United Bankshares, Inc. (UBSI): Price and Financial Metrics

UBSI POWR Grades

• UBSI scores best on the Momentum dimension, with a Momentum rank ahead of 82.98% of US stocks.
• The strongest trend for UBSI is in Growth, which has been heading up over the past 179 days.
• UBSI's current lowest rank is in the Value metric (where it is better than 7.99% of US stocks).

UBSI Stock Summary

• With a one year PEG ratio of 452.71, UNITED BANKSHARES INC is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 93.53% of US stocks.
• With a year-over-year growth in debt of 135.65%, UNITED BANKSHARES INC's debt growth rate surpasses 90.72% of about US stocks.
• The volatility of UNITED BANKSHARES INC's share price is greater than that of just 9.79% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to UNITED BANKSHARES INC are FFNW, FMAO, FNLC, OFED, and TCBI.
• Visit UBSI's SEC page to see the company's official filings. To visit the company's web site, go to www.ubsi-inc.com.

UBSI Valuation Summary

• UBSI's price/earnings ratio is 12.7; this is 33.68% higher than that of the median Financial Services stock.
• UBSI's price/earnings ratio has moved down 1.1 over the prior 243 months.

Below are key valuation metrics over time for UBSI.

UBSI Growth Metrics

The 4 year price growth rate now stands at -33.67%.
• The 5 year net cashflow from operations growth rate now stands at -56.31%.
• The 4 year net cashflow from operations growth rate now stands at -56.31%.

Over the past 34 months, UBSI's revenue has gone up $342,967,000.

The table below shows UBSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	1,030.87	760.822	379.627
2022-09-30	1,012.085	680.117	353.714
2022-06-30	1,004.417	747.598	343.281
2022-03-31	1,002.341	812.562	342.504
2021-12-31	1,044.796	609.539	367.738
2021-09-30	1,068.984	738.979	386.256

UBSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UBSI has a Quality Grade of C, ranking ahead of 48.72% of graded US stocks.
• UBSI's asset turnover comes in at 0.042 -- ranking 149th of 428 Banking stocks.
• SC, PDLB, and OMF are the stocks whose asset turnover ratios are most correlated with UBSI.

The table below shows UBSI's key quality metrics over time.