SmartFinancial, Inc. (SMBK): Price and Financial Metrics

SMBK POWR Grades

• Sentiment is the dimension where SMBK ranks best; there it ranks ahead of 96.44% of US stocks.
• The strongest trend for SMBK is in Momentum, which has been heading up over the past 179 days.
• SMBK's current lowest rank is in the Quality metric (where it is better than 25.85% of US stocks).

SMBK Stock Summary

• Smartfinancial Inc's capital turnover -- a measure of revenue relative to shareholder's equity -- is better than merely 24.17% of US listed stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.18 for Smartfinancial Inc; that's greater than it is for 91.85% of US stocks.
• The volatility of Smartfinancial Inc's share price is greater than that of only 5.91% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to SMBK, based on their financial statements, market capitalization, and price volatility, are AROW, MGYR, CVCY, SBFG, and FMBH.
• Visit SMBK's SEC page to see the company's official filings. To visit the company's web site, go to www.smartfinancialinc.com.

SMBK Valuation Summary

• In comparison to the median Financial Services stock, SMBK's price/earnings ratio is 0.91% lower, now standing at 10.9.
• SMBK's price/earnings ratio has moved down 3.8 over the prior 224 months.
• Over the past 224 months, SMBK's price/sales ratio has gone up 0.7.

Below are key valuation metrics over time for SMBK.

SMBK Growth Metrics

Its 4 year net income to common stockholders growth rate is now at 1064.81%.
• Its 2 year price growth rate is now at -42.5%.
• Its 3 year cash and equivalents growth rate is now at 92.93%.

Over the past 34 months, SMBK's revenue has gone up $51,138,778.

The table below shows SMBK's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	135.71	46.182	34.79
2021-09-30	130.953	52.394	37.164
2021-06-30	122.941	58.97	33.959
2021-03-31	117.303	36.057	31.355
2020-12-31	107.609	29.069	24.332
2020-09-30	99.385	25.97	22.034

SMBK's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SMBK has a Quality Grade of C, ranking ahead of 32.11% of graded US stocks.
• SMBK's asset turnover comes in at 0.035 -- ranking 279th of 428 Banking stocks.
• FULT, SMMF, and COLB are the stocks whose asset turnover ratios are most correlated with SMBK.

The table below shows SMBK's key quality metrics over time.