Univest Financial Corporation (UVSP): Price and Financial Metrics

UVSP POWR Grades

• Stability is the dimension where UVSP ranks best; there it ranks ahead of 98.36% of US stocks.
• UVSP's strongest trending metric is Growth; it's been moving down over the last 179 days.
• UVSP ranks lowest in Growth; there it ranks in the 2nd percentile.

UVSP Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.98 for UNIVEST FINANCIAL Corp; that's greater than it is for 89.27% of US stocks.
• The volatility of UNIVEST FINANCIAL Corp's share price is greater than that of only 13.42% US stocks with at least 200 days of trading history.
• UNIVEST FINANCIAL Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 14.25%, greater than the shareholder yield of 88.16% of stocks in our set.
• Stocks that are quantitatively similar to UVSP, based on their financial statements, market capitalization, and price volatility, are SRCE, HTLF, FDBC, RNST, and CZNC.
• Visit UVSP's SEC page to see the company's official filings. To visit the company's web site, go to www.univest.net.

UVSP Valuation Summary

• In comparison to the median Financial Services stock, UVSP's price/earnings ratio is 25.45% lower, now standing at 8.2.
• UVSP's price/sales ratio has moved down 1.2 over the prior 243 months.
• UVSP's price/sales ratio has moved down 1.2 over the prior 243 months.

Below are key valuation metrics over time for UVSP.

UVSP Growth Metrics

The 2 year net income to common stockholders growth rate now stands at 9.53%.
• The 4 year price growth rate now stands at -14.4%.
• Its 5 year cash and equivalents growth rate is now at 374.49%.

UVSP's revenue has moved up $92,165,000 over the prior 52 months.

The table below shows UVSP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	281.739	102.337	91.801
2021-09-30	289.795	70.631	100.263
2021-06-30	282.098	73.989	97.471
2021-03-31	252.833	70	78.681
2020-12-31	211.895	51.179	46.916
2020-09-30	195.68	65.327	36.552

UVSP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UVSP has a Quality Grade of C, ranking ahead of 39.01% of graded US stocks.
• UVSP's asset turnover comes in at 0.044 -- ranking 115th of 428 Banking stocks.
• PFSI, MRLN, and CFG are the stocks whose asset turnover ratios are most correlated with UVSP.

The table below shows UVSP's key quality metrics over time.