Safety Insurance Group, Inc. (SAFT): Price and Financial Metrics

SAFT POWR Grades

• Sentiment is the dimension where SAFT ranks best; there it ranks ahead of 81.74% of US stocks.
• SAFT's strongest trending metric is Stability; it's been moving down over the last 179 days.
• SAFT's current lowest rank is in the Growth metric (where it is better than 7.56% of US stocks).

SAFT Stock Summary

• Of note is the ratio of SAFETY INSURANCE GROUP INC's sales and general administrative expense to its total operating expenses; 86.55% of US stocks have a lower such ratio.
• Revenue growth over the past 12 months for SAFETY INSURANCE GROUP INC comes in at -9.25%, a number that bests only 13.65% of the US stocks we're tracking.
• In terms of volatility of its share price, SAFT is more volatile than only 4.07% of stocks we're observing.
• Stocks that are quantitatively similar to SAFT, based on their financial statements, market capitalization, and price volatility, are STRT, URBN, GAIA, KRT, and ZUMZ.
• Visit SAFT's SEC page to see the company's official filings. To visit the company's web site, go to www.safetyinsurance.com.

SAFT Valuation Summary

• In comparison to the median Financial Services stock, SAFT's EV/EBIT ratio is 38.14% higher, now standing at 13.4.
• Over the past 242 months, SAFT's price/earnings ratio has gone up 15.2.

Below are key valuation metrics over time for SAFT.

SAFT Growth Metrics

Its 5 year net income to common stockholders growth rate is now at 4.77%.
• Its 3 year net income to common stockholders growth rate is now at -1.58%.
• Its 5 year cash and equivalents growth rate is now at 107.3%.

Over the past 67 months, SAFT's revenue has gone down $1,086,000.

The table below shows SAFT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	818.736	78.529	72.608
2022-03-31	858.006	113.595	102.374
2021-12-31	884.911	141.394	130.71
2021-09-30	893.525	143.932	151.626
2021-06-30	902.217	146.821	171.548
2021-03-31	887.112	150.498	176.375

SAFT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SAFT has a Quality Grade of C, ranking ahead of 68.12% of graded US stocks.
• SAFT's asset turnover comes in at 0.437 -- ranking 32nd of 133 Insurance stocks.
• RGA, AON, and AXS are the stocks whose asset turnover ratios are most correlated with SAFT.

The table below shows SAFT's key quality metrics over time.