S&T Bancorp, Inc. (STBA): Price and Financial Metrics

STBA POWR Grades

• Stability is the dimension where STBA ranks best; there it ranks ahead of 94.58% of US stocks.
• STBA's strongest trending metric is Stability; it's been moving up over the last 51 weeks.
• STBA ranks lowest in Quality; there it ranks in the 43rd percentile.

STBA Stock Summary

• With a year-over-year growth in debt of -46.37%, S&T Bancorp Inc's debt growth rate surpasses just 10.51% of about US stocks.
• In terms of twelve month growth in earnings before interest and taxes, S&T Bancorp Inc is reporting a growth rate of 312.38%; that's higher than 92.21% of US stocks.
• As for revenue growth, note that STBA's revenue has grown 50.37% over the past 12 months; that beats the revenue growth of 86.49% of US companies in our set.
• Stocks that are quantitatively similar to STBA, based on their financial statements, market capitalization, and price volatility, are PEBK, NKSH, BSRR, FGBI, and SMMF.
• Visit STBA's SEC page to see the company's official filings. To visit the company's web site, go to www.stbancorp.com.

STBA Valuation Summary

• In comparison to the median Financial Services stock, STBA's price/sales ratio is 216.67% higher, now standing at 3.8.
• STBA's EV/EBIT ratio has moved down 12.7 over the prior 243 months.
• Over the past 243 months, STBA's price/earnings ratio has gone down 2.4.

Below are key valuation metrics over time for STBA.

STBA Growth Metrics

• Its 4 year cash and equivalents growth rate is now at 54.26%.
• Its 2 year cash and equivalents growth rate is now at 66.31%.
• Its 3 year net cashflow from operations growth rate is now at 80.23%.

STBA's revenue has moved up $60,768,000 over the prior 49 months.

The table below shows STBA's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	312.606	213.062	101.15
2021-03-31	230.052	203.557	39.711
2020-12-31	207.683	53.451	21.04
2020-09-30	206.814	42.627	19.133
2020-06-30	207.886	47.959	29.364
2020-03-31	280.796	48.003	88.537

STBA's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• STBA has a Quality Grade of C, ranking ahead of 43.7% of graded US stocks.
• STBA's asset turnover comes in at 0.034 -- ranking 310th of 433 Banking stocks.
• PPBI, NWBI, and HFWA are the stocks whose asset turnover ratios are most correlated with STBA.

The table below shows STBA's key quality metrics over time.