Sterling Bancorp (STL): Price and Financial Metrics

STL POWR Grades

• STL scores best on the Momentum dimension, with a Momentum rank ahead of 79.35% of US stocks.
• STL's strongest trending metric is Momentum; it's been moving up over the last 52 weeks.
• STL's current lowest rank is in the Sentiment metric (where it is better than 10.71% of US stocks).

STL Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 6.35 for Sterling Bancorp; that's greater than it is for 82.98% of US stocks.
• With a year-over-year growth in debt of -47.32%, Sterling Bancorp's debt growth rate surpasses just 10.21% of about US stocks.
• Sterling Bancorp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 12.02%, greater than the shareholder yield of 83.88% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Sterling Bancorp are OZK, TBBK, NTB, ATR, and MCB.
• Visit STL's SEC page to see the company's official filings. To visit the company's web site, go to www.sterlingbancorp.com.

STL Valuation Summary

• In comparison to the median Financial Services stock, STL's price/sales ratio is 43.75% higher, now standing at 4.6.
• Over the past 243 months, STL's EV/EBIT ratio has gone down 14.
• Over the past 243 months, STL's EV/EBIT ratio has gone down 14.

Below are key valuation metrics over time for STL.

STL Growth Metrics

• The 3 year price growth rate now stands at 39.13%.
• The 3 year net income to common stockholders growth rate now stands at 504.41%.
• The year over year revenue growth rate now stands at -1.38%.

Over the past 33 months, STL's revenue has gone down $66,008,000.

The table below shows STL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	958.592	632.476	361.739
2021-06-30	928.257	640.664	350.462
2021-03-31	867.549	631.66	302.902
2020-12-31	748.097	391.838	217.886
2020-09-30	769.702	299.351	248.151
2020-06-30	815.104	258.103	286.178

STL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• STL has a Quality Grade of C, ranking ahead of 37.12% of graded US stocks.
• STL's asset turnover comes in at 0.032 -- ranking 336th of 428 Banking stocks.
• CFG, USB, and ABTX are the stocks whose asset turnover ratios are most correlated with STL.

The table below shows STL's key quality metrics over time.