Bank of N.T. Butterfield & Son Limited (The) Voting Ordinary Shares (NTB): Price and Financial Metrics

NTB POWR Grades

• NTB scores best on the Stability dimension, with a Stability rank ahead of 93.09% of US stocks.
• The strongest trend for NTB is in Growth, which has been heading up over the past 177 days.
• NTB ranks lowest in Value; there it ranks in the 23rd percentile.

NTB Stock Summary

• NTB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 97.21% of US stocks.
• In terms of volatility of its share price, NTB is more volatile than just 23.75% of stocks we're observing.
• BANK OF NT BUTTERFIELD & SON LTD's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 6.14%, greater than the shareholder yield of 74.14% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to BANK OF NT BUTTERFIELD & SON LTD are BOH, OVLY, CPF, PFHD, and FRBK.
• NTB's SEC filings can be seen here. And to visit BANK OF NT BUTTERFIELD & SON LTD's official web site, go to www.bm.butterfieldgroup.com.

NTB Valuation Summary

• In comparison to the median Financial Services stock, NTB's price/earnings ratio is 8.65% lower, now standing at 9.5.
• NTB's price/earnings ratio has moved down 11.8 over the prior 73 months.

Below are key valuation metrics over time for NTB.

NTB Growth Metrics

The year over year revenue growth rate now stands at -7.22%.
• Its 2 year revenue growth rate is now at -4.56%.
• Its 5 year net cashflow from operations growth rate is now at 5.59%.

NTB's revenue has moved up $91,621,000 over the prior 49 months.

The table below shows NTB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2020-12-31	494.189	188.15	147.217
2019-12-31	532.628	249.647	177.075
2018-12-31	517.811	296.345	195.184
2017-12-31	454.675	241.709	153.252
2016-12-31	402.568	178.195	58.374
2016-12-31	402.568	178.195	58.374

NTB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NTB has a Quality Grade of C, ranking ahead of 35.55% of graded US stocks.
• NTB's asset turnover comes in at 0.034 -- ranking 305th of 428 Banking stocks.
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The table below shows NTB's key quality metrics over time.