OFG Bancorp (OFG): Price and Financial Metrics

OFG POWR Grades

• Sentiment is the dimension where OFG ranks best; there it ranks ahead of 87.31% of US stocks.
• The strongest trend for OFG is in Growth, which has been heading up over the past 177 days.
• OFG ranks lowest in Quality; there it ranks in the 32nd percentile.

OFG Stock Summary

• OFG's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.58% of US stocks.
• With a year-over-year growth in debt of -57.79%, OFG BANCORP's debt growth rate surpasses just 4.29% of about US stocks.
• In terms of volatility of its share price, OFG is more volatile than just 1.28% of stocks we're observing.
• Stocks that are quantitatively similar to OFG, based on their financial statements, market capitalization, and price volatility, are LSBK, NWBI, SHBI, HMNF, and BOKF.
• OFG's SEC filings can be seen here. And to visit OFG BANCORP's official web site, go to www.ofgbancorp.com.

OFG Valuation Summary

• OFG's price/earnings ratio is 8.5; this is 25.44% lower than that of the median Financial Services stock.
• OFG's price/earnings ratio has moved down 0.3 over the prior 243 months.

Below are key valuation metrics over time for OFG.

OFG Growth Metrics

Its 4 year net income to common stockholders growth rate is now at -44.58%.
• Its 2 year price growth rate is now at 141.58%.
• The 3 year revenue growth rate now stands at 58.08%.

Over the past 49 months, OFG's revenue has gone up $254,663,000.

The table below shows OFG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	564.972	123.469	153.152
2022-06-30	555.181	121.293	152.904
2022-03-31	553.321	102.843	153.299
2021-12-31	540.359	100.044	144.896
2021-09-30	524.245	15.766	133.289
2021-06-30	501.216	-41.741	117.428

OFG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• OFG has a Quality Grade of C, ranking ahead of 58.36% of graded US stocks.
• OFG's asset turnover comes in at 0.05 -- ranking 90th of 428 Banking stocks.
• UVSP, FHN, and HMNF are the stocks whose asset turnover ratios are most correlated with OFG.

The table below shows OFG's key quality metrics over time.