OFG Bancorp (OFG): Price and Financial Metrics

OFG POWR Grades

• OFG scores best on the Sentiment dimension, with a Sentiment rank ahead of 96.12% of US stocks.
• The strongest trend for OFG is in Value, which has been heading down over the past 179 days.
• OFG's current lowest rank is in the Quality metric (where it is better than 44.92% of US stocks).

OFG Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.46 for OFG BANCORP; that's greater than it is for 88.48% of US stocks.
• With a year-over-year growth in debt of 338.34%, OFG BANCORP's debt growth rate surpasses 96.33% of about US stocks.
• Revenue growth over the past 12 months for OFG BANCORP comes in at -16.22%, a number that bests merely 14.83% of the US stocks we're tracking.
• If you're looking for stocks that are quantitatively similar to OFG BANCORP, a group of peers worth examining would be ZION, FRAF, EBMT, ABCB, and ATLO.
• OFG's SEC filings can be seen here. And to visit OFG BANCORP's official web site, go to www.ofgbancorp.com.

OFG Valuation Summary

• In comparison to the median Financial Services stock, OFG's price/earnings ratio is 17.89% lower, now standing at 7.8.
• Over the past 243 months, OFG's price/sales ratio has gone down 1.1.

Below are key valuation metrics over time for OFG.

OFG Growth Metrics

The 2 year net cashflow from operations growth rate now stands at -4.77%.
• Its year over year revenue growth rate is now at 16.99%.
• Its 5 year net income to common stockholders growth rate is now at -44.58%.

Over the past 52 months, OFG's revenue has gone up $279,342,000.

The table below shows OFG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	589.651	164.456	166.239
2022-09-30	564.972	123.469	153.152
2022-06-30	555.181	121.293	152.904
2022-03-31	553.321	102.843	153.299
2021-12-31	540.359	100.044	144.896
2021-09-30	524.245	15.766	133.289

OFG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• OFG has a Quality Grade of C, ranking ahead of 58.36% of graded US stocks.
• OFG's asset turnover comes in at 0.05 -- ranking 90th of 428 Banking stocks.
• UVSP, FHN, and HMNF are the stocks whose asset turnover ratios are most correlated with OFG.

The table below shows OFG's key quality metrics over time.