Univest Financial Corporation (UVSP): Price and Financial Metrics

UVSP POWR Grades

• UVSP scores best on the Stability dimension, with a Stability rank ahead of 97.69% of US stocks.
• UVSP's strongest trending metric is Growth; it's been moving down over the last 169 days.
• UVSP's current lowest rank is in the Growth metric (where it is better than 19.23% of US stocks).

UVSP Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.96 for UNIVEST FINANCIAL Corp; that's greater than it is for 89.23% of US stocks.
• With a year-over-year growth in debt of -46.58%, UNIVEST FINANCIAL Corp's debt growth rate surpasses only 10.04% of about US stocks.
• UNIVEST FINANCIAL Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 25.5%, greater than the shareholder yield of 91.87% of stocks in our set.
• Stocks that are quantitatively similar to UVSP, based on their financial statements, market capitalization, and price volatility, are WSBC, CVLY, OBNK, OFG, and TCFC.
• Visit UVSP's SEC page to see the company's official filings. To visit the company's web site, go to www.univest.net.

UVSP Valuation Summary

• In comparison to the median Financial Services stock, UVSP's price/earnings ratio is 25.45% lower, now standing at 8.2.
• UVSP's price/sales ratio has moved down 1.2 over the prior 243 months.
• UVSP's price/sales ratio has moved down 1.2 over the prior 243 months.

Below are key valuation metrics over time for UVSP.

UVSP Growth Metrics

Its 2 year revenue growth rate is now at 7.27%.
• Its 4 year net cashflow from operations growth rate is now at 78.61%.
• The year over year cash and equivalents growth rate now stands at 2.41%.

UVSP's revenue has moved up $91,870,000 over the prior 33 months.

The table below shows UVSP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	289.795	70.631	100.263
2021-06-30	282.098	73.989	97.471
2021-03-31	252.833	70	78.681
2020-12-31	211.895	51.179	46.916
2020-09-30	195.68	65.327	36.552
2020-06-30	191.67	67.174	36.095

UVSP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UVSP has a Quality Grade of C, ranking ahead of 39.01% of graded US stocks.
• UVSP's asset turnover comes in at 0.044 -- ranking 115th of 428 Banking stocks.
• PFSI, MRLN, and CFG are the stocks whose asset turnover ratios are most correlated with UVSP.

The table below shows UVSP's key quality metrics over time.