TrustCo Bank Corp NY (TRST): Price and Financial Metrics

TRST POWR Grades

• Stability is the dimension where TRST ranks best; there it ranks ahead of 79.95% of US stocks.
• The strongest trend for TRST is in Value, which has been heading down over the past 179 days.
• TRST's current lowest rank is in the Quality metric (where it is better than 23.91% of US stocks).

TRST Stock Summary

• TRST's went public 37.11 years ago, making it older than 93.48% of listed US stocks we're tracking.
• With a year-over-year growth in debt of -37.78%, TRUSTCO BANK CORP N Y's debt growth rate surpasses just 8.02% of about US stocks.
• TRUSTCO BANK CORP N Y's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 20.16%, greater than the shareholder yield of 92.8% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to TRUSTCO BANK CORP N Y are BFIN, PFIS, ASRV, SHBI, and ATLO.
• TRST's SEC filings can be seen here. And to visit TRUSTCO BANK CORP N Y's official web site, go to www.trustcobank.com.

TRST Valuation Summary

• In comparison to the median Financial Services stock, TRST's price/sales ratio is 24.14% higher, now standing at 3.6.
• TRST's price/sales ratio has moved down 2.8 over the prior 243 months.

Below are key valuation metrics over time for TRST.

TRST Growth Metrics

The 3 year net cashflow from operations growth rate now stands at -15.6%.
• The 2 year cash and equivalents growth rate now stands at 137.39%.
• Its 3 year net income to common stockholders growth rate is now at 5.44%.

Over the past 33 months, TRST's revenue has gone up $19,404,000.

The table below shows TRST's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	193.643	67.075	70.565
2022-06-30	188.746	60.643	67.963
2022-03-31	185.089	57.612	64.525
2021-12-31	183.795	55.365	61.519
2021-09-30	178.627	58.357	59.092
2021-06-30	173.151	61.53	56.401

TRST's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TRST has a Quality Grade of C, ranking ahead of 25.55% of graded US stocks.
• TRST's asset turnover comes in at 0.029 -- ranking 388th of 428 Banking stocks.
• PNC, LARK, and BAC are the stocks whose asset turnover ratios are most correlated with TRST.

The table below shows TRST's key quality metrics over time.