TFS Financial Corporation (TFSL): Price and Financial Metrics

TFSL POWR Grades

• TFSL scores best on the Stability dimension, with a Stability rank ahead of 94.6% of US stocks.
• The strongest trend for TFSL is in Value, which has been heading up over the past 51 weeks.
• TFSL ranks lowest in Value; there it ranks in the 2nd percentile.

TFSL Stock Summary

• For TFSL, its debt to operating expenses ratio is greater than that reported by 95.44% of US equities we're observing.
• TFSL's price/sales ratio is 19.36; that's higher than the P/S ratio of 90.13% of US stocks.
• The volatility of TFS Financial CORP's share price is greater than that of only 8.38% US stocks with at least 200 days of trading history.
• If you're looking for stocks that are quantitatively similar to TFS Financial CORP, a group of peers worth examining would be LBC, RMBI, CUBI, VBTX, and BKU.
• Visit TFSL's SEC page to see the company's official filings. To visit the company's web site, go to www.thirdfederal.com.

TFSL Valuation Summary

• TFSL's price/sales ratio is 18.8; this is 1466.67% higher than that of the median Financial Services stock.
• Over the past 174 months, TFSL's price/sales ratio has gone down 2.5.
• Over the past 174 months, TFSL's price/earnings ratio has gone down 18.6.

Below are key valuation metrics over time for TFSL.

TFSL Growth Metrics

• Its 3 year revenue growth rate is now at 0.75%.
• Its 3 year net income to common stockholders growth rate is now at 7.15%.
• Its 5 year net cashflow from operations growth rate is now at 22.57%.

TFSL's revenue has moved down $15,094,000 over the prior 49 months.

The table below shows TFSL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	295.068	151.764	77.57
2021-03-31	305.742	103.194	88.429
2020-12-31	295.608	116.585	82.677
2020-09-30	292.519	121.798	83.317
2020-06-30	297.43	121.767	91.256
2020-03-31	291.83	122.387	82.673

TFSL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TFSL has a Quality Grade of C, ranking ahead of 30.64% of graded US stocks.
• TFSL's asset turnover comes in at 0.02 -- ranking 421st of 433 Banking stocks.
• PVBC, BHLB, and CPSS are the stocks whose asset turnover ratios are most correlated with TFSL.

The table below shows TFSL's key quality metrics over time.