Provident Financial Services, Inc (PFS): Price and Financial Metrics

PFS POWR Grades

• Value is the dimension where PFS ranks best; there it ranks ahead of 70.02% of US stocks.
• PFS's strongest trending metric is Growth; it's been moving down over the last 179 days.
• PFS ranks lowest in Sentiment; there it ranks in the 8th percentile.

PFS Stock Summary

• For PFS, its debt to operating expenses ratio is greater than that reported by 87.19% of US equities we're observing.
• With a year-over-year growth in debt of 83.66%, PROVIDENT FINANCIAL SERVICES INC's debt growth rate surpasses 88.48% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for PFS comes in at -65.24% -- higher than that of only 8.54% of stocks in our set.
• Stocks that are quantitatively similar to PFS, based on their financial statements, market capitalization, and price volatility, are PBBK, LBAI, FFIC, CUBI, and FLIC.
• PFS's SEC filings can be seen here. And to visit PROVIDENT FINANCIAL SERVICES INC's official web site, go to www.provident.bank.

PFS Valuation Summary

• In comparison to the median Financial Services stock, PFS's price/sales ratio is 150% higher, now standing at 2.5.
• PFS's price/sales ratio has moved down 6.8 over the prior 243 months.

Below are key valuation metrics over time for PFS.

PFS Growth Metrics

The 3 year price growth rate now stands at -15.39%.
• Its 5 year net cashflow from operations growth rate is now at 12.1%.
• Its 3 year net income to common stockholders growth rate is now at 34.57%.

Over the past 15 months, PFS's revenue has gone up $25,060,000.

The table below shows PFS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	482.158	192.264	163.914
2022-06-30	466.258	171.631	157.761
2022-03-31	471.612	172.901	163.322
2021-12-31	477.171	158.182	167.921
2021-09-30	474.508	186.079	171.183
2021-06-30	457.098	131.623	161.058

PFS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PFS has a Quality Grade of C, ranking ahead of 32.05% of graded US stocks.
• PFS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• RM, ESXB, and WSBC are the stocks whose asset turnover ratios are most correlated with PFS.

The table below shows PFS's key quality metrics over time.