Penns Woods Bancorp, Inc. (PWOD): Price and Financial Metrics

PWOD POWR Grades

• Stability is the dimension where PWOD ranks best; there it ranks ahead of 97.86% of US stocks.
• PWOD's strongest trending metric is Stability; it's been moving up over the last 48 weeks.
• PWOD's current lowest rank is in the Growth metric (where it is better than 4.64% of US stocks).

PWOD Stock Summary

• PWOD's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.94% of US stocks.
• The volatility of Penns Woods Bancorp Inc's share price is greater than that of just 3.85% US stocks with at least 200 days of trading history.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for PWOD comes in at 29.68% -- higher than that of 92.19% of stocks in our set.
• Stocks that are quantitatively similar to PWOD, based on their financial statements, market capitalization, and price volatility, are PBHC, LBAI, CZWI, MBWM, and UMBF.
• PWOD's SEC filings can be seen here. And to visit Penns Woods Bancorp Inc's official web site, go to www.pwod.com.

PWOD Valuation Summary

• In comparison to the median Financial Services stock, PWOD's EV/EBIT ratio is 68.6% lower, now standing at 2.7.
• Over the past 243 months, PWOD's EV/EBIT ratio has gone down 12.6.
• Over the past 243 months, PWOD's price/sales ratio has gone down 2.2.

Below are key valuation metrics over time for PWOD.

PWOD Growth Metrics

• Its 2 year cash and equivalents growth rate is now at 107.96%.
• Its 2 year price growth rate is now at -22.68%.
• Its 3 year cash and equivalents growth rate is now at 56.17%.

Over the past 15 months, PWOD's revenue has gone up $707,000.

The table below shows PWOD's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	58.515	16.952	15.402
2021-03-31	58.087	22.782	15.574
2020-12-31	57.766	22	15.206
2020-09-30	56.837	13.178	14.138
2020-06-30	56.967	17.657	14.316
2020-03-31	57.808	16.36	14.801

PWOD's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PWOD has a Quality Grade of C, ranking ahead of 31.51% of graded US stocks.
• PWOD's asset turnover comes in at 0.031 -- ranking 359th of 434 Banking stocks.
• FCNCA, NKSH, and HBMD are the stocks whose asset turnover ratios are most correlated with PWOD.

The table below shows PWOD's key quality metrics over time.