TFS Financial Corporation (TFSL): Price and Financial Metrics

TFSL POWR Grades

• TFSL scores best on the Sentiment dimension, with a Sentiment rank ahead of 95.86% of US stocks.
• The strongest trend for TFSL is in Growth, which has been heading up over the past 178 days.
• TFSL's current lowest rank is in the Value metric (where it is better than 1.06% of US stocks).

TFSL Stock Summary

• TFSL's current price/earnings ratio is 58.2, which is higher than 91.78% of US stocks with positive earnings.
• Price to trailing twelve month operating cash flow for TFSL is currently 298.3, higher than 98.88% of US stocks with positive operating cash flow.
• For TFSL, its debt to operating expenses ratio is greater than that reported by 96.9% of US equities we're observing.
• If you're looking for stocks that are quantitatively similar to TFS FINANCIAL CORP, a group of peers worth examining would be LBC, NNI, CFFN, NYCB, and CNOB.
• Visit TFSL's SEC page to see the company's official filings. To visit the company's web site, go to www.thirdfederal.com.

TFSL Valuation Summary

• In comparison to the median Financial Services stock, TFSL's EV/EBIT ratio is 856% higher, now standing at 95.6.
• TFSL's EV/EBIT ratio has moved up 37.3 over the prior 187 months.

Below are key valuation metrics over time for TFSL.

TFSL Growth Metrics

Its 3 year net cashflow from operations growth rate is now at -15.92%.
• Its 2 year net income to common stockholders growth rate is now at -21.4%.
• Its 2 year net cashflow from operations growth rate is now at -34.72%.

Over the past 33 months, TFSL's revenue has gone down $17,497,000.

The table below shows TFSL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	278.388	12.905	66.147
2022-03-31	272.936	79.892	64.981
2021-12-31	281.723	66.634	72.145
2021-09-30	295.929	83.155	81.007
2021-06-30	295.068	151.764	77.57
2021-03-31	305.742	103.194	88.429

TFSL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TFSL has a Quality Grade of C, ranking ahead of 29.46% of graded US stocks.
• TFSL's asset turnover comes in at 0.02 -- ranking 418th of 430 Banking stocks.
• PVBC, BHLB, and CPSS are the stocks whose asset turnover ratios are most correlated with TFSL.

The table below shows TFSL's key quality metrics over time.