SLM Corporation (SLM): Price and Financial Metrics

SLM POWR Grades

• SLM scores best on the Quality dimension, with a Quality rank ahead of 81.14% of US stocks.
• The strongest trend for SLM is in Momentum, which has been heading down over the past 179 days.
• SLM's current lowest rank is in the Stability metric (where it is better than 29.05% of US stocks).

SLM Stock Summary

• With a price/earnings ratio of 4.51, SLM Corp P/E ratio is greater than that of about only 5.24% of stocks in our set with positive earnings.
• For SLM, its debt to operating expenses ratio is greater than that reported by 92.32% of US equities we're observing.
• SLM's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 95.63% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to SLM Corp are VBTX, CHUY, LAMR, BKU, and EAT.
• Visit SLM's SEC page to see the company's official filings. To visit the company's web site, go to www.salliemae.com.

SLM Valuation Summary

• SLM's price/sales ratio is 2.4; this is 25% lower than that of the median Financial Services stock.
• Over the past 243 months, SLM's price/sales ratio has gone down 5.8.
• Over the past 243 months, SLM's price/sales ratio has gone down 5.8.

Below are key valuation metrics over time for SLM.

SLM Growth Metrics

Its 2 year net income to common stockholders growth rate is now at 149.89%.
• The 4 year net cashflow from operations growth rate now stands at 193.54%.
• The year over year cash and equivalents growth rate now stands at -14.84%.

Over the past 70 months, SLM's revenue has gone up $1,232,835,000.

The table below shows SLM's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	2,060.172	-49.522	1,155.777
2021-09-30	2,208.593	-68.642	1,281.655
2021-06-30	2,353.438	-300.457	1,378.951
2021-03-31	2,057.665	-281.331	1,152.253
2020-12-31	1,718.309	-182.669	870.956
2020-09-30	1,352.165	-147.391	577.457

SLM's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SLM has a Quality Grade of C, ranking ahead of 67.55% of graded US stocks.
• SLM's asset turnover comes in at 0.074 -- ranking 59th of 428 Banking stocks.
• GDOT, FBC, and NNI are the stocks whose asset turnover ratios are most correlated with SLM.

The table below shows SLM's key quality metrics over time.