TFS Financial Corporation (TFSL): Price and Financial Metrics

TFSL POWR Grades

• Sentiment is the dimension where TFSL ranks best; there it ranks ahead of 87.05% of US stocks.
• The strongest trend for TFSL is in Growth, which has been heading down over the past 179 days.
• TFSL ranks lowest in Value; there it ranks in the 1st percentile.

TFSL Stock Summary

• The price/operating cash flow metric for TFS FINANCIAL CORP is higher than 93.54% of stocks in our set with a positive cash flow.
• For TFSL, its debt to operating expenses ratio is greater than that reported by 97.45% of US equities we're observing.
• With a price/sales ratio of 11.13, TFS FINANCIAL CORP has a higher such ratio than 90.84% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to TFS FINANCIAL CORP are LBC, CFFN, NNI, WTBA, and KRNY.
• TFSL's SEC filings can be seen here. And to visit TFS FINANCIAL CORP's official web site, go to www.thirdfederal.com.

TFSL Valuation Summary

• In comparison to the median Financial Services stock, TFSL's price/sales ratio is 1040% higher, now standing at 11.4.
• TFSL's EV/EBIT ratio has moved up 27.3 over the prior 200 months.

Below are key valuation metrics over time for TFSL.

TFSL Growth Metrics

The 2 year cash and equivalents growth rate now stands at 18.62%.
• Its 2 year net cashflow from operations growth rate is now at -34.72%.
• Its 3 year price growth rate is now at -17.98%.

Over the past 52 months, TFSL's revenue has gone down $9,961,000.

The table below shows TFSL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	303.516	110.082	80.618
2022-09-30	290.2	38.929	74.565
2022-06-30	278.388	12.905	66.147
2022-03-31	272.936	79.892	64.981
2021-12-31	281.723	66.634	72.145
2021-09-30	295.929	83.155	81.007

TFSL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TFSL has a Quality Grade of C, ranking ahead of 29.46% of graded US stocks.
• TFSL's asset turnover comes in at 0.02 -- ranking 418th of 430 Banking stocks.
• PVBC, BHLB, and CPSS are the stocks whose asset turnover ratios are most correlated with TFSL.

The table below shows TFSL's key quality metrics over time.