First Financial Corporation Indiana (THFF): Price and Financial Metrics

THFF POWR Grades

• Stability is the dimension where THFF ranks best; there it ranks ahead of 92.39% of US stocks.
• The strongest trend for THFF is in Momentum, which has been heading up over the past 52 weeks.
• THFF ranks lowest in Growth; there it ranks in the 40th percentile.

THFF Stock Summary

• Of note is the ratio of First Financial Corp's sales and general administrative expense to its total operating expenses; 83.81% of US stocks have a lower such ratio.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.9 for First Financial Corp; that's greater than it is for 86.29% of US stocks.
• The volatility of First Financial Corp's share price is greater than that of just 13.14% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to THFF, based on their financial statements, market capitalization, and price volatility, are UNB, UBOH, IGIC, CHMG, and GSBC.
• THFF's SEC filings can be seen here. And to visit First Financial Corp's official web site, go to www.first-online.com.

THFF Valuation Summary

• THFF's price/sales ratio is 2.8; this is 133.33% higher than that of the median Financial Services stock.
• THFF's EV/EBIT ratio has moved down 24.3 over the prior 243 months.
• Over the past 243 months, THFF's price/earnings ratio has gone down 3.7.

Below are key valuation metrics over time for THFF.

THFF Growth Metrics

• The 3 year price growth rate now stands at 15.58%.
• Its 2 year net income to common stockholders growth rate is now at 78.9%.
• Its 5 year net cashflow from operations growth rate is now at 48.18%.

THFF's revenue has moved up $16,110,000 over the prior 15 months.

The table below shows THFF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	191.118	67.54	61.328
2021-06-30	186.343	65.232	59.23
2021-03-31	179.294	66.938	54.54
2020-12-31	178.294	77.425	53.844
2020-09-30	176.608	63.554	52.469
2020-06-30	175.008	61.8	50.726

THFF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• THFF has a Quality Grade of C, ranking ahead of 44.2% of graded US stocks.
• THFF's asset turnover comes in at 0.041 -- ranking 164th of 430 Banking stocks.
• TRST, BAC, and GCBC are the stocks whose asset turnover ratios are most correlated with THFF.

The table below shows THFF's key quality metrics over time.