TrustCo Bank Corp NY (TRST): Price and Financial Metrics

TRST POWR Grades

• Stability is the dimension where TRST ranks best; there it ranks ahead of 94.23% of US stocks.
• The strongest trend for TRST is in Stability, which has been heading up over the past 179 days.
• TRST's current lowest rank is in the Quality metric (where it is better than 33.5% of US stocks).

TRST Stock Summary

• TRST's went public 36.27 years ago, making it older than 92.84% of listed US stocks we're tracking.
• TRST's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.3% of US stocks.
• In terms of volatility of its share price, TRST is more volatile than only 1.77% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to Trustco Bank Corp N Y are PBHC, ASB, FNB, FCF, and ATLO.
• TRST's SEC filings can be seen here. And to visit Trustco Bank Corp N Y's official web site, go to www.trustcobank.com.

TRST Valuation Summary

• TRST's EV/EBIT ratio is -3.5; this is 140.7% lower than that of the median Financial Services stock.
• Over the past 243 months, TRST's price/sales ratio has gone down 3.5.
• TRST's price/sales ratio has moved down 3.5 over the prior 243 months.

Below are key valuation metrics over time for TRST.

TRST Growth Metrics

The 2 year cash and equivalents growth rate now stands at -13.14%.
• Its 3 year net cashflow from operations growth rate is now at 12.24%.
• Its 2 year revenue growth rate is now at -0.49%.

Over the past 70 months, TRST's revenue has gone up $25,509,000.

The table below shows TRST's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	183.795	55.365	61.519
2021-09-30	178.627	58.357	59.092
2021-06-30	173.151	61.53	56.401
2021-03-31	167.448	56.382	53.222
2020-12-31	165.15	62.157	52.452
2020-09-30	164.656	61.933	52.545

TRST's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TRST has a Quality Grade of C, ranking ahead of 25.55% of graded US stocks.
• TRST's asset turnover comes in at 0.029 -- ranking 388th of 428 Banking stocks.
• PNC, LARK, and BAC are the stocks whose asset turnover ratios are most correlated with TRST.

The table below shows TRST's key quality metrics over time.