OFG Bancorp (OFG): Price and Financial Metrics

OFG POWR Grades

• OFG scores best on the Sentiment dimension, with a Sentiment rank ahead of 94.39% of US stocks.
• OFG's strongest trending metric is Stability; it's been moving down over the last 177 days.
• OFG's current lowest rank is in the Quality metric (where it is better than 47.33% of US stocks).

OFG Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.8 for OFG BANCORP; that's greater than it is for 90.79% of US stocks.
• With a year-over-year growth in debt of -57.35%, OFG BANCORP's debt growth rate surpasses merely 5.02% of about US stocks.
• The volatility of OFG BANCORP's share price is greater than that of just 1.96% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to OFG, based on their financial statements, market capitalization, and price volatility, are NWBI, LSBK, BOKF, FCF, and BHLB.
• Visit OFG's SEC page to see the company's official filings. To visit the company's web site, go to www.ofgbancorp.com.

OFG Valuation Summary

• In comparison to the median Financial Services stock, OFG's price/earnings ratio is 22.12% lower, now standing at 8.1.
• OFG's price/sales ratio has moved down 1.2 over the prior 243 months.

Below are key valuation metrics over time for OFG.

OFG Growth Metrics

Its 2 year revenue growth rate is now at 78.08%.
• The year over year revenue growth rate now stands at 16.99%.
• Its 3 year cash and equivalents growth rate is now at 264.57%.

Over the past 52 months, OFG's revenue has gone up $284,451,000.

The table below shows OFG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	555.181	121.293	152.904
2022-03-31	553.321	102.843	153.299
2021-12-31	540.359	100.044	144.896
2021-09-30	524.245	15.766	133.289
2021-06-30	501.216	-41.741	117.428
2021-03-31	472.979	-71.272	96.76

OFG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• OFG has a Quality Grade of C, ranking ahead of 58.36% of graded US stocks.
• OFG's asset turnover comes in at 0.05 -- ranking 90th of 428 Banking stocks.
• UVSP, FHN, and HMNF are the stocks whose asset turnover ratios are most correlated with OFG.

The table below shows OFG's key quality metrics over time.