United Fire Group, Inc (UFCS): Price and Financial Metrics

UFCS POWR Grades

• Growth is the dimension where UFCS ranks best; there it ranks ahead of 83.87% of US stocks.
• UFCS's strongest trending metric is Growth; it's been moving up over the last 163 days.
• UFCS's current lowest rank is in the Quality metric (where it is better than 40.89% of US stocks).

UFCS Stock Summary

• UFCS's went public 31.85 years ago, making it older than 84.24% of listed US stocks we're tracking.
• Of note is the ratio of United Fire Group Inc's sales and general administrative expense to its total operating expenses; 85.78% of US stocks have a lower such ratio.
• With a price/sales ratio of 0.54, United Fire Group Inc has a higher such ratio than only 12.47% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to United Fire Group Inc are SCHL, DYNT, NTWK, BMI, and IGIC.
• UFCS's SEC filings can be seen here. And to visit United Fire Group Inc's official web site, go to www.ufginsurance.com.

UFCS Valuation Summary

• UFCS's EV/EBIT ratio is -21.7; this is 352.33% lower than that of the median Financial Services stock.
• Over the past 243 months, UFCS's price/earnings ratio has gone down 63.
• UFCS's EV/EBIT ratio has moved down 31.5 over the prior 243 months.

Below are key valuation metrics over time for UFCS.

UFCS Growth Metrics

The 3 year price growth rate now stands at 9.25%.
• The year over year cash and equivalents growth rate now stands at -40.76%.
• Its 5 year price growth rate is now at -40.46%.

UFCS's revenue has moved down $37,062,000 over the prior 49 months.

The table below shows UFCS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	1,104.588	-54.183	13.968
2021-06-30	1,138.166	-26.993	-13.68
2021-03-31	1,191.557	-27.804	-21.47
2020-12-31	1,068.627	41.435	-112.706
2020-09-30	1,051.103	128.534	-126.978
2020-06-30	1,067.037	128.282	-92.079

UFCS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UFCS has a Quality Grade of C, ranking ahead of 47.5% of graded US stocks.
• UFCS's asset turnover comes in at 0.372 -- ranking 40th of 133 Insurance stocks.
• KMPR, TIPT, and HIG are the stocks whose asset turnover ratios are most correlated with UFCS.

The table below shows UFCS's key quality metrics over time.