Safety Insurance Group, Inc. (SAFT): Price and Financial Metrics

SAFT POWR Grades

• Stability is the dimension where SAFT ranks best; there it ranks ahead of 90.78% of US stocks.
• SAFT's strongest trending metric is Stability; it's been moving up over the last 52 weeks.
• SAFT ranks lowest in Growth; there it ranks in the 1st percentile.

SAFT Stock Summary

• With a price/earnings ratio of 7.86, Safety Insurance Group Inc P/E ratio is greater than that of about just 14.25% of stocks in our set with positive earnings.
• Of note is the ratio of Safety Insurance Group Inc's sales and general administrative expense to its total operating expenses; 86.16% of US stocks have a lower such ratio.
• The volatility of Safety Insurance Group Inc's share price is greater than that of only 3.19% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to Safety Insurance Group Inc are OBCI, HMN, TMP, ORRF, and NODK.
• Visit SAFT's SEC page to see the company's official filings. To visit the company's web site, go to www.safetyinsurance.com.

SAFT Valuation Summary

• SAFT's price/earnings ratio is 7.2; this is 34.55% lower than that of the median Financial Services stock.
• Over the past 228 months, SAFT's price/earnings ratio has gone up 5.7.
• Over the past 228 months, SAFT's price/sales ratio has gone up 1.

Below are key valuation metrics over time for SAFT.

SAFT Growth Metrics

• Its year over year price growth rate is now at 8.2%.
• Its 2 year net cashflow from operations growth rate is now at 16.15%.
• The 2 year cash and equivalents growth rate now stands at 67.41%.

Over the past 33 months, SAFT's revenue has gone up $57,028,000.

The table below shows SAFT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	893.525	143.932	151.626
2021-06-30	902.217	146.821	171.548
2021-03-31	887.112	150.498	176.375
2020-12-31	846.248	109.46	138.211
2020-09-30	835.113	118.917	113.348
2020-06-30	827.986	124.268	84.225

SAFT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SAFT has a Quality Grade of C, ranking ahead of 68.12% of graded US stocks.
• SAFT's asset turnover comes in at 0.437 -- ranking 32nd of 133 Insurance stocks.
• RGA, AON, and AXS are the stocks whose asset turnover ratios are most correlated with SAFT.

The table below shows SAFT's key quality metrics over time.