Safety Insurance Group, Inc. (SAFT): Price and Financial Metrics

SAFT POWR Grades

• Stability is the dimension where SAFT ranks best; there it ranks ahead of 88.41% of US stocks.
• SAFT's strongest trending metric is Growth; it's been moving down over the last 52 weeks.
• SAFT ranks lowest in Growth; there it ranks in the 4th percentile.

SAFT Stock Summary

• SAFT's current price/earnings ratio is 6.97, which is higher than just 10.57% of US stocks with positive earnings.
• Of note is the ratio of Safety Insurance Group Inc's sales and general administrative expense to its total operating expenses; 86.36% of US stocks have a lower such ratio.
• In terms of volatility of its share price, SAFT is more volatile than just 3.4% of stocks we're observing.
• Stocks that are quantitatively similar to SAFT, based on their financial statements, market capitalization, and price volatility, are CVCO, NODK, ZUMZ, OBCI, and LWAY.
• SAFT's SEC filings can be seen here. And to visit Safety Insurance Group Inc's official web site, go to www.safetyinsurance.com.

SAFT Valuation Summary

• SAFT's price/earnings ratio is 7.2; this is 34.55% lower than that of the median Financial Services stock.
• Over the past 228 months, SAFT's price/earnings ratio has gone up 5.7.
• Over the past 228 months, SAFT's price/sales ratio has gone up 1.

Below are key valuation metrics over time for SAFT.

SAFT Growth Metrics

• Its 4 year cash and equivalents growth rate is now at 15.66%.
• Its 5 year price growth rate is now at 42.47%.
• The 3 year net income to common stockholders growth rate now stands at 206.94%.

SAFT's revenue has moved up $65,720,000 over the prior 30 months.

The table below shows SAFT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	902.217	146.821	171.548
2021-03-31	887.112	150.498	176.375
2020-12-31	846.248	109.46	138.211
2020-09-30	835.113	118.917	113.348
2020-06-30	827.986	124.268	84.225
2020-03-31	836.218	91.953	67.665

SAFT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SAFT has a Quality Grade of C, ranking ahead of 67.32% of graded US stocks.
• SAFT's asset turnover comes in at 0.437 -- ranking 32nd of 133 Insurance stocks.
• WRB, RGA, and AFL are the stocks whose asset turnover ratios are most correlated with SAFT.

The table below shows SAFT's key quality metrics over time.