Heritage Insurance Holdings, Inc. (HRTG): Price and Financial Metrics

HRTG POWR Grades

• HRTG scores best on the Quality dimension, with a Quality rank ahead of 72.65% of US stocks.
• HRTG's strongest trending metric is Stability; it's been moving down over the last 52 weeks.
• HRTG ranks lowest in Sentiment; there it ranks in the 20th percentile.

HRTG Stock Summary

• Price to trailing twelve month operating cash flow for HRTG is currently 1.44, higher than merely 4.55% of US stocks with positive operating cash flow.
• Of note is the ratio of Heritage Insurance Holdings Inc's sales and general administrative expense to its total operating expenses; 86.36% of US stocks have a lower such ratio.
• HRTG's price/sales ratio is 0.33; that's higher than the P/S ratio of merely 5.09% of US stocks.
• Stocks that are quantitatively similar to HRTG, based on their financial statements, market capitalization, and price volatility, are GLRE, ARGO, VNCE, SAMG, and GTS.
• Visit HRTG's SEC page to see the company's official filings. To visit the company's web site, go to www.heritagepci.com.

HRTG Valuation Summary

• HRTG's EV/EBIT ratio is 5.9; this is 31.4% lower than that of the median Financial Services stock.
• HRTG's price/earnings ratio has moved down 25.8 over the prior 88 months.
• Over the past 88 months, HRTG's EV/EBIT ratio has gone up 1.1.

Below are key valuation metrics over time for HRTG.

HRTG Growth Metrics

• Its year over year revenue growth rate is now at 15.63%.
• Its 4 year price growth rate is now at -11.07%.
• The 4 year revenue growth rate now stands at 31.03%.

Over the past 15 months, HRTG's revenue has gone up $96,357,000.

The table below shows HRTG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	622.107	141.346	-11.524
2021-03-31	607.922	123.741	-3.442
2020-12-31	593.385	170.211	9.326
2020-09-30	572.339	122.065	19.337
2020-06-30	538.919	175.039	32.703
2020-03-31	525.75	120.032	29.292

HRTG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HRTG has a Quality Grade of C, ranking ahead of 72.57% of graded US stocks.
• HRTG's asset turnover comes in at 0.289 -- ranking 61st of 133 Insurance stocks.
• AON, GTS, and RNR are the stocks whose asset turnover ratios are most correlated with HRTG.

The table below shows HRTG's key quality metrics over time.