Bank of N.T. Butterfield & Son Limited (The) Voting Ordinary Shares (NTB): Price and Financial Metrics

NTB POWR Grades

• NTB scores best on the Growth dimension, with a Growth rank ahead of 91.02% of US stocks.
• NTB's strongest trending metric is Stability; it's been moving down over the last 179 days.
• NTB's current lowest rank is in the Sentiment metric (where it is better than 18.53% of US stocks).

NTB Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 17.37 for BANK OF NT BUTTERFIELD & SON LTD; that's greater than it is for 97.44% of US stocks.
• The volatility of BANK OF NT BUTTERFIELD & SON LTD's share price is greater than that of only 4.23% US stocks with at least 200 days of trading history.
• BANK OF NT BUTTERFIELD & SON LTD's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 6.16%, greater than the shareholder yield of 78.04% of stocks in our set.
• Stocks that are quantitatively similar to NTB, based on their financial statements, market capitalization, and price volatility, are BOH, BSVN, TBBK, PFHD, and CUBI.
• NTB's SEC filings can be seen here. And to visit BANK OF NT BUTTERFIELD & SON LTD's official web site, go to www.bm.butterfieldgroup.com.

NTB Valuation Summary

• In comparison to the median Financial Services stock, NTB's price/sales ratio is 3.45% higher, now standing at 3.
• NTB's price/sales ratio has moved down 0.5 over the prior 77 months.

Below are key valuation metrics over time for NTB.

NTB Growth Metrics

The year over year net cashflow from operations growth rate now stands at 8.3%.
• Its 3 year revenue growth rate is now at -4.78%.
• The 2 year price growth rate now stands at 48.34%.

Over the past 37 months, NTB's revenue has gone down $4,268,000.

The table below shows NTB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	527.042	219.286	192.566
2022-06-30	511.659	259.61	174.918
2022-03-31	503.696	260.908	165.404
2021-12-31	499.681	251.349	162.668
2021-09-30	498.796	214.413	163.076
2021-06-30	496.175	214.682	153.836

NTB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NTB has a Quality Grade of C, ranking ahead of 35.55% of graded US stocks.
• NTB's asset turnover comes in at 0.034 -- ranking 305th of 428 Banking stocks.
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The table below shows NTB's key quality metrics over time.