UNIVERSAL INSURANCE HOLDINGS INC (UVE): Price and Financial Metrics

UVE POWR Grades

• UVE scores best on the Value dimension, with a Value rank ahead of 80.28% of US stocks.
• UVE's strongest trending metric is Momentum; it's been moving up over the last 179 days.
• UVE ranks lowest in Growth; there it ranks in the 21st percentile.

UVE Stock Summary

• The price/operating cash flow metric for Universal Insurance Holdings Inc is higher than only 5.56% of stocks in our set with a positive cash flow.
• With a price/sales ratio of 0.38, Universal Insurance Holdings Inc has a higher such ratio than merely 7.62% of stocks in our set.
• With a year-over-year growth in debt of 92.23%, Universal Insurance Holdings Inc's debt growth rate surpasses 89.2% of about US stocks.
• Stocks that are quantitatively similar to UVE, based on their financial statements, market capitalization, and price volatility, are STRT, LZB, HNI, HVT, and VPG.
• Visit UVE's SEC page to see the company's official filings. To visit the company's web site, go to www.universalinsuranceholdings.com.

UVE Valuation Summary

• UVE's EV/EBIT ratio is 4.3; this is 50% lower than that of the median Financial Services stock.
• Over the past 222 months, UVE's EV/EBIT ratio has gone up 82.3.
• UVE's price/earnings ratio has moved down 4.1 over the prior 222 months.

Below are key valuation metrics over time for UVE.

UVE Growth Metrics

Its year over year price growth rate is now at -21.54%.
• The 4 year revenue growth rate now stands at 54.49%.
• Its 2 year cash and equivalents growth rate is now at -25.84%.

UVE's revenue has moved up $82,805,000 over the prior 15 months.

The table below shows UVE's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,121.851	234.378	20.407
2021-09-30	1,102.318	129.783	50.857
2021-06-30	1,126.729	95.621	27.505
2021-03-31	1,100.252	44.97	25.446
2020-12-31	1,072.77	29.348	19.105
2020-09-30	1,039.046	201.554	-14.293

UVE's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UVE has a Quality Grade of C, ranking ahead of 67.31% of graded US stocks.
• UVE's asset turnover comes in at 0.554 -- ranking 24th of 133 Insurance stocks.
• UNH, FGF, and AFHIF are the stocks whose asset turnover ratios are most correlated with UVE.

The table below shows UVE's key quality metrics over time.