Synchrony Financial (SYF): Price and Financial Metrics

SYF POWR Grades

• Quality is the dimension where SYF ranks best; there it ranks ahead of 87.24% of US stocks.
• The strongest trend for SYF is in Sentiment, which has been heading down over the past 179 days.
• SYF's current lowest rank is in the Sentiment metric (where it is better than 13.69% of US stocks).

SYF Stock Summary

• With a price/earnings ratio of 4.59, Synchrony Financial P/E ratio is greater than that of about only 5.39% of stocks in our set with positive earnings.
• Price to trailing twelve month operating cash flow for SYF is currently 2.7, higher than only 8.29% of US stocks with positive operating cash flow.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SYF comes in at 24.3% -- higher than that of 92.91% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Synchrony Financial, a group of peers worth examining would be MGA, ALLY, LU, IP, and TPL.
• SYF's SEC filings can be seen here. And to visit Synchrony Financial's official web site, go to www.synchrony.com.

SYF Valuation Summary

• In comparison to the median Financial Services stock, SYF's EV/EBIT ratio is 17.44% lower, now standing at 7.1.
• SYF's EV/EBIT ratio has moved down 3.4 over the prior 86 months.
• SYF's price/earnings ratio has moved down 0.4 over the prior 86 months.

Below are key valuation metrics over time for SYF.

SYF Growth Metrics

Its 4 year net income to common stockholders growth rate is now at 29.9%.
• Its year over year revenue growth rate is now at -16.18%.
• The 5 year net cashflow from operations growth rate now stands at 36.87%.

Over the past 52 months, SYF's revenue has gone up $2,414,000,000.

The table below shows SYF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	9,466	7,099	4,179
2021-09-30	9,241	7,181	4,104
2021-06-30	8,259	6,849	3,277
2021-03-31	6,715	7,789	2,082
2020-12-31	5,852	7,487	1,343
2020-09-30	5,908	7,737	1,346

SYF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SYF has a Quality Grade of B, ranking ahead of 90.42% of graded US stocks.
• SYF's asset turnover comes in at 0.098 -- ranking 48th of 428 Banking stocks.
• AXP, COF, and MRLN are the stocks whose asset turnover ratios are most correlated with SYF.

The table below shows SYF's key quality metrics over time.