Lakeland Bancorp, Inc. (LBAI): Price and Financial Metrics

LBAI POWR Grades

• Stability is the dimension where LBAI ranks best; there it ranks ahead of 94.79% of US stocks.
• LBAI's strongest trending metric is Growth; it's been moving up over the last 52 weeks.
• LBAI's current lowest rank is in the Quality metric (where it is better than 34.68% of US stocks).

LBAI Stock Summary

• LBAI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 91.43% of US stocks.
• With a year-over-year growth in debt of -46.42%, Lakeland Bancorp Inc's debt growth rate surpasses merely 10.62% of about US stocks.
• Lakeland Bancorp Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 27.37%, greater than the shareholder yield of 91.95% of stocks in our set.
• Stocks that are quantitatively similar to LBAI, based on their financial statements, market capitalization, and price volatility, are BCML, HAFC, BANR, RNST, and PWOD.
• Visit LBAI's SEC page to see the company's official filings. To visit the company's web site, go to www.lakelandbank.com.

LBAI Valuation Summary

• In comparison to the median Financial Services stock, LBAI's price/earnings ratio is 9.09% lower, now standing at 10.
• Over the past 243 months, LBAI's EV/EBIT ratio has gone down 4.5.
• Over the past 243 months, LBAI's EV/EBIT ratio has gone down 4.5.

Below are key valuation metrics over time for LBAI.

LBAI Growth Metrics

• The 2 year net income to common stockholders growth rate now stands at 21.46%.
• Its 3 year revenue growth rate is now at 41.01%.
• The 4 year price growth rate now stands at -5.82%.

LBAI's revenue has moved up $69,944,000 over the prior 49 months.

The table below shows LBAI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	247.985	73.186	83.857
2021-03-31	224.017	90.595	68.301
2020-12-31	207.575	84.991	57.518
2020-09-30	203.04	87.22	57.385
2020-06-30	206.979	105.137	61.832
2020-03-31	215.566	91.285	67.438

LBAI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• LBAI has a Quality Grade of C, ranking ahead of 34.68% of graded US stocks.
• LBAI's asset turnover comes in at 0.032 -- ranking 340th of 433 Banking stocks.
• HFWA, USB, and WAL are the stocks whose asset turnover ratios are most correlated with LBAI.

The table below shows LBAI's key quality metrics over time.