Provident Financial Services, Inc (PFS): Price and Financial Metrics

PFS POWR Grades

• Sentiment is the dimension where PFS ranks best; there it ranks ahead of 84.75% of US stocks.
• The strongest trend for PFS is in Momentum, which has been heading up over the past 51 weeks.
• PFS's current lowest rank is in the Quality metric (where it is better than 33.11% of US stocks).

PFS Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.96 for Provident Financial Services Inc; that's greater than it is for 85.97% of US stocks.
• With a year-over-year growth in debt of -38.86%, Provident Financial Services Inc's debt growth rate surpasses just 13.37% of about US stocks.
• Provident Financial Services Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 37.08%, greater than the shareholder yield of 94% of stocks in our set.
• Stocks that are quantitatively similar to PFS, based on their financial statements, market capitalization, and price volatility, are FMBI, HOPE, FSBW, SAL, and TBK.
• PFS's SEC filings can be seen here. And to visit Provident Financial Services Inc's official web site, go to www.provident.bank.

PFS Valuation Summary

• In comparison to the median Financial Services stock, PFS's price/earnings ratio is 3.64% lower, now standing at 10.6.
• Over the past 226 months, PFS's price/sales ratio has gone down 3.5.
• Over the past 226 months, PFS's EV/EBIT ratio has gone down 17.

Below are key valuation metrics over time for PFS.

PFS Growth Metrics

• The 4 year price growth rate now stands at -34.68%.
• Its 2 year revenue growth rate is now at 1.35%.
• Its 4 year cash and equivalents growth rate is now at 242.77%.

PFS's revenue has moved up $121,131,000 over the prior 15 months.

The table below shows PFS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	457.098	131.623	161.058
2021-03-31	407.626	109.97	130.58
2020-12-31	355.282	106.911	96.951
2020-09-30	331.507	72.911	82.336
2020-06-30	326.371	128.688	86.592
2020-03-31	335.967	138.914	96.674

PFS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PFS has a Quality Grade of C, ranking ahead of 32.9% of graded US stocks.
• PFS's asset turnover comes in at 0.035 -- ranking 285th of 433 Banking stocks.
• AXP, SYF, and ESXB are the stocks whose asset turnover ratios are most correlated with PFS.

The table below shows PFS's key quality metrics over time.