Bank of N.T. Butterfield & Son Limited (The) Voting Ordinary Shares (NTB): Price and Financial Metrics

NTB POWR Grades

• NTB scores best on the Momentum dimension, with a Momentum rank ahead of 92.99% of US stocks.
• NTB's strongest trending metric is Momentum; it's been moving up over the last 179 days.
• NTB's current lowest rank is in the Value metric (where it is better than 20.3% of US stocks).

NTB Stock Summary

• With a one year PEG ratio of 106.5, Bank of NT Butterfield & Son Ltd is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 79.41% of US stocks.
• NTB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 97.14% of US stocks.
• As for revenue growth, note that NTB's revenue has grown 1.11% over the past 12 months; that beats the revenue growth of only 19.77% of US companies in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Bank of NT Butterfield & Son Ltd are COLB, MYFW, TBBK, BSVN, and YCBD.
• Visit NTB's SEC page to see the company's official filings. To visit the company's web site, go to www.bm.butterfieldgroup.com.

NTB Valuation Summary

• In comparison to the median Financial Services stock, NTB's price/earnings ratio is 1.82% higher, now standing at 11.2.
• Over the past 55 months, NTB's EV/EBIT ratio has gone down 7.6.
• NTB's EV/EBIT ratio has moved down 7.6 over the prior 55 months.

Below are key valuation metrics over time for NTB.

NTB Growth Metrics

The year over year revenue growth rate now stands at -7.22%.
• Its 2 year revenue growth rate is now at -4.56%.
• Its 5 year net cashflow from operations growth rate is now at 5.59%.

NTB's revenue has moved up $91,621,000 over the prior 49 months.

The table below shows NTB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2020-12-31	494.189	188.15	147.217
2019-12-31	532.628	249.647	177.075
2018-12-31	517.811	296.345	195.184
2017-12-31	454.675	241.709	153.252
2016-12-31	402.568	178.195	58.374
2016-12-31	402.568	178.195	58.374

NTB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NTB has a Quality Grade of C, ranking ahead of 35.55% of graded US stocks.
• NTB's asset turnover comes in at 0.034 -- ranking 305th of 428 Banking stocks.
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The table below shows NTB's key quality metrics over time.