POWR Grades

• Value is the dimension where HAFC ranks best; there it ranks ahead of 88.99% of US stocks.
• The strongest trend for HAFC is in Growth, which has been heading down over the past 48 weeks.
• HAFC ranks lowest in Growth; there it ranks in the 23rd percentile.

HAFC Stock Summary

• The price/operating cash flow metric for Hanmi Financial Corp is higher than just 10.74% of stocks in our set with a positive cash flow.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.89 for Hanmi Financial Corp; that's greater than it is for 93.24% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for HAFC comes in at 20.48% -- higher than that of 88.85% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Hanmi Financial Corp are LBAI, IBCP, WBS, FISI, and UCBI.
• Visit HAFC's SEC page to see the company's official filings. To visit the company's web site, go to www.hanmi.com.

HAFC Valuation Summary

• In comparison to the median Financial Services stock, HAFC's price/sales ratio is 18.75% lower, now standing at 2.6.
• Over the past 243 months, HAFC's price/sales ratio has gone down 0.9.
• Over the past 243 months, HAFC's price/earnings ratio has gone down 3.9.

Below are key valuation metrics over time for HAFC.

HAFC Growth Metrics

• Its 3 year price growth rate is now at 4.61%.
• Its year over year cash and equivalents growth rate is now at 122.49%.
• Its 5 year net income to common stockholders growth rate is now at -61.7%.

HAFC's revenue has moved up $12,420,000 over the prior 70 months.

The table below shows HAFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	218.794	166.946	69.451
2021-03-31	197.788	42.543	56.504
2020-12-31	178.548	60.203	42.196
2020-09-30	167.838	43.383	30.953
2020-06-30	164.447	44.79	26.985
2020-03-31	157.688	60.625	20.466

HAFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HAFC has a Quality Grade of C, ranking ahead of 33.28% of graded US stocks.
• HAFC's asset turnover comes in at 0.035 -- ranking 288th of 437 Banking stocks.
• PNBK, UBCP, and KEY are the stocks whose asset turnover ratios are most correlated with HAFC.

The table below shows HAFC's key quality metrics over time.