Select Bancorp, Inc. (SLCT): Price and Financial Metrics

SLCT POWR Grades

• SLCT scores best on the Sentiment dimension, with a Sentiment rank ahead of 98.43% of US stocks.
• SLCT's strongest trending metric is Growth; it's been moving up over the last 52 weeks.
• SLCT ranks lowest in Value; there it ranks in the 18th percentile.

SLCT Stock Summary

• SLCT's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.18% of US stocks.
• With a year-over-year growth in debt of -68.52%, Select Bancorp Inc's debt growth rate surpasses merely 5.18% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SLCT comes in at 15.99% -- higher than that of 86.66% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Select Bancorp Inc, a group of peers worth examining would be SPFI, GABC, SMBK, MBCN, and ALRS.
• SLCT's SEC filings can be seen here. And to visit Select Bancorp Inc's official web site, go to www.selectbank.com.

SLCT Valuation Summary

• In comparison to the median Financial Services stock, SLCT's price/earnings ratio is 42.73% higher, now standing at 15.7.
• SLCT's price/sales ratio has moved down 3.8 over the prior 211 months.
• Over the past 211 months, SLCT's price/earnings ratio has gone down 40.4.

Below are key valuation metrics over time for SLCT.

SLCT Growth Metrics

• The 4 year cash and equivalents growth rate now stands at -1.39%.
• Its 2 year cash and equivalents growth rate is now at -33.27%.
• Its 2 year revenue growth rate is now at 25.08%.

SLCT's revenue has moved up $17,165,000 over the prior 15 months.

The table below shows SLCT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	67.125	17.187	18.329
2021-03-31	60.084	15.718	13.399
2020-12-31	52.325	8.453	8.163
2020-09-30	48.172	24.177	7.283
2020-06-30	48.06	12.184	8.065
2020-03-31	49.96	13.828	10.832

SLCT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SLCT has a Quality Grade of C, ranking ahead of 41.39% of graded US stocks.
• SLCT's asset turnover comes in at 0.037 -- ranking 238th of 433 Banking stocks.
• WBS, ONB, and BANF are the stocks whose asset turnover ratios are most correlated with SLCT.

The table below shows SLCT's key quality metrics over time.