UNIVERSAL INSURANCE HOLDINGS INC (UVE): Price and Financial Metrics

UVE POWR Grades

• UVE scores best on the Value dimension, with a Value rank ahead of 87.58% of US stocks.
• UVE's strongest trending metric is Growth; it's been moving up over the last 163 days.
• UVE's current lowest rank is in the Sentiment metric (where it is better than 61.42% of US stocks).

UVE Stock Summary

• For UVE, its debt to operating expenses ratio is greater than that reported by just 7.48% of US equities we're observing.
• With a price/sales ratio of 0.51, Universal Insurance Holdings Inc has a higher such ratio than only 11.52% of stocks in our set.
• Over the past twelve months, UVE has reported earnings growth of -469.61%, putting it ahead of just 4.35% of US stocks in our set.
• Stocks that are quantitatively similar to UVE, based on their financial statements, market capitalization, and price volatility, are STFC, LCUT, WEYS, ENG, and ELTK.
• Visit UVE's SEC page to see the company's official filings. To visit the company's web site, go to www.universalinsuranceholdings.com.

UVE Valuation Summary

• UVE's EV/EBIT ratio is 4.3; this is 50% lower than that of the median Financial Services stock.
• Over the past 222 months, UVE's EV/EBIT ratio has gone up 82.3.
• UVE's price/earnings ratio has moved down 4.1 over the prior 222 months.

Below are key valuation metrics over time for UVE.

UVE Growth Metrics

Its 2 year net income to common stockholders growth rate is now at -77.17%.
• Its year over year revenue growth rate is now at 17.29%.
• The 2 year cash and equivalents growth rate now stands at -25.84%.

Over the past 67 months, UVE's revenue has gone up $495,137,000.

The table below shows UVE's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	1,102.318	129.783	50.857
2021-06-30	1,126.729	95.621	27.505
2021-03-31	1,100.252	44.97	25.446
2020-12-31	1,072.77	29.348	19.105
2020-09-30	1,039.046	201.554	-14.293
2020-06-30	957.022	219.457	9.022

UVE's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UVE has a Quality Grade of C, ranking ahead of 67.31% of graded US stocks.
• UVE's asset turnover comes in at 0.554 -- ranking 24th of 133 Insurance stocks.
• UNH, FGF, and AFHIF are the stocks whose asset turnover ratios are most correlated with UVE.

The table below shows UVE's key quality metrics over time.