Heritage Insurance Holdings, Inc. (HRTG): Price and Financial Metrics

HRTG POWR Grades

• Momentum is the dimension where HRTG ranks best; there it ranks ahead of 83% of US stocks.
• The strongest trend for HRTG is in Growth, which has been heading down over the past 177 days.
• HRTG ranks lowest in Growth; there it ranks in the 44th percentile.

HRTG Stock Summary

• With a price/sales ratio of 0.1, HERITAGE INSURANCE HOLDINGS INC has a higher such ratio than just 1.77% of stocks in our set.
• In terms of twelve month growth in earnings before interest and taxes, HERITAGE INSURANCE HOLDINGS INC is reporting a growth rate of 611.05%; that's higher than 97.16% of US stocks.
• HERITAGE INSURANCE HOLDINGS INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 72.79%, greater than the shareholder yield of 97.6% of stocks in our set.
• Stocks that are quantitatively similar to HRTG, based on their financial statements, market capitalization, and price volatility, are CNFR, JBLU, RGA, MPB, and ULH.
• HRTG's SEC filings can be seen here. And to visit HERITAGE INSURANCE HOLDINGS INC's official web site, go to www.heritagepci.com.

HRTG Valuation Summary

• HRTG's price/sales ratio is 0.1; this is 91.67% lower than that of the median Financial Services stock.
• Over the past 106 months, HRTG's EV/EBIT ratio has gone down 4.4.

Below are key valuation metrics over time for HRTG.

HRTG Growth Metrics

Its year over year cash and equivalents growth rate is now at -28.08%.
• Its 5 year cash and equivalents growth rate is now at 167.45%.
• Its 3 year price growth rate is now at -76.69%.

Over the past 67 months, HRTG's revenue has gone up $227,896,000.

The table below shows HRTG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	654.583	-25.5	-216.083
2022-06-30	656.498	-90.337	-184.253
2022-03-31	642.925	-18.303	-100.337
2021-12-31	631.561	60.13	-74.727
2021-09-30	624.396	121.8	-22.701
2021-06-30	622.107	141.346	-11.524

HRTG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HRTG has a Quality Grade of C, ranking ahead of 73.44% of graded US stocks.
• HRTG's asset turnover comes in at 0.289 -- ranking 60th of 133 Insurance stocks.
• ERIE, BRO, and SPNT are the stocks whose asset turnover ratios are most correlated with HRTG.

The table below shows HRTG's key quality metrics over time.