Northfield Bancorp, Inc. (NFBK): Price and Financial Metrics

NFBK POWR Grades

• NFBK scores best on the Stability dimension, with a Stability rank ahead of 80.39% of US stocks.
• The strongest trend for NFBK is in Growth, which has been heading down over the past 177 days.
• NFBK ranks lowest in Growth; there it ranks in the 2nd percentile.

NFBK Stock Summary

• For NFBK, its debt to operating expenses ratio is greater than that reported by 94.27% of US equities we're observing.
• With a year-over-year growth in debt of 94.59%, NORTHFIELD BANCORP INC's debt growth rate surpasses 90.94% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for NFBK comes in at -109.65% -- higher than that of merely 5.56% of stocks in our set.
• Stocks that are quantitatively similar to NFBK, based on their financial statements, market capitalization, and price volatility, are KRNY, EGBN, ESSA, TBNK, and CLBK.
• NFBK's SEC filings can be seen here. And to visit NORTHFIELD BANCORP INC's official web site, go to www.enorthfield.com.

NFBK Valuation Summary

• In comparison to the median Financial Services stock, NFBK's price/sales ratio is 27.27% higher, now standing at 2.8.
• Over the past 195 months, NFBK's price/sales ratio has gone down 8.

Below are key valuation metrics over time for NFBK.

NFBK Growth Metrics

Its 4 year cash and equivalents growth rate is now at 123.56%.
• Its year over year net cashflow from operations growth rate is now at 1.1%.
• Its 5 year cash and equivalents growth rate is now at 123.56%.

NFBK's revenue has moved down $3,545,000 over the prior 15 months.

The table below shows NFBK's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	163.077	79.717	63.083
2022-06-30	162.676	80.155	62.184
2022-03-31	169.279	64.159	66.104
2021-12-31	176.286	64.759	70.654
2021-09-30	172.35	68.535	67.613
2021-06-30	166.622	53.417	60.115

NFBK's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NFBK has a Quality Grade of C, ranking ahead of 44.89% of graded US stocks.
• NFBK's asset turnover comes in at 0.03 -- ranking 373rd of 428 Banking stocks.
• WASH, BCBP, and LMST are the stocks whose asset turnover ratios are most correlated with NFBK.

The table below shows NFBK's key quality metrics over time.