Shore Bancshares Inc (SHBI): Price and Financial Metrics

SHBI POWR Grades

• Momentum is the dimension where SHBI ranks best; there it ranks ahead of 89.62% of US stocks.
• SHBI's strongest trending metric is Stability; it's been moving down over the last 179 days.
• SHBI ranks lowest in Quality; there it ranks in the 23rd percentile.

SHBI Stock Summary

• SHBI's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 467.44 -- higher than 94.16% of US-listed equities with positive expected earnings growth.
• Of note is the ratio of Shore Bancshares Inc's sales and general administrative expense to its total operating expenses; 80.09% of US stocks have a lower such ratio.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.56 for Shore Bancshares Inc; that's greater than it is for 92.53% of US stocks.
• If you're looking for stocks that are quantitatively similar to Shore Bancshares Inc, a group of peers worth examining would be TR, FANH, GLBZ, VALU, and APWC.
• Visit SHBI's SEC page to see the company's official filings. To visit the company's web site, go to shore-bancshares--inc-.

SHBI Valuation Summary

• SHBI's price/sales ratio is 3.3; this is 175% higher than that of the median Financial Services stock.
• Over the past 243 months, SHBI's price/sales ratio has gone down 1.
• SHBI's EV/EBIT ratio has moved down 7.3 over the prior 243 months.

Below are key valuation metrics over time for SHBI.

SHBI Growth Metrics

The 5 year revenue growth rate now stands at 18.44%.
• Its 3 year revenue growth rate is now at 10.87%.
• Its year over year net cashflow from operations growth rate is now at 44.81%.

SHBI's revenue has moved up $6,671,000 over the prior 15 months.

The table below shows SHBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	66.258	19.462	16.531
2021-06-30	62.414	17.817	15.306
2021-03-31	60.858	15.163	16.61
2020-12-31	59.446	15.73	15.73
2020-09-30	58.942	16.328	15.858
2020-06-30	59.587	17.76	16.673

SHBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SHBI has a Quality Grade of C, ranking ahead of 29.63% of graded US stocks.
• SHBI's asset turnover comes in at 0.032 -- ranking 338th of 431 Banking stocks.
• ATLC, PBIP, and LMFA are the stocks whose asset turnover ratios are most correlated with SHBI.

The table below shows SHBI's key quality metrics over time.