OceanFirst Financial Corp. (OCFC): Price and Financial Metrics

OCFC POWR Grades

• OCFC scores best on the Sentiment dimension, with a Sentiment rank ahead of 90.91% of US stocks.
• The strongest trend for OCFC is in Momentum, which has been heading up over the past 52 weeks.
• OCFC ranks lowest in Quality; there it ranks in the 39th percentile.

OCFC Stock Summary

• OCFC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 85.49% of US stocks.
• With a year-over-year growth in debt of -48.69%, Oceanfirst Financial Corp's debt growth rate surpasses only 9.88% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for OCFC comes in at 33.69% -- higher than that of 93.28% of stocks in our set.
• Stocks that are quantitatively similar to OCFC, based on their financial statements, market capitalization, and price volatility, are ABTX, CZNC, WABC, BXS, and FIBK.
• OCFC's SEC filings can be seen here. And to visit Oceanfirst Financial Corp's official web site, go to www.oceanfirst.com.

OCFC Valuation Summary

• In comparison to the median Financial Services stock, OCFC's price/sales ratio is 200% higher, now standing at 3.6.
• OCFC's price/sales ratio has moved down 1 over the prior 243 months.
• Over the past 243 months, OCFC's price/earnings ratio has gone down 2.2.

Below are key valuation metrics over time for OCFC.

OCFC Growth Metrics

• Its 4 year net cashflow from operations growth rate is now at 295.12%.
• Its 4 year net income to common stockholders growth rate is now at 335.68%.
• The year over year net cashflow from operations growth rate now stands at -15.92%.

Over the past 15 months, OCFC's revenue has gone up $44,397,000.

The table below shows OCFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	350.99	190.201	87.285
2021-03-31	339.159	105.833	76.372
2020-12-31	327.473	132.656	61.212
2020-09-30	287.304	145.802	52.602
2020-06-30	312.681	122.038	83.592
2020-03-31	306.593	125.874	83.934

OCFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• OCFC has a Quality Grade of C, ranking ahead of 39.46% of graded US stocks.
• OCFC's asset turnover comes in at 0.03 -- ranking 380th of 435 Banking stocks.
• CBTX, INDB, and BOH are the stocks whose asset turnover ratios are most correlated with OCFC.

The table below shows OCFC's key quality metrics over time.