OceanFirst Financial Corp. (OCFC): Price and Financial Metrics

OCFC POWR Grades

• Momentum is the dimension where OCFC ranks best; there it ranks ahead of 89.62% of US stocks.
• The strongest trend for OCFC is in Stability, which has been heading up over the past 179 days.
• OCFC ranks lowest in Growth; there it ranks in the 14th percentile.

OCFC Stock Summary

• Oceanfirst Financial Corp's capital turnover -- a measure of revenue relative to shareholder's equity -- is better than merely 19.58% of US listed stocks.
• OCFC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.37% of US stocks.
• In terms of volatility of its share price, OCFC is more volatile than only 10.54% of stocks we're observing.
• Stocks that are quantitatively similar to OCFC, based on their financial statements, market capitalization, and price volatility, are ABTX, BHB, FBMS, EQBK, and AMNB.
• Visit OCFC's SEC page to see the company's official filings. To visit the company's web site, go to www.oceanfirst.com.

OCFC Valuation Summary

• In comparison to the median Financial Services stock, OCFC's price/sales ratio is 200% higher, now standing at 3.6.
• OCFC's price/sales ratio has moved down 1 over the prior 243 months.
• Over the past 243 months, OCFC's price/earnings ratio has gone down 2.2.

Below are key valuation metrics over time for OCFC.

OCFC Growth Metrics

Its 3 year revenue growth rate is now at 201.12%.
• Its 2 year revenue growth rate is now at 47.17%.
• The 2 year price growth rate now stands at -45.12%.

Over the past 34 months, OCFC's revenue has gone up $87,232,000.

The table below shows OCFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	369.101	159.972	106.06
2021-09-30	391.931	124.17	116.467
2021-06-30	350.99	190.201	87.285
2021-03-31	339.159	105.833	76.372
2020-12-31	327.473	132.656	61.212
2020-09-30	287.304	145.802	52.602

OCFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• OCFC has a Quality Grade of C, ranking ahead of 39.68% of graded US stocks.
• OCFC's asset turnover comes in at 0.034 -- ranking 305th of 428 Banking stocks.
• WSBC, PNFP, and EVBN are the stocks whose asset turnover ratios are most correlated with OCFC.

The table below shows OCFC's key quality metrics over time.