Hanmi Financial Corporation (HAFC): Price and Financial Metrics

HAFC POWR Grades

• HAFC scores best on the Momentum dimension, with a Momentum rank ahead of 90.4% of US stocks.
• HAFC's strongest trending metric is Growth; it's been moving up over the last 161 days.
• HAFC ranks lowest in Quality; there it ranks in the 39th percentile.

HAFC Stock Summary

• HAFC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.24% of US stocks.
• Over the past twelve months, HAFC has reported earnings growth of 145.66%, putting it ahead of 85.67% of US stocks in our set.
• As for revenue growth, note that HAFC's revenue has grown 40.5% over the past 12 months; that beats the revenue growth of 81.03% of US companies in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Hanmi Financial Corp are BY, PBHC, SRCE, NWFL, and OBNK.
• HAFC's SEC filings can be seen here. And to visit Hanmi Financial Corp's official web site, go to www.hanmi.com.

HAFC Valuation Summary

• In comparison to the median Financial Services stock, HAFC's price/sales ratio is 18.75% lower, now standing at 2.6.
• Over the past 243 months, HAFC's price/sales ratio has gone down 0.9.
• Over the past 243 months, HAFC's price/earnings ratio has gone down 3.9.

Below are key valuation metrics over time for HAFC.

HAFC Growth Metrics

Its 5 year net income to common stockholders growth rate is now at -64.45%.
• Its year over year cash and equivalents growth rate is now at 122.49%.
• Its 4 year net cashflow from operations growth rate is now at -19.31%.

HAFC's revenue has moved up $34,267,000 over the prior 33 months.

The table below shows HAFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	235.81	85.393	79.672
2021-06-30	218.794	166.946	69.451
2021-03-31	197.788	42.543	56.504
2020-12-31	178.548	60.203	42.196
2020-09-30	167.838	43.383	30.953
2020-06-30	164.447	44.79	26.985

HAFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HAFC has a Quality Grade of C, ranking ahead of 37.5% of graded US stocks.
• HAFC's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• PNBK, BOKF, and BKU are the stocks whose asset turnover ratios are most correlated with HAFC.

The table below shows HAFC's key quality metrics over time.