Synchrony Financial (SYF): Price and Financial Metrics

SYF POWR Grades

• Quality is the dimension where SYF ranks best; there it ranks ahead of 90.77% of US stocks.
• SYF's strongest trending metric is Value; it's been moving up over the last 163 days.
• SYF ranks lowest in Growth; there it ranks in the 29th percentile.

SYF Stock Summary

• With a price/earnings ratio of 6.02, Synchrony Financial P/E ratio is greater than that of about just 9.66% of stocks in our set with positive earnings.
• The volatility of Synchrony Financial's share price is greater than that of merely 8.23% US stocks with at least 200 days of trading history.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SYF comes in at 21.96% -- higher than that of 90.82% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Synchrony Financial, a group of peers worth examining would be MGA, ALLY, RF, IP, and HIG.
• Visit SYF's SEC page to see the company's official filings. To visit the company's web site, go to www.synchrony.com.

SYF Valuation Summary

• In comparison to the median Financial Services stock, SYF's EV/EBIT ratio is 17.44% lower, now standing at 7.1.
• SYF's EV/EBIT ratio has moved down 3.4 over the prior 86 months.
• SYF's price/earnings ratio has moved down 0.4 over the prior 86 months.

Below are key valuation metrics over time for SYF.

SYF Growth Metrics

The 5 year net income to common stockholders growth rate now stands at 29.9%.
• The 3 year revenue growth rate now stands at 21.98%.
• Its 3 year price growth rate is now at 8.17%.

Over the past 67 months, SYF's revenue has gone up $2,347,000,000.

The table below shows SYF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	9,241	7,181	4,104
2021-06-30	8,259	6,849	3,277
2021-03-31	6,715	7,789	2,082
2020-12-31	5,852	7,487	1,343
2020-09-30	5,908	7,737	1,346
2020-06-30	6,868	8,653	2,099

SYF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SYF has a Quality Grade of B, ranking ahead of 90.42% of graded US stocks.
• SYF's asset turnover comes in at 0.098 -- ranking 48th of 428 Banking stocks.
• AXP, COF, and MRLN are the stocks whose asset turnover ratios are most correlated with SYF.

The table below shows SYF's key quality metrics over time.