First Financial Corp. (Indiana) (THFF): Price and Financial Metrics

THFF POWR Grades

• Stability is the dimension where THFF ranks best; there it ranks ahead of 93.2% of US stocks.
• THFF's strongest trending metric is Growth; it's been moving up over the last 177 days.
• THFF ranks lowest in Quality; there it ranks in the 28th percentile.

THFF Stock Summary

• THFF's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 439.86 -- higher than 94.14% of US-listed equities with positive expected earnings growth.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.1 for FIRST FINANCIAL CORP; that's greater than it is for 90.94% of US stocks.
• The volatility of FIRST FINANCIAL CORP's share price is greater than that of just 0.99% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to THFF, based on their financial statements, market capitalization, and price volatility, are NRIM, FNLC, WSFS, CHMG, and VBFC.
• THFF's SEC filings can be seen here. And to visit FIRST FINANCIAL CORP's official web site, go to www.first-online.com.

THFF Valuation Summary

• THFF's EV/EBIT ratio is 3.8; this is 65.77% lower than that of the median Financial Services stock.
• Over the past 243 months, THFF's price/earnings ratio has gone down 3.9.

Below are key valuation metrics over time for THFF.

THFF Growth Metrics

The 5 year revenue growth rate now stands at 26.08%.
• Its 2 year net income to common stockholders growth rate is now at 18.81%.
• The 4 year cash and equivalents growth rate now stands at 280.09%.

Over the past 33 months, THFF's revenue has gone up $38,767,000.

The table below shows THFF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	204.171	64.455	61.986
2022-06-30	198.597	60.165	60.033
2022-03-31	197.363	60.42	61.034
2021-12-31	183.019	55.067	52.987
2021-09-30	191.118	67.54	61.328
2021-06-30	186.343	65.232	59.23

THFF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• THFF has a Quality Grade of C, ranking ahead of 44.2% of graded US stocks.
• THFF's asset turnover comes in at 0.041 -- ranking 164th of 430 Banking stocks.
• TRST, BAC, and GCBC are the stocks whose asset turnover ratios are most correlated with THFF.

The table below shows THFF's key quality metrics over time.