Lakeland Bancorp, Inc. (LBAI): Price and Financial Metrics

LBAI POWR Grades

• LBAI scores best on the Stability dimension, with a Stability rank ahead of 97.73% of US stocks.
• The strongest trend for LBAI is in Growth, which has been heading down over the past 179 days.
• LBAI ranks lowest in Growth; there it ranks in the 3rd percentile.

LBAI Stock Summary

• LBAI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 91.5% of US stocks.
• In terms of volatility of its share price, LBAI is more volatile than only 19.06% of stocks we're observing.
• Lakeland Bancorp Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 15.96%, greater than the shareholder yield of 89.27% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Lakeland Bancorp Inc, a group of peers worth examining would be HOPE, SAL, FVCB, FBMS, and BFC.
• LBAI's SEC filings can be seen here. And to visit Lakeland Bancorp Inc's official web site, go to www.lakelandbank.com.

LBAI Valuation Summary

• In comparison to the median Financial Services stock, LBAI's price/earnings ratio is 9.09% lower, now standing at 10.
• Over the past 243 months, LBAI's EV/EBIT ratio has gone down 4.5.
• Over the past 243 months, LBAI's EV/EBIT ratio has gone down 4.5.

Below are key valuation metrics over time for LBAI.

LBAI Growth Metrics

Its 3 year cash and equivalents growth rate is now at 5.96%.
• The 4 year net income to common stockholders growth rate now stands at 109.05%.
• Its year over year price growth rate is now at 78.12%.

LBAI's revenue has moved up $87,481,000 over the prior 52 months.

The table below shows LBAI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	268.092	95.103	95.041
2021-09-30	264.588	93.702	91.719
2021-06-30	247.985	73.186	83.857
2021-03-31	224.017	90.595	68.301
2020-12-31	207.575	84.991	57.518
2020-09-30	203.04	87.22	57.385

LBAI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• LBAI has a Quality Grade of C, ranking ahead of 33.81% of graded US stocks.
• LBAI's asset turnover comes in at 0.032 -- ranking 337th of 428 Banking stocks.
• HFWA, BY, and CATY are the stocks whose asset turnover ratios are most correlated with LBAI.

The table below shows LBAI's key quality metrics over time.