HomeTrust Bancshares, Inc. (HTBI): Price and Financial Metrics

HTBI POWR Grades

• HTBI scores best on the Sentiment dimension, with a Sentiment rank ahead of 93.61% of US stocks.
• HTBI's strongest trending metric is Growth; it's been moving up over the last 179 days.
• HTBI ranks lowest in Quality; there it ranks in the 32nd percentile.

HTBI Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.99 for HOMETRUST BANCSHARES INC; that's greater than it is for 88.36% of US stocks.
• With a year-over-year growth in debt of 170.83%, HOMETRUST BANCSHARES INC's debt growth rate surpasses 92.24% of about US stocks.
• The volatility of HOMETRUST BANCSHARES INC's share price is greater than that of just 15.34% US stocks with at least 200 days of trading history.
• If you're looking for stocks that are quantitatively similar to HOMETRUST BANCSHARES INC, a group of peers worth examining would be CATY, NECB, TBBK, SAL, and AMNB.
• HTBI's SEC filings can be seen here. And to visit HOMETRUST BANCSHARES INC's official web site, go to www.htb.com.

HTBI Valuation Summary

• HTBI's price/sales ratio is 2.6; this is 4% higher than that of the median Financial Services stock.
• HTBI's price/earnings ratio has moved up 27.3 over the prior 130 months.

Below are key valuation metrics over time for HTBI.

HTBI Growth Metrics

Its year over year revenue growth rate is now at 8.58%.
• Its 3 year revenue growth rate is now at 26.34%.
• Its 3 year cash and equivalents growth rate is now at -33.53%.

HTBI's revenue has moved up $22,636,000 over the prior 34 months.

The table below shows HTBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	152.896	37.879	36.905
2022-09-30	148.985	46.445	34.325
2022-06-30	150.562	34.801	35.653
2022-03-31	153.512	39.325	22.22
2021-12-31	157.951	51.641	22.066
2021-09-30	156.599	55.018	20.449

HTBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HTBI has a Quality Grade of C, ranking ahead of 46.7% of graded US stocks.
• HTBI's asset turnover comes in at 0.041 -- ranking 164th of 430 Banking stocks.
• SMBC, EQBK, and ISTR are the stocks whose asset turnover ratios are most correlated with HTBI.

The table below shows HTBI's key quality metrics over time.