United Bankshares, Inc. (UBSI): Price and Financial Metrics

UBSI POWR Grades

• Stability is the dimension where UBSI ranks best; there it ranks ahead of 73.5% of US stocks.
• The strongest trend for UBSI is in Quality, which has been heading up over the past 47 weeks.
• UBSI ranks lowest in Sentiment; there it ranks in the 11th percentile.

UBSI Stock Summary

• With a year-over-year growth in debt of -46.28%, United Bankshares Inc's debt growth rate surpasses just 10.39% of about US stocks.
• Revenue growth over the past 12 months for United Bankshares Inc comes in at 55.76%, a number that bests 88.26% of the US stocks we're tracking.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for UBSI comes in at 24.59% -- higher than that of 90.74% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to United Bankshares Inc, a group of peers worth examining would be ABCB, WSFS, GSBC, NWBI, and LSBK.
• Visit UBSI's SEC page to see the company's official filings. To visit the company's web site, go to www.ubsi-inc.com.

UBSI Valuation Summary

• UBSI's price/sales ratio is 4.2; this is 31.25% higher than that of the median Financial Services stock.
• Over the past 243 months, UBSI's price/sales ratio has gone down 1.5.
• Over the past 243 months, UBSI's price/sales ratio has gone down 1.5.

Below are key valuation metrics over time for UBSI.

UBSI Growth Metrics

• The 2 year net income to common stockholders growth rate now stands at 36.41%.
• Its 4 year net cashflow from operations growth rate is now at -58.36%.
• The 4 year net income to common stockholders growth rate now stands at 71.43%.

Over the past 15 months, UBSI's revenue has gone up $427,400,000.

The table below shows UBSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	1,115.303	420.307	397.888
2021-03-31	1,070.142	199.555	355.738
2020-12-31	937.957	140.447	289.023
2020-09-30	841.295	11.401	259.938
2020-06-30	716.053	188.007	222.119
2020-03-31	687.903	75.923	236.64

UBSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UBSI has a Quality Grade of C, ranking ahead of 52.11% of graded US stocks.
• UBSI's asset turnover comes in at 0.042 -- ranking 146th of 436 Banking stocks.
• PDLB, VBFC, and SLM are the stocks whose asset turnover ratios are most correlated with UBSI.

The table below shows UBSI's key quality metrics over time.