Provident Financial Services, Inc (PFS): Price and Financial Metrics

PFS POWR Grades

• PFS scores best on the Stability dimension, with a Stability rank ahead of 90.74% of US stocks.
• The strongest trend for PFS is in Momentum, which has been heading up over the past 179 days.
• PFS ranks lowest in Growth; there it ranks in the 8th percentile.

PFS Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.99 for Provident Financial Services Inc; that's greater than it is for 87.03% of US stocks.
• With a year-over-year growth in debt of -46.96%, Provident Financial Services Inc's debt growth rate surpasses only 8.17% of about US stocks.
• Provident Financial Services Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 35.65%, greater than the shareholder yield of 95.3% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Provident Financial Services Inc are BOH, MYFW, FSBW, FNWB, and STRA.
• PFS's SEC filings can be seen here. And to visit Provident Financial Services Inc's official web site, go to www.provident.bank.

PFS Valuation Summary

• In comparison to the median Financial Services stock, PFS's price/earnings ratio is 3.64% lower, now standing at 10.6.
• Over the past 226 months, PFS's price/sales ratio has gone down 3.5.
• Over the past 226 months, PFS's EV/EBIT ratio has gone down 17.

Below are key valuation metrics over time for PFS.

PFS Growth Metrics

Its 5 year price growth rate is now at -34.68%.
• Its 5 year revenue growth rate is now at 10.62%.
• Its 5 year net cashflow from operations growth rate is now at 16.66%.

Over the past 70 months, PFS's revenue has gone up $173,463,000.

The table below shows PFS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	477.171	158.182	167.921
2021-09-30	474.508	186.079	171.183
2021-06-30	457.098	131.623	161.058
2021-03-31	407.626	109.97	130.58
2020-12-31	355.282	106.911	96.951
2020-09-30	331.507	72.911	82.336

PFS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PFS has a Quality Grade of C, ranking ahead of 32.05% of graded US stocks.
• PFS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• RM, ESXB, and WSBC are the stocks whose asset turnover ratios are most correlated with PFS.

The table below shows PFS's key quality metrics over time.