United Bankshares, Inc. (UBSI): Price and Financial Metrics

UBSI POWR Grades

• UBSI scores best on the Momentum dimension, with a Momentum rank ahead of 92.62% of US stocks.
• The strongest trend for UBSI is in Growth, which has been heading up over the past 179 days.
• UBSI ranks lowest in Value; there it ranks in the 6th percentile.

UBSI Stock Summary

• UBSI's went public 32.7 years ago, making it older than 85.77% of listed US stocks we're tracking.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 6.39 for UNITED BANKSHARES INC; that's greater than it is for 83.71% of US stocks.
• The volatility of UNITED BANKSHARES INC's share price is greater than that of just 14.05% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to UNITED BANKSHARES INC are FRME, CTBI, WSFS, AIZ, and JBT.
• Visit UBSI's SEC page to see the company's official filings. To visit the company's web site, go to www.ubsi-inc.com.

UBSI Valuation Summary

• UBSI's EV/EBIT ratio is 13.3; this is 16.67% higher than that of the median Financial Services stock.
• UBSI's price/sales ratio has moved up 1 over the prior 243 months.

Below are key valuation metrics over time for UBSI.

UBSI Growth Metrics

Its year over year net cashflow from operations growth rate is now at 307.19%.
• Its year over year cash and equivalents growth rate is now at -5.4%.
• Its 2 year net income to common stockholders growth rate is now at 44.74%.

UBSI's revenue has moved up $304,992,000 over the prior 33 months.

The table below shows UBSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,012.085	680.117	353.714
2022-06-30	1,004.417	747.598	343.281
2022-03-31	1,002.341	812.562	342.504
2021-12-31	1,044.796	609.539	367.738
2021-09-30	1,068.984	738.979	386.256
2021-06-30	1,115.303	420.307	397.888

UBSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UBSI has a Quality Grade of C, ranking ahead of 48.72% of graded US stocks.
• UBSI's asset turnover comes in at 0.042 -- ranking 149th of 428 Banking stocks.
• SC, PDLB, and OMF are the stocks whose asset turnover ratios are most correlated with UBSI.

The table below shows UBSI's key quality metrics over time.