Safety Insurance Group, Inc. (SAFT): Price and Financial Metrics

SAFT POWR Grades

• Stability is the dimension where SAFT ranks best; there it ranks ahead of 90.63% of US stocks.
• SAFT's strongest trending metric is Momentum; it's been moving up over the last 179 days.
• SAFT ranks lowest in Growth; there it ranks in the 2nd percentile.

SAFT Stock Summary

• Of note is the ratio of Safety Insurance Group Inc's sales and general administrative expense to its total operating expenses; 85.61% of US stocks have a lower such ratio.
• For SAFT, its debt to operating expenses ratio is greater than that reported by merely 20.69% of US equities we're observing.
• In terms of volatility of its share price, SAFT is more volatile than only 6.33% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to Safety Insurance Group Inc are OBCI, CVCO, STRT, ZUMZ, and VPG.
• Visit SAFT's SEC page to see the company's official filings. To visit the company's web site, go to www.safetyinsurance.com.

SAFT Valuation Summary

• SAFT's price/earnings ratio is 7.2; this is 34.55% lower than that of the median Financial Services stock.
• Over the past 228 months, SAFT's price/earnings ratio has gone up 5.7.
• Over the past 228 months, SAFT's price/sales ratio has gone up 1.

Below are key valuation metrics over time for SAFT.

SAFT Growth Metrics

The 2 year net income to common stockholders growth rate now stands at 13.74%.
• Its 3 year revenue growth rate is now at 6.2%.
• The 2 year price growth rate now stands at -0.23%.

SAFT's revenue has moved up $35,554,000 over the prior 34 months.

The table below shows SAFT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	884.911	141.394	130.71
2021-09-30	893.525	143.932	151.626
2021-06-30	902.217	146.821	171.548
2021-03-31	887.112	150.498	176.375
2020-12-31	846.248	109.46	138.211
2020-09-30	835.113	118.917	113.348

SAFT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SAFT has a Quality Grade of C, ranking ahead of 68.12% of graded US stocks.
• SAFT's asset turnover comes in at 0.437 -- ranking 32nd of 133 Insurance stocks.
• RGA, AON, and AXS are the stocks whose asset turnover ratios are most correlated with SAFT.

The table below shows SAFT's key quality metrics over time.