Safety Insurance Group, Inc. (SAFT): Price and Financial Metrics

SAFT POWR Grades

• SAFT scores best on the Momentum dimension, with a Momentum rank ahead of 81.09% of US stocks.
• The strongest trend for SAFT is in Sentiment, which has been heading up over the past 179 days.
• SAFT's current lowest rank is in the Growth metric (where it is better than 11% of US stocks).

SAFT Stock Summary

• Of note is the ratio of SAFETY INSURANCE GROUP INC's sales and general administrative expense to its total operating expenses; 86.94% of US stocks have a lower such ratio.
• Revenue growth over the past 12 months for SAFETY INSURANCE GROUP INC comes in at -10.76%, a number that bests just 12.95% of the US stocks we're tracking.
• The volatility of SAFETY INSURANCE GROUP INC's share price is greater than that of just 4.07% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to SAFETY INSURANCE GROUP INC are ZYXI, EIG, VPG, STRT, and EBF.
• Visit SAFT's SEC page to see the company's official filings. To visit the company's web site, go to www.safetyinsurance.com.

SAFT Valuation Summary

• SAFT's EV/EBIT ratio is 19.9; this is 74.56% higher than that of the median Financial Services stock.
• Over the past 243 months, SAFT's EV/EBIT ratio has gone up 17.7.

Below are key valuation metrics over time for SAFT.

SAFT Growth Metrics

The 3 year price growth rate now stands at -8.33%.
• Its 5 year revenue growth rate is now at 2%.
• Its 4 year net income to common stockholders growth rate is now at 4.77%.

Over the past 33 months, SAFT's revenue has gone down $80,377,000.

The table below shows SAFT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	797.376	54.176	53.98
2022-06-30	818.736	78.529	72.608
2022-03-31	858.006	113.595	102.374
2021-12-31	884.911	141.394	130.71
2021-09-30	893.525	143.932	151.626
2021-06-30	902.217	146.821	171.548

SAFT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SAFT has a Quality Grade of C, ranking ahead of 68.12% of graded US stocks.
• SAFT's asset turnover comes in at 0.437 -- ranking 32nd of 133 Insurance stocks.
• RGA, AON, and AXS are the stocks whose asset turnover ratios are most correlated with SAFT.

The table below shows SAFT's key quality metrics over time.