Timberland Bancorp, Inc. (TSBK): Price and Financial Metrics

TSBK POWR Grades

• Stability is the dimension where TSBK ranks best; there it ranks ahead of 78.83% of US stocks.
• TSBK's strongest trending metric is Sentiment; it's been moving down over the last 177 days.
• TSBK ranks lowest in Quality; there it ranks in the 28th percentile.

TSBK Stock Summary

• With a price/earnings ratio of 7.96, TIMBERLAND BANCORP INC P/E ratio is greater than that of about just 21.99% of stocks in our set with positive earnings.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.11 for TIMBERLAND BANCORP INC; that's greater than it is for 85.77% of US stocks.
• With a year-over-year growth in debt of 693.4%, TIMBERLAND BANCORP INC's debt growth rate surpasses 98.23% of about US stocks.
• Stocks that are quantitatively similar to TSBK, based on their financial statements, market capitalization, and price volatility, are OPBK, NBHC, UBFO, HFWA, and INDB.
• TSBK's SEC filings can be seen here. And to visit TIMBERLAND BANCORP INC's official web site, go to www.timberlandbank.com.

TSBK Valuation Summary

• In comparison to the median Financial Services stock, TSBK's price/sales ratio is 200% higher, now standing at 3.
• Over the past 243 months, TSBK's price/sales ratio has gone down 0.7.

Below are key valuation metrics over time for TSBK.

TSBK Growth Metrics

Its 3 year net cashflow from operations growth rate is now at 27.03%.
• Its 4 year net income to common stockholders growth rate is now at 108.25%.
• Its year over year revenue growth rate is now at -2.95%.

TSBK's revenue has moved up $2,954,000 over the prior 15 months.

The table below shows TSBK's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	71.973	31.661	25.622
2022-09-30	68.188	26.5	23.6
2022-06-30	65.758	25.301	22.568
2022-03-31	66.097	28.88	23.854
2021-12-31	67.574	33.041	25.778
2021-09-30	69.019	29.635	27.583

TSBK's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TSBK has a Quality Grade of C, ranking ahead of 49.71% of graded US stocks.
• TSBK's asset turnover comes in at 0.042 -- ranking 147th of 435 Banking stocks.
• CFR, PLBC, and BAC are the stocks whose asset turnover ratios are most correlated with TSBK.

The table below shows TSBK's key quality metrics over time.