S&T Bancorp, Inc. (STBA): Price and Financial Metrics

STBA POWR Grades

• STBA scores best on the Stability dimension, with a Stability rank ahead of 93.15% of US stocks.
• The strongest trend for STBA is in Growth, which has been heading up over the past 179 days.
• STBA ranks lowest in Sentiment; there it ranks in the 36th percentile.

STBA Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.85 for S&T BANCORP INC; that's greater than it is for 86.71% of US stocks.
• With a year-over-year growth in debt of -25.7%, S&T BANCORP INC's debt growth rate surpasses only 13.18% of about US stocks.
• The volatility of S&T BANCORP INC's share price is greater than that of only 6.76% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to STBA, based on their financial statements, market capitalization, and price volatility, are INDB, FULT, SYBT, TRMK, and FBNC.
• STBA's SEC filings can be seen here. And to visit S&T BANCORP INC's official web site, go to www.stbancorp.com.

STBA Valuation Summary

• In comparison to the median Financial Services stock, STBA's price/earnings ratio is 5.77% higher, now standing at 11.
• STBA's EV/EBIT ratio has moved down 8.9 over the prior 243 months.

Below are key valuation metrics over time for STBA.

STBA Growth Metrics

The 3 year cash and equivalents growth rate now stands at 605.15%.
• Its 2 year price growth rate is now at 22.67%.
• The 3 year revenue growth rate now stands at 21.31%.

STBA's revenue has moved up $51,514,000 over the prior 33 months.

The table below shows STBA's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	326.673	241.369	108.076
2022-03-31	323.22	212.562	107.585
2021-12-31	324.507	216.111	110.343
2021-09-30	325.501	228.193	112.043
2021-06-30	312.606	213.062	101.15
2021-03-31	230.052	203.557	39.711

STBA's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• STBA has a Quality Grade of C, ranking ahead of 43.72% of graded US stocks.
• STBA's asset turnover comes in at 0.035 -- ranking 280th of 428 Banking stocks.
• NWBI, HWC, and USB are the stocks whose asset turnover ratios are most correlated with STBA.

The table below shows STBA's key quality metrics over time.