Unity Bancorp, Inc. (UNTY): Price and Financial Metrics

Unity Bancorp, Inc. (UNTY): $26.77

0.23 (-0.85%)

POWR Rating

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Industry: Northeast Regional Banks




#4 of 66

in industry

UNTY Price/Volume Stats

Current price $26.77 52-week high $29.20
Prev. close $27.00 52-week low $20.01
Day low $26.31 Volume 11,300
Day high $27.34 Avg. volume 20,990
50-day MA $24.37 Dividend yield 1.81%
200-day MA $24.08 Market Cap 269.25M

UNTY Stock Price Chart Interactive Chart >


  • UNTY scores best on the Sentiment dimension, with a Sentiment rank ahead of 98.64% of US stocks.
  • The strongest trend for UNTY is in Growth, which has been heading down over the past 177 days.
  • UNTY's current lowest rank is in the Quality metric (where it is better than 30.9% of US stocks).

UNTY Stock Summary

  • UNTY's current price/earnings ratio is 6.35, which is higher than merely 11.14% of US stocks with positive earnings.
  • The ratio of debt to operating expenses for UNITY BANCORP INC is higher than it is for about 90.04% of US stocks.
  • UNTY's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.28% of US stocks.
  • Stocks with similar financial metrics, market capitalization, and price volatility to UNITY BANCORP INC are FMAO, FFNW, FUNC, QCRH, and GSBC.
  • UNTY's SEC filings can be seen here. And to visit UNITY BANCORP INC's official web site, go to www.unitybank.com.

UNTY Valuation Summary

  • In comparison to the median Financial Services stock, UNTY's price/earnings ratio is 33.68% lower, now standing at 6.3.
  • Over the past 243 months, UNTY's price/sales ratio has gone down 0.2.

Below are key valuation metrics over time for UNTY.

Stock Date P/S P/B P/E EV/EBIT
UNTY 2023-11-10 2.5 1.0 6.3 9.2
UNTY 2023-11-09 2.5 1.0 6.3 9.1
UNTY 2023-11-08 2.5 1.0 6.3 9.1
UNTY 2023-11-07 2.6 1.0 6.4 10.0
UNTY 2023-11-06 2.6 1.1 6.5 10.0
UNTY 2023-11-03 2.6 1.1 6.5 10.0

UNTY Growth Metrics

    Its 3 year net income to common stockholders growth rate is now at 63.77%.
  • Its 3 year revenue growth rate is now at 45.6%.
  • The 4 year cash and equivalents growth rate now stands at 73.44%.
UNTY's revenue has moved up $11,920,000 over the prior 15 months.

The table below shows UNTY's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-09-30 92.761 1.569 38.247
2022-06-30 91.962 15.579 37.764
2022-03-31 89.988 19.438 36.731
2021-12-31 88.912 23.454 36.119
2021-09-30 85.71 21.106 33.718
2021-06-30 80.841 34.031 30.019

UNTY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • UNTY has a Quality Grade of C, ranking ahead of 53.98% of graded US stocks.
  • UNTY's asset turnover comes in at 0.041 -- ranking 164th of 435 Banking stocks.
  • SFST, SASR, and MRLN are the stocks whose asset turnover ratios are most correlated with UNTY.

The table below shows UNTY's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.041 1 0.020
2021-03-31 0.039 1 0.018
2020-12-31 0.037 1 0.016
2020-09-30 0.036 1 0.016
2020-06-30 0.037 1 0.016
2020-03-31 0.039 1 0.017

UNTY Price Target

For more insight on analysts targets of UNTY, see our UNTY price target page. And for a list of of all stocks sorted by upside potential based on analyst target price, see our Top Price Target page.

Average Price Target $27.50 Average Broker Recommendation 1.5 (Moderate Buy)

Unity Bancorp, Inc. (UNTY) Company Bio

Unity Bancorp Inc. provides a range of business and consumer financial services to retail, corporate, and small business customers in New Jersey and Pennsylvania. The company was founded in 1991 and is based in Clinton, New Jersey.

UNTY Latest News Stream

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Latest UNTY News From Around the Web

Below are the latest news stories about UNITY BANCORP INC that investors may wish to consider to help them evaluate UNTY as an investment opportunity.

Unity Bancorp (NASDAQ:UNTY) Will Pay A Dividend Of $0.12

The board of Unity Bancorp, Inc. ( NASDAQ:UNTY ) has announced that it will pay a dividend of $0.12 per share on the...

Yahoo | November 21, 2023

Unity Bancorp Declares Cash Dividend

CLINTON, N.J., Nov. 16, 2023 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, announced that its Board of Directors has declared a cash dividend of $0.12 per common share. Such dividend is payable on December 29, 2023, to shareholders of record as of December 15, 2023. Unity Bancorp, Inc. is a financial services organization headquartered in Clinton, New Jersey, with approximately $2.6 billion in assets and $1.9 billion in deposits. Unity Bank, the Company’s

Yahoo | November 16, 2023

Unity Bancorp (UNTY) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Unity Bancorp (UNTY) give insight into how the company performed in the quarter ended September 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Yahoo | October 13, 2023

Unity Bancorp (UNTY) Q3 Earnings and Revenues Beat Estimates

Unity Bancorp (UNTY) delivered earnings and revenue surprises of 8.99% and 2.12%, respectively, for the quarter ended September 2023. Do the numbers hold clues to what lies ahead for the stock?

Yahoo | October 13, 2023

Unity Bancorp Reports Quarterly Earnings of $9.9 Million

CLINTON, N.J., Oct. 13, 2023 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, reported net income of $9.9 million, or $0.97 per diluted share, for the quarter ended September 30, 2023, compared to net income of $9.7 million, or $0.95 per diluted share for the quarter ended June 30, 2023. This represents a 2.6% increase in net income and a 2.1% increase in net income per diluted share. For the nine months ended September 30, 2023, Unity reported net income of

Yahoo | October 13, 2023

Read More 'UNTY' Stories Here

UNTY Price Returns

1-mo 11.68%
3-mo 11.34%
6-mo 15.60%
1-year -3.00%
3-year 51.47%
5-year 31.11%
YTD -0.61%
2022 5.75%
2021 51.89%
2020 -20.60%
2019 10.33%
2018 6.38%

UNTY Dividends

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Continue Researching UNTY

Here are a few links from around the web to help you further your research on Unity Bancorp Inc's stock as an investment opportunity:

Unity Bancorp Inc (UNTY) Stock Price | Nasdaq
Unity Bancorp Inc (UNTY) Stock Quote, History and News - Yahoo Finance
Unity Bancorp Inc (UNTY) Stock Price and Basic Information | MarketWatch

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