Hanmi Financial Corporation (HAFC): Price and Financial Metrics

HAFC POWR Grades

• Value is the dimension where HAFC ranks best; there it ranks ahead of 89.29% of US stocks.
• The strongest trend for HAFC is in Growth, which has been heading down over the past 177 days.
• HAFC ranks lowest in Growth; there it ranks in the 7th percentile.

HAFC Stock Summary

• HAFC's current price/earnings ratio is 5.03, which is higher than just 7.66% of US stocks with positive earnings.
• The price/operating cash flow metric for HANMI FINANCIAL CORP is higher than only 11.01% of stocks in our set with a positive cash flow.
• HAFC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 91.94% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to HANMI FINANCIAL CORP are BCML, FRME, CWBC, CBU, and QCRH.
• HAFC's SEC filings can be seen here. And to visit HANMI FINANCIAL CORP's official web site, go to www.hanmi.com.

HAFC Valuation Summary

• In comparison to the median Financial Services stock, HAFC's EV/EBIT ratio is 72.57% lower, now standing at 3.1.
• Over the past 243 months, HAFC's price/sales ratio has gone down 2.6.

Below are key valuation metrics over time for HAFC.

HAFC Growth Metrics

Its 4 year price growth rate is now at -68.51%.
• Its 5 year net income to common stockholders growth rate is now at -63.1%.
• Its year over year net income to common stockholders growth rate is now at 81.78%.

HAFC's revenue has moved up $54,994,000 over the prior 15 months.

The table below shows HAFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	273.788	128.654	106.245
2022-06-30	272.074	13.744	105.641
2022-03-31	267.101	107.261	102.713
2021-12-31	259.949	93.729	98.677
2021-09-30	235.81	85.393	79.672
2021-06-30	218.794	166.946	69.451

HAFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HAFC has a Quality Grade of C, ranking ahead of 37.5% of graded US stocks.
• HAFC's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PNBK, BOKF, and BKU are the stocks whose asset turnover ratios are most correlated with HAFC.

The table below shows HAFC's key quality metrics over time.