Univest Financial Corporation (UVSP): Price and Financial Metrics

UVSP POWR Grades

• Value is the dimension where UVSP ranks best; there it ranks ahead of 85.11% of US stocks.
• The strongest trend for UVSP is in Growth, which has been heading down over the past 177 days.
• UVSP's current lowest rank is in the Growth metric (where it is better than 5.32% of US stocks).

UVSP Stock Summary

• With a price/earnings ratio of 6.6, UNIVEST FINANCIAL CORP P/E ratio is greater than that of about merely 12.43% of stocks in our set with positive earnings.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.41 for UNIVEST FINANCIAL CORP; that's greater than it is for 88.46% of US stocks.
• With a year-over-year growth in debt of 67.67%, UNIVEST FINANCIAL CORP's debt growth rate surpasses 88.83% of about US stocks.
• Stocks that are quantitatively similar to UVSP, based on their financial statements, market capitalization, and price volatility, are CZNC, ACNB, HTLF, VLY, and BRKL.
• UVSP's SEC filings can be seen here. And to visit UNIVEST FINANCIAL CORP's official web site, go to www.univest.net.

UVSP Valuation Summary

• In comparison to the median Financial Services stock, UVSP's price/earnings ratio is 30.53% lower, now standing at 6.6.
• UVSP's EV/EBIT ratio has moved down 7.8 over the prior 243 months.

Below are key valuation metrics over time for UVSP.

UVSP Growth Metrics

Its 4 year net income to common stockholders growth rate is now at 118.78%.
• The year over year net cashflow from operations growth rate now stands at 37.72%.
• Its 5 year revenue growth rate is now at 20.36%.

Over the past 34 months, UVSP's revenue has gone up $73,180,000.

The table below shows UVSP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	283.984	109.455	78.12
2022-09-30	272.351	120.271	71.696
2022-06-30	269.121	113.677	71.806
2022-03-31	272.372	96.404	79.515
2021-12-31	281.739	102.337	91.801
2021-09-30	289.795	70.631	100.263

UVSP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UVSP has a Quality Grade of C, ranking ahead of 39.01% of graded US stocks.
• UVSP's asset turnover comes in at 0.044 -- ranking 115th of 428 Banking stocks.
• PFSI, MRLN, and CFG are the stocks whose asset turnover ratios are most correlated with UVSP.

The table below shows UVSP's key quality metrics over time.