Synchrony Financial (SYF): Price and Financial Metrics

SYF POWR Grades

• Quality is the dimension where SYF ranks best; there it ranks ahead of 88.41% of US stocks.
• SYF's strongest trending metric is Stability; it's been moving up over the last 179 days.
• SYF's current lowest rank is in the Momentum metric (where it is better than 20.31% of US stocks).

SYF Stock Summary

• With a price/earnings ratio of 5.11, SYNCHRONY FINANCIAL P/E ratio is greater than that of about merely 11.3% of stocks in our set with positive earnings.
• The price/operating cash flow metric for SYNCHRONY FINANCIAL is higher than only 9.79% of stocks in our set with a positive cash flow.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SYF comes in at 15.25% -- higher than that of 89.27% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to SYNCHRONY FINANCIAL are UNM, MGA, BBD, UHS, and FCNCA.
• SYF's SEC filings can be seen here. And to visit SYNCHRONY FINANCIAL's official web site, go to www.synchrony.com.

SYF Valuation Summary

• SYF's EV/EBIT ratio is 4.5; this is 60.53% lower than that of the median Financial Services stock.
• SYF's price/earnings ratio has moved down 3.8 over the prior 101 months.

Below are key valuation metrics over time for SYF.

SYF Growth Metrics

Its 3 year price growth rate is now at 18.81%.
• Its 3 year net income to common stockholders growth rate is now at 25.48%.
• Its year over year net cashflow from operations growth rate is now at -14.55%.

SYF's revenue has moved down $556,000,000 over the prior 33 months.

The table below shows SYF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	8,576	6,851	3,210
2022-06-30	9,051	7,032	3,648
2022-03-31	9,491	6,656	4,087
2021-12-31	9,466	7,099	4,179
2021-09-30	9,241	7,181	4,104
2021-06-30	8,259	6,849	3,277

SYF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SYF has a Quality Grade of B, ranking ahead of 90.42% of graded US stocks.
• SYF's asset turnover comes in at 0.098 -- ranking 48th of 428 Banking stocks.
• AXP, COF, and MRLN are the stocks whose asset turnover ratios are most correlated with SYF.

The table below shows SYF's key quality metrics over time.