Heritage Insurance Holdings, Inc. (HRTG): Price and Financial Metrics

HRTG POWR Grades

• HRTG scores best on the Growth dimension, with a Growth rank ahead of 96.5% of US stocks.
• HRTG's strongest trending metric is Stability; it's been moving down over the last 179 days.
• HRTG ranks lowest in Quality; there it ranks in the 58th percentile.

HRTG Stock Summary

• HRTG's price/sales ratio is 0.12; that's higher than the P/S ratio of just 2.3% of US stocks.
• In terms of twelve month growth in earnings before interest and taxes, HERITAGE INSURANCE HOLDINGS INC is reporting a growth rate of 846.25%; that's higher than 98.13% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for HRTG comes in at 23.85% -- higher than that of 92.89% of stocks in our set.
• Stocks that are quantitatively similar to HRTG, based on their financial statements, market capitalization, and price volatility, are CNFR, UNAM, TCBK, SBT, and JBLU.
• HRTG's SEC filings can be seen here. And to visit HERITAGE INSURANCE HOLDINGS INC's official web site, go to www.heritagepci.com.

HRTG Valuation Summary

• HRTG's EV/EBIT ratio is 0.4; this is 95.88% lower than that of the median Financial Services stock.
• HRTG's price/earnings ratio has moved down 10 over the prior 102 months.

Below are key valuation metrics over time for HRTG.

HRTG Growth Metrics

Its 5 year price growth rate is now at 4.15%.
• Its 3 year revenue growth rate is now at 32.18%.
• Its 4 year net income to common stockholders growth rate is now at -48.58%.

Over the past 33 months, HRTG's revenue has gone up $158,817,000.

The table below shows HRTG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	656.498	-90.337	-184.253
2022-03-31	642.925	-18.303	-100.337
2021-12-31	631.561	60.13	-74.727
2021-09-30	624.396	121.8	-22.701
2021-06-30	622.107	141.346	-11.524
2021-03-31	607.922	123.741	-3.442

HRTG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HRTG has a Quality Grade of C, ranking ahead of 73.44% of graded US stocks.
• HRTG's asset turnover comes in at 0.289 -- ranking 60th of 133 Insurance stocks.
• ERIE, BRO, and SPNT are the stocks whose asset turnover ratios are most correlated with HRTG.

The table below shows HRTG's key quality metrics over time.