Hanmi Financial Corporation (HAFC): Price and Financial Metrics

HAFC POWR Grades

• HAFC scores best on the Momentum dimension, with a Momentum rank ahead of 81.87% of US stocks.
• HAFC's strongest trending metric is Sentiment; it's been moving down over the last 177 days.
• HAFC's current lowest rank is in the Sentiment metric (where it is better than 15.22% of US stocks).

HAFC Stock Summary

• With a price/earnings ratio of 5.63, HANMI FINANCIAL CORP P/E ratio is greater than that of about just 14.08% of stocks in our set with positive earnings.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.34 for HANMI FINANCIAL CORP; that's greater than it is for 92.77% of US stocks.
• In terms of volatility of its share price, HAFC is more volatile than just 14.77% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to HANMI FINANCIAL CORP are FRME, PBHC, TCFC, RBCAA, and OFED.
• Visit HAFC's SEC page to see the company's official filings. To visit the company's web site, go to www.hanmi.com.

HAFC Valuation Summary

• In comparison to the median Financial Services stock, HAFC's price/sales ratio is 12% lower, now standing at 2.2.
• Over the past 243 months, HAFC's price/earnings ratio has gone down 8.7.

Below are key valuation metrics over time for HAFC.

HAFC Growth Metrics

Its 4 year price growth rate is now at -68.51%.
• Its 5 year net income to common stockholders growth rate is now at -63.1%.
• Its year over year net income to common stockholders growth rate is now at 81.78%.

HAFC's revenue has moved up $54,994,000 over the prior 15 months.

The table below shows HAFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	273.788	128.654	106.245
2022-06-30	272.074	13.744	105.641
2022-03-31	267.101	107.261	102.713
2021-12-31	259.949	93.729	98.677
2021-09-30	235.81	85.393	79.672
2021-06-30	218.794	166.946	69.451

HAFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HAFC has a Quality Grade of C, ranking ahead of 37.5% of graded US stocks.
• HAFC's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PNBK, BOKF, and BKU are the stocks whose asset turnover ratios are most correlated with HAFC.

The table below shows HAFC's key quality metrics over time.