Northfield Bancorp, Inc. (NFBK): Price and Financial Metrics

NFBK POWR Grades

• Stability is the dimension where NFBK ranks best; there it ranks ahead of 85.51% of US stocks.
• NFBK's strongest trending metric is Growth; it's been moving up over the last 179 days.
• NFBK ranks lowest in Sentiment; there it ranks in the 3rd percentile.

NFBK Stock Summary

• For NFBK, its debt to operating expenses ratio is greater than that reported by 87.43% of US equities we're observing.
• NFBK's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.25% of US stocks.
• As for revenue growth, note that NFBK's revenue has grown -5.38% over the past 12 months; that beats the revenue growth of merely 17.6% of US companies in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to NORTHFIELD BANCORP INC are KRNY, TBNK, HONE, GHLD, and MBWM.
• Visit NFBK's SEC page to see the company's official filings. To visit the company's web site, go to www.enorthfield.com.

NFBK Valuation Summary

• In comparison to the median Financial Services stock, NFBK's EV/EBIT ratio is 18.42% higher, now standing at 13.5.
• Over the past 186 months, NFBK's price/sales ratio has gone down 6.5.

Below are key valuation metrics over time for NFBK.

NFBK Growth Metrics

The 2 year net cashflow from operations growth rate now stands at 19.99%.
• Its 4 year cash and equivalents growth rate is now at 123.56%.
• Its 5 year net income to common stockholders growth rate is now at 11.1%.

NFBK's revenue has moved up $46,972,000 over the prior 67 months.

The table below shows NFBK's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	163.077	79.717	63.083
2022-06-30	162.676	80.155	62.184
2022-03-31	169.279	64.159	66.104
2021-12-31	176.286	64.759	70.654
2021-09-30	172.35	68.535	67.613
2021-06-30	166.622	53.417	60.115

NFBK's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NFBK has a Quality Grade of C, ranking ahead of 44.89% of graded US stocks.
• NFBK's asset turnover comes in at 0.03 -- ranking 373rd of 428 Banking stocks.
• WASH, BCBP, and LMST are the stocks whose asset turnover ratios are most correlated with NFBK.

The table below shows NFBK's key quality metrics over time.