HomeTrust Bancshares, Inc. (HTBI): Price and Financial Metrics

HTBI POWR Grades

• Sentiment is the dimension where HTBI ranks best; there it ranks ahead of 86.99% of US stocks.
• The strongest trend for HTBI is in Quality, which has been heading up over the past 177 days.
• HTBI ranks lowest in Quality; there it ranks in the 19th percentile.

HTBI Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.56 for HOMETRUST BANCSHARES INC; that's greater than it is for 88.8% of US stocks.
• With a year-over-year growth in debt of 39.99%, HOMETRUST BANCSHARES INC's debt growth rate surpasses 84.62% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for HTBI comes in at -113.13% -- higher than that of merely 5.34% of stocks in our set.
• Stocks that are quantitatively similar to HTBI, based on their financial statements, market capitalization, and price volatility, are FULT, FBMS, SMMF, WABC, and FSBC.
• Visit HTBI's SEC page to see the company's official filings. To visit the company's web site, go to www.htb.com.

HTBI Valuation Summary

• In comparison to the median Financial Services stock, HTBI's price/sales ratio is 110% higher, now standing at 2.1.
• Over the past 138 months, HTBI's price/earnings ratio has gone up 24.1.

Below are key valuation metrics over time for HTBI.

HTBI Growth Metrics

Its year over year revenue growth rate is now at 8.58%.
• Its 3 year revenue growth rate is now at 26.34%.
• Its 3 year cash and equivalents growth rate is now at -33.53%.

HTBI's revenue has moved up $22,636,000 over the prior 34 months.

The table below shows HTBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	152.896	37.879	36.905
2022-09-30	148.985	46.445	34.325
2022-06-30	150.562	34.801	35.653
2022-03-31	153.512	39.325	22.22
2021-12-31	157.951	51.641	22.066
2021-09-30	156.599	55.018	20.449

HTBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HTBI has a Quality Grade of C, ranking ahead of 46.7% of graded US stocks.
• HTBI's asset turnover comes in at 0.041 -- ranking 164th of 430 Banking stocks.
• SMBC, EQBK, and ISTR are the stocks whose asset turnover ratios are most correlated with HTBI.

The table below shows HTBI's key quality metrics over time.