Synchrony Financial (SYF): Price and Financial Metrics

SYF POWR Grades

• SYF scores best on the Sentiment dimension, with a Sentiment rank ahead of 93.11% of US stocks.
• The strongest trend for SYF is in Momentum, which has been heading up over the past 51 weeks.
• SYF ranks lowest in Growth; there it ranks in the 43rd percentile.

SYF Stock Summary

• With a market capitalization of $28,239,985,180, Synchrony Financial has a greater market value than 90.36% of US stocks.
• Price to trailing twelve month operating cash flow for SYF is currently 4.12, higher than merely 13.05% of US stocks with positive operating cash flow.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SYF comes in at 13.22% -- higher than that of 84.55% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Synchrony Financial, a group of peers worth examining would be MGA, BBD, TU, TRV, and ALLY.
• SYF's SEC filings can be seen here. And to visit Synchrony Financial's official web site, go to www.synchrony.com.

SYF Valuation Summary

• In comparison to the median Financial Services stock, SYF's EV/EBIT ratio is 17.44% lower, now standing at 7.1.
• SYF's EV/EBIT ratio has moved down 3.4 over the prior 86 months.
• SYF's price/earnings ratio has moved down 0.4 over the prior 86 months.

Below are key valuation metrics over time for SYF.

SYF Growth Metrics

• Its 3 year revenue growth rate is now at 21.98%.
• Its 3 year net income to common stockholders growth rate is now at 45.14%.
• Its 3 year net cashflow from operations growth rate is now at 61.42%.

SYF's revenue has moved up $1,222,000,000 over the prior 49 months.

The table below shows SYF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	8,259	6,849	3,277
2021-03-31	6,715	7,789	2,082
2020-12-31	5,852	7,487	1,343
2020-09-30	5,908	7,737	1,346
2020-06-30	6,868	8,653	2,099
2020-03-31	8,011	8,238	2,915

SYF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SYF has a Quality Grade of B, ranking ahead of 89.85% of graded US stocks.
• SYF's asset turnover comes in at 0.087 -- ranking 53rd of 433 Banking stocks.
• AXP, PFS, and ESXB are the stocks whose asset turnover ratios are most correlated with SYF.

The table below shows SYF's key quality metrics over time.