TFS Financial Corporation (TFSL): Price and Financial Metrics

TFSL POWR Grades

• TFSL scores best on the Stability dimension, with a Stability rank ahead of 93% of US stocks.
• The strongest trend for TFSL is in Growth, which has been heading up over the past 163 days.
• TFSL's current lowest rank is in the Value metric (where it is better than 2.25% of US stocks).

TFSL Stock Summary

• The price/operating cash flow metric for TFS Financial CORP is higher than 93.28% of stocks in our set with a positive cash flow.
• The ratio of debt to operating expenses for TFS Financial CORP is higher than it is for about 95.72% of US stocks.
• TFSL's price/sales ratio is 16.94; that's higher than the P/S ratio of 91.44% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to TFS Financial CORP are WING, CLPR, LBC, SLM, and BFAM.
• Visit TFSL's SEC page to see the company's official filings. To visit the company's web site, go to www.thirdfederal.com.

TFSL Valuation Summary

• TFSL's price/sales ratio is 18.8; this is 1466.67% higher than that of the median Financial Services stock.
• Over the past 174 months, TFSL's price/sales ratio has gone down 2.5.
• Over the past 174 months, TFSL's price/earnings ratio has gone down 18.6.

Below are key valuation metrics over time for TFSL.

TFSL Growth Metrics

The 3 year price growth rate now stands at -4.99%.
• Its 3 year net cashflow from operations growth rate is now at 1.45%.
• Its 4 year net cashflow from operations growth rate is now at 30.67%.

TFSL's revenue has moved down $1,501,000 over the prior 15 months.

The table below shows TFSL's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	295.929	83.155	81.007
2021-06-30	295.068	151.764	77.57
2021-03-31	305.742	103.194	88.429
2020-12-31	295.608	116.585	82.677
2020-09-30	292.519	121.798	83.317
2020-06-30	297.43	121.767	91.256

TFSL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TFSL has a Quality Grade of C, ranking ahead of 29.46% of graded US stocks.
• TFSL's asset turnover comes in at 0.02 -- ranking 418th of 430 Banking stocks.
• PVBC, BHLB, and CPSS are the stocks whose asset turnover ratios are most correlated with TFSL.

The table below shows TFSL's key quality metrics over time.