United Fire Group, Inc (UFCS): Price and Financial Metrics

UFCS POWR Grades

• UFCS scores best on the Sentiment dimension, with a Sentiment rank ahead of 93.24% of US stocks.
• UFCS's strongest trending metric is Momentum; it's been moving up over the last 179 days.
• UFCS's current lowest rank is in the Quality metric (where it is better than 50.78% of US stocks).

UFCS Stock Summary

• United Fire Group Inc's stock had its IPO on March 26, 1990, making it an older stock than 84.38% of US equities in our set.
• Of note is the ratio of United Fire Group Inc's sales and general administrative expense to its total operating expenses; 85.61% of US stocks have a lower such ratio.
• Over the past twelve months, UFCS has reported earnings growth of -159.01%, putting it ahead of merely 11.93% of US stocks in our set.
• If you're looking for stocks that are quantitatively similar to United Fire Group Inc, a group of peers worth examining would be DYNT, EJH, JCTCF, SAMG, and SCHL.
• Visit UFCS's SEC page to see the company's official filings. To visit the company's web site, go to www.ufginsurance.com.

UFCS Valuation Summary

• UFCS's EV/EBIT ratio is -21.7; this is 352.33% lower than that of the median Financial Services stock.
• Over the past 243 months, UFCS's price/earnings ratio has gone down 63.
• UFCS's EV/EBIT ratio has moved down 31.5 over the prior 243 months.

Below are key valuation metrics over time for UFCS.

UFCS Growth Metrics

Its year over year revenue growth rate is now at 11%.
• The 2 year cash and equivalents growth rate now stands at -61.9%.
• The 2 year revenue growth rate now stands at -0.68%.

Over the past 34 months, UFCS's revenue has gone down $58,719,000.

The table below shows UFCS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,066.191	-50.677	80.594
2021-09-30	1,104.588	-54.183	13.968
2021-06-30	1,138.166	-26.993	-13.68
2021-03-31	1,191.557	-27.804	-21.47
2020-12-31	1,068.627	41.435	-112.706
2020-09-30	1,051.103	128.534	-126.978

UFCS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UFCS has a Quality Grade of C, ranking ahead of 47.5% of graded US stocks.
• UFCS's asset turnover comes in at 0.372 -- ranking 40th of 133 Insurance stocks.
• KMPR, TIPT, and HIG are the stocks whose asset turnover ratios are most correlated with UFCS.

The table below shows UFCS's key quality metrics over time.