S&T Bancorp, Inc. (STBA): Price and Financial Metrics

STBA POWR Grades

• Growth is the dimension where STBA ranks best; there it ranks ahead of 85.33% of US stocks.
• The strongest trend for STBA is in Growth, which has been heading up over the past 179 days.
• STBA ranks lowest in Quality; there it ranks in the 31st percentile.

STBA Stock Summary

• With a one year PEG ratio of 219.89, S&T BANCORP INC is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 88.55% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.83 for S&T BANCORP INC; that's greater than it is for 86.37% of US stocks.
• With a year-over-year growth in debt of -34.58%, S&T BANCORP INC's debt growth rate surpasses just 8.94% of about US stocks.
• If you're looking for stocks that are quantitatively similar to S&T BANCORP INC, a group of peers worth examining would be INDB, FBNC, SYBT, FULT, and WABC.
• STBA's SEC filings can be seen here. And to visit S&T BANCORP INC's official web site, go to www.stbancorp.com.

STBA Valuation Summary

• STBA's price/sales ratio is 3.7; this is 208.33% higher than that of the median Financial Services stock.
• STBA's price/sales ratio has moved down 2.1 over the prior 243 months.

Below are key valuation metrics over time for STBA.

STBA Growth Metrics

Its 5 year net income to common stockholders growth rate is now at 20.48%.
• The year over year price growth rate now stands at -15.82%.
• Its 2 year net income to common stockholders growth rate is now at 21.51%.

STBA's revenue has moved up $28,958,000 over the prior 15 months.

The table below shows STBA's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	341.564	249.607	117.727
2022-06-30	326.673	241.369	108.076
2022-03-31	323.22	212.562	107.585
2021-12-31	324.507	216.111	110.343
2021-09-30	325.501	228.193	112.043
2021-06-30	312.606	213.062	101.15

STBA's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• STBA has a Quality Grade of C, ranking ahead of 43.72% of graded US stocks.
• STBA's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• NWBI, HWC, and USB are the stocks whose asset turnover ratios are most correlated with STBA.

The table below shows STBA's key quality metrics over time.