Umpqua Holdings Corporation (UMPQ): Price and Financial Metrics

UMPQ POWR Grades

• UMPQ scores best on the Momentum dimension, with a Momentum rank ahead of 92.95% of US stocks.
• The strongest trend for UMPQ is in Growth, which has been heading down over the past 179 days.
• UMPQ ranks lowest in Sentiment; there it ranks in the 6th percentile.

UMPQ Stock Summary

• The price/operating cash flow metric for UMPQUA HOLDINGS CORP is higher than just 18.5% of stocks in our set with a positive cash flow.
• UMPQ's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 94.04% of US stocks.
• Revenue growth over the past 12 months for UMPQUA HOLDINGS CORP comes in at -10.75%, a number that bests only 12.83% of the US stocks we're tracking.
• Stocks that are quantitatively similar to UMPQ, based on their financial statements, market capitalization, and price volatility, are MRBK, UBFO, NWFL, MCBC, and IBCP.
• Visit UMPQ's SEC page to see the company's official filings. To visit the company's web site, go to www.umpquabank.com.

UMPQ Valuation Summary

• In comparison to the median Financial Services stock, UMPQ's price/sales ratio is 181.82% higher, now standing at 3.1.
• UMPQ's EV/EBIT ratio has moved down 3.5 over the prior 243 months.

Below are key valuation metrics over time for UMPQ.

UMPQ Growth Metrics

The 4 year cash and equivalents growth rate now stands at 13.04%.
• Its year over year net income to common stockholders growth rate is now at -7.46%.
• Its 4 year price growth rate is now at -27.16%.

UMPQ's revenue has moved up $52,578,000 over the prior 33 months.

The table below shows UMPQ's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	1,233.192	956.841	366.168
2022-03-31	1,292.313	546.035	403.72
2021-12-31	1,318.616	662.723	420.3
2021-09-30	1,360.601	716.268	482.676
2021-06-30	1,381.739	524.347	499.481
2021-03-31	1,278.803	604.508	436.264

UMPQ's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UMPQ has a Quality Grade of C, ranking ahead of 44.51% of graded US stocks.
• UMPQ's asset turnover comes in at 0.045 -- ranking 111th of 428 Banking stocks.
• WFC, BMTC, and MRLN are the stocks whose asset turnover ratios are most correlated with UMPQ.

The table below shows UMPQ's key quality metrics over time.