UNIVERSAL INSURANCE HOLDINGS INC (UVE): Price and Financial Metrics

UVE POWR Grades

• Value is the dimension where UVE ranks best; there it ranks ahead of 87.8% of US stocks.
• UVE's strongest trending metric is Value; it's been moving up over the last 48 weeks.
• UVE's current lowest rank is in the Momentum metric (where it is better than 24.39% of US stocks).

UVE Stock Summary

• For UVE, its debt to operating expenses ratio is greater than that reported by just 7.16% of US equities we're observing.
• With a price/sales ratio of 0.36, Universal Insurance Holdings Inc has a higher such ratio than merely 6.23% of stocks in our set.
• The volatility of Universal Insurance Holdings Inc's share price is greater than that of only 9.03% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to Universal Insurance Holdings Inc are NODK, SAFT, ACU, OBCI, and BKE.
• Visit UVE's SEC page to see the company's official filings. To visit the company's web site, go to www.universalinsuranceholdings.com.

UVE Valuation Summary

• UVE's EV/EBIT ratio is 4.3; this is 50% lower than that of the median Financial Services stock.
• Over the past 222 months, UVE's EV/EBIT ratio has gone up 82.3.
• UVE's price/earnings ratio has moved down 4.1 over the prior 222 months.

Below are key valuation metrics over time for UVE.

UVE Growth Metrics

• The 5 year cash and equivalents growth rate now stands at -10.27%.
• The 3 year price growth rate now stands at 63.22%.
• The year over year net cashflow from operations growth rate now stands at -54.48%.

UVE's revenue has moved up $188,689,000 over the prior 15 months.

The table below shows UVE's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	1,126.729	95.621	27.505
2021-03-31	1,100.252	44.97	25.446
2020-12-31	1,072.77	29.348	19.105
2020-09-30	1,039.046	201.554	-14.293
2020-06-30	957.022	219.457	9.022
2020-03-31	938.04	98.79	26.433

UVE's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UVE has a Quality Grade of B, ranking ahead of 80.24% of graded US stocks.
• UVE's asset turnover comes in at 0.573 -- ranking 23rd of 133 Insurance stocks.
• FNF, UNH, and ESNT are the stocks whose asset turnover ratios are most correlated with UVE.

The table below shows UVE's key quality metrics over time.