Sterling Bancorp (STL): Price and Financial Metrics

STL POWR Grades

• STL scores best on the Momentum dimension, with a Momentum rank ahead of 93.67% of US stocks.
• STL's strongest trending metric is Stability; it's been moving up over the last 168 days.
• STL's current lowest rank is in the Value metric (where it is better than 24.94% of US stocks).

STL Stock Summary

• Sterling Bancorp's capital turnover -- a measure of revenue relative to shareholder's equity -- is better than just 17.06% of US listed stocks.
• STL's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 83.15% of US stocks.
• With a year-over-year growth in debt of -47.32%, Sterling Bancorp's debt growth rate surpasses merely 9.9% of about US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to Sterling Bancorp are OZK, ATR, TBBK, NTB, and PACW.
• Visit STL's SEC page to see the company's official filings. To visit the company's web site, go to www.sterlingbancorp.com.

STL Valuation Summary

• In comparison to the median Financial Services stock, STL's price/sales ratio is 43.75% higher, now standing at 4.6.
• Over the past 243 months, STL's EV/EBIT ratio has gone down 14.
• Over the past 243 months, STL's EV/EBIT ratio has gone down 14.

Below are key valuation metrics over time for STL.

STL Growth Metrics

Its 4 year cash and equivalents growth rate is now at -28.37%.
• Its 3 year cash and equivalents growth rate is now at -35.44%.
• Its 2 year net income to common stockholders growth rate is now at 122.95%.

STL's revenue has moved down $66,008,000 over the prior 33 months.

The table below shows STL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	958.592	632.476	361.739
2021-06-30	928.257	640.664	350.462
2021-03-31	867.549	631.66	302.902
2020-12-31	748.097	391.838	217.886
2020-09-30	769.702	299.351	248.151
2020-06-30	815.104	258.103	286.178

STL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• STL has a Quality Grade of C, ranking ahead of 37.12% of graded US stocks.
• STL's asset turnover comes in at 0.032 -- ranking 336th of 428 Banking stocks.
• CFG, USB, and ABTX are the stocks whose asset turnover ratios are most correlated with STL.

The table below shows STL's key quality metrics over time.