United Fire Group, Inc (UFCS): Price and Financial Metrics

UFCS POWR Grades

• UFCS scores best on the Momentum dimension, with a Momentum rank ahead of 81% of US stocks.
• UFCS's strongest trending metric is Quality; it's been moving down over the last 26 weeks.
• UFCS's current lowest rank is in the Growth metric (where it is better than 13.08% of US stocks).

UFCS Stock Summary

• Over the past twelve months, UFCS has reported earnings growth of 383.88%, putting it ahead of 95.47% of US stocks in our set.
• As for revenue growth, note that UFCS's revenue has grown -11.95% over the past 12 months; that beats the revenue growth of merely 12.25% of US companies in our set.
• In terms of volatility of its share price, UFCS is more volatile than only 9.48% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to UNITED FIRE GROUP INC are SAMG, GBLI, DLTH, TTSH, and LL.
• UFCS's SEC filings can be seen here. And to visit UNITED FIRE GROUP INC's official web site, go to www.ufginsurance.com.

UFCS Valuation Summary

• UFCS's price/sales ratio is 0.8; this is 38.46% lower than that of the median Financial Services stock.
• UFCS's price/earnings ratio has moved up 2.5 over the prior 243 months.

Below are key valuation metrics over time for UFCS.

UFCS Growth Metrics

The 3 year revenue growth rate now stands at -10.17%.
• Its 2 year net cashflow from operations growth rate is now at -151.1%.
• Its year over year revenue growth rate is now at -15.2%.

UFCS's revenue has moved down $228,541,000 over the prior 33 months.

The table below shows UFCS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	972.624	-70.71	52.646
2022-06-30	985.594	-86.821	66.034
2022-03-31	1,010.47	-78.239	90.241
2021-12-31	1,066.191	-50.677	80.594
2021-09-30	1,104.588	-54.183	13.968
2021-06-30	1,138.166	-26.993	-13.68

UFCS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UFCS has a Quality Grade of C, ranking ahead of 47.5% of graded US stocks.
• UFCS's asset turnover comes in at 0.372 -- ranking 40th of 133 Insurance stocks.
• KMPR, TIPT, and HIG are the stocks whose asset turnover ratios are most correlated with UFCS.

The table below shows UFCS's key quality metrics over time.