Provident Financial Services, Inc (PFS): Price and Financial Metrics

PFS POWR Grades

• Value is the dimension where PFS ranks best; there it ranks ahead of 69.68% of US stocks.
• The strongest trend for PFS is in Stability, which has been heading up over the past 177 days.
• PFS's current lowest rank is in the Growth metric (where it is better than 4.88% of US stocks).

PFS Stock Summary

• For PFS, its debt to operating expenses ratio is greater than that reported by 88.91% of US equities we're observing.
• With a year-over-year growth in debt of 89.28%, PROVIDENT FINANCIAL SERVICES INC's debt growth rate surpasses 90.72% of about US stocks.
• PROVIDENT FINANCIAL SERVICES INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -72.41%, greater than the shareholder yield of merely 6.32% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to PROVIDENT FINANCIAL SERVICES INC, a group of peers worth examining would be WAFD, BANC, BHB, HOPE, and HOMB.
• PFS's SEC filings can be seen here. And to visit PROVIDENT FINANCIAL SERVICES INC's official web site, go to www.provident.bank.

PFS Valuation Summary

• In comparison to the median Financial Services stock, PFS's price/sales ratio is 4.35% higher, now standing at 2.4.
• PFS's price/sales ratio has moved down 6.2 over the prior 243 months.

Below are key valuation metrics over time for PFS.

PFS Growth Metrics

The 3 year price growth rate now stands at -15.39%.
• Its 5 year net cashflow from operations growth rate is now at 12.1%.
• Its 3 year net income to common stockholders growth rate is now at 34.57%.

Over the past 15 months, PFS's revenue has gone up $25,060,000.

The table below shows PFS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	482.158	192.264	163.914
2022-06-30	466.258	171.631	157.761
2022-03-31	471.612	172.901	163.322
2021-12-31	477.171	158.182	167.921
2021-09-30	474.508	186.079	171.183
2021-06-30	457.098	131.623	161.058

PFS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PFS has a Quality Grade of C, ranking ahead of 32.05% of graded US stocks.
• PFS's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• RM, ESXB, and WSBC are the stocks whose asset turnover ratios are most correlated with PFS.

The table below shows PFS's key quality metrics over time.