United Bankshares, Inc. (UBSI): Price and Financial Metrics

UBSI POWR Grades

• Momentum is the dimension where UBSI ranks best; there it ranks ahead of 89.62% of US stocks.
• The strongest trend for UBSI is in Quality, which has been heading down over the past 179 days.
• UBSI's current lowest rank is in the Growth metric (where it is better than 5.85% of US stocks).

UBSI Stock Summary

• United Bankshares Inc's stock had its IPO on March 26, 1990, making it an older stock than 84.38% of US equities in our set.
• UBSI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 83.16% of US stocks.
• In terms of volatility of its share price, UBSI is more volatile than only 5.48% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to United Bankshares Inc are ABCB, NWBI, WSFS, CBU, and BRKL.
• UBSI's SEC filings can be seen here. And to visit United Bankshares Inc's official web site, go to www.ubsi-inc.com.

UBSI Valuation Summary

• UBSI's price/sales ratio is 4.2; this is 31.25% higher than that of the median Financial Services stock.
• Over the past 243 months, UBSI's price/sales ratio has gone down 1.5.
• Over the past 243 months, UBSI's price/sales ratio has gone down 1.5.

Below are key valuation metrics over time for UBSI.

UBSI Growth Metrics

Its 2 year price growth rate is now at -23.89%.
• Its year over year net cashflow from operations growth rate is now at 162.84%.
• Its 4 year price growth rate is now at -29.52%.

UBSI's revenue has moved up $349,114,000 over the prior 34 months.

The table below shows UBSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,044.796	609.539	367.738
2021-09-30	1,068.984	738.979	386.256
2021-06-30	1,115.303	420.307	397.888
2021-03-31	1,070.142	199.555	355.738
2020-12-31	937.957	140.447	289.023
2020-09-30	841.295	11.401	259.938

UBSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UBSI has a Quality Grade of C, ranking ahead of 48.72% of graded US stocks.
• UBSI's asset turnover comes in at 0.042 -- ranking 149th of 428 Banking stocks.
• SC, PDLB, and OMF are the stocks whose asset turnover ratios are most correlated with UBSI.

The table below shows UBSI's key quality metrics over time.