OFG Bancorp (OFG): Price and Financial Metrics

OFG POWR Grades

• Momentum is the dimension where OFG ranks best; there it ranks ahead of 89.62% of US stocks.
• The strongest trend for OFG is in Momentum, which has been heading up over the past 179 days.
• OFG's current lowest rank is in the Quality metric (where it is better than 58.14% of US stocks).

OFG Stock Summary

• Ofg Bancorp's stock had its IPO on March 29, 1990, making it an older stock than 84.29% of US equities in our set.
• OFG's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.53% of US stocks.
• With a year-over-year growth in debt of -29.54%, Ofg Bancorp's debt growth rate surpasses only 13.99% of about US stocks.
• If you're looking for stocks that are quantitatively similar to Ofg Bancorp, a group of peers worth examining would be EBTC, UCBI, EBC, WSBC, and FISI.
• OFG's SEC filings can be seen here. And to visit Ofg Bancorp's official web site, go to www.ofgbancorp.com.

OFG Valuation Summary

• In comparison to the median Financial Services stock, OFG's price/sales ratio is 100% higher, now standing at 2.4.
• Over the past 243 months, OFG's price/sales ratio has gone down 4.4.
• OFG's price/earnings ratio has moved up 4186.1 over the prior 243 months.

Below are key valuation metrics over time for OFG.

OFG Growth Metrics

The 2 year revenue growth rate now stands at 14.77%.
• Its year over year revenue growth rate is now at 52.22%.
• Its 3 year net income to common stockholders growth rate is now at 10086.13%.

Over the past 33 months, OFG's revenue has gone up $184,364,000.

The table below shows OFG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	524.245	15.766	133.289
2021-06-30	501.216	-41.741	117.428
2021-03-31	472.979	-71.272	96.76
2020-12-31	440.112	-88.621	67.815
2020-09-30	396.978	56.342	43.523
2020-06-30	338.906	96.803	23.468

OFG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• OFG has a Quality Grade of C, ranking ahead of 58.36% of graded US stocks.
• OFG's asset turnover comes in at 0.05 -- ranking 90th of 428 Banking stocks.
• UVSP, FHN, and HMNF are the stocks whose asset turnover ratios are most correlated with OFG.

The table below shows OFG's key quality metrics over time.