United Fire Group, Inc (UFCS): Price and Financial Metrics

UFCS POWR Grades

• Momentum is the dimension where UFCS ranks best; there it ranks ahead of 87.05% of US stocks.
• UFCS's strongest trending metric is Value; it's been moving down over the last 179 days.
• UFCS's current lowest rank is in the Sentiment metric (where it is better than 21.65% of US stocks).

UFCS Stock Summary

• The price/operating cash flow metric for UNITED FIRE GROUP INC is higher than 98.37% of stocks in our set with a positive cash flow.
• Of note is the ratio of UNITED FIRE GROUP INC's sales and general administrative expense to its total operating expenses; 87.44% of US stocks have a lower such ratio.
• In terms of twelve month growth in earnings before interest and taxes, UNITED FIRE GROUP INC is reporting a growth rate of -117.25%; that's higher than merely 13.02% of US stocks.
• Stocks that are quantitatively similar to UFCS, based on their financial statements, market capitalization, and price volatility, are EDUC, PRPL, PVH, HCSG, and PESI.
• UFCS's SEC filings can be seen here. And to visit UNITED FIRE GROUP INC's official web site, go to www.ufginsurance.com.

UFCS Valuation Summary

• In comparison to the median Financial Services stock, UFCS's price/sales ratio is 72.73% lower, now standing at 0.6.
• UFCS's EV/EBIT ratio has moved down 35.7 over the prior 243 months.

Below are key valuation metrics over time for UFCS.

UFCS Growth Metrics

Its 5 year revenue growth rate is now at -7.01%.
• Its 3 year net income to common stockholders growth rate is now at 241.67%.
• The 5 year net cashflow from operations growth rate now stands at -29.86%.

Over the past 49 months, UFCS's revenue has gone down $118,835,000.

The table below shows UFCS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	972.624	-70.71	52.646
2022-06-30	985.594	-86.821	66.034
2022-03-31	1,010.47	-78.239	90.241
2021-12-31	1,066.191	-50.677	80.594
2021-09-30	1,104.588	-54.183	13.968
2021-06-30	1,138.166	-26.993	-13.68

UFCS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UFCS has a Quality Grade of C, ranking ahead of 47.5% of graded US stocks.
• UFCS's asset turnover comes in at 0.372 -- ranking 40th of 133 Insurance stocks.
• KMPR, TIPT, and HIG are the stocks whose asset turnover ratios are most correlated with UFCS.

The table below shows UFCS's key quality metrics over time.