TFS Financial Corporation (TFSL): Price and Financial Metrics

TFSL POWR Grades

• Stability is the dimension where TFSL ranks best; there it ranks ahead of 90.01% of US stocks.
• The strongest trend for TFSL is in Stability, which has been heading down over the past 177 days.
• TFSL's current lowest rank is in the Value metric (where it is better than 1.05% of US stocks).

TFSL Stock Summary

• The price/operating cash flow metric for TFS FINANCIAL CORP is higher than 96.42% of stocks in our set with a positive cash flow.
• For TFSL, its debt to operating expenses ratio is greater than that reported by 97.32% of US equities we're observing.
• The volatility of TFS FINANCIAL CORP's share price is greater than that of just 3.15% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to TFSL, based on their financial statements, market capitalization, and price volatility, are LBC, NYCB, SKYH, CFFN, and NNI.
• Visit TFSL's SEC page to see the company's official filings. To visit the company's web site, go to www.thirdfederal.com.

TFSL Valuation Summary

• In comparison to the median Financial Services stock, TFSL's price/sales ratio is 396.55% higher, now standing at 14.4.
• TFSL's price/earnings ratio has moved down 33.9 over the prior 192 months.

Below are key valuation metrics over time for TFSL.

TFSL Growth Metrics

Its 3 year price growth rate is now at -17.98%.
• Its 4 year net cashflow from operations growth rate is now at 12.07%.
• Its 5 year cash and equivalents growth rate is now at 29.79%.

Over the past 15 months, TFSL's revenue has gone down $4,868,000.

The table below shows TFSL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	290.2	38.929	74.565
2022-06-30	278.388	12.905	66.147
2022-03-31	272.936	79.892	64.981
2021-12-31	281.723	66.634	72.145
2021-09-30	295.929	83.155	81.007
2021-06-30	295.068	151.764	77.57

TFSL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TFSL has a Quality Grade of C, ranking ahead of 29.46% of graded US stocks.
• TFSL's asset turnover comes in at 0.02 -- ranking 418th of 430 Banking stocks.
• PVBC, BHLB, and CPSS are the stocks whose asset turnover ratios are most correlated with TFSL.

The table below shows TFSL's key quality metrics over time.