Berkshire Hills Bancorp, Inc. (BHLB): Price and Financial Metrics

BHLB POWR Grades

• BHLB scores best on the Momentum dimension, with a Momentum rank ahead of 81.16% of US stocks.
• The strongest trend for BHLB is in Momentum, which has been heading up over the past 52 weeks.
• BHLB's current lowest rank is in the Growth metric (where it is better than 37.99% of US stocks).

BHLB Stock Summary

• BHLB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.18% of US stocks.
• With a year-over-year growth in debt of -84.23%, Berkshire Hills Bancorp Inc's debt growth rate surpasses merely 3.4% of about US stocks.
• Berkshire Hills Bancorp Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 49.22%, greater than the shareholder yield of 95.88% of stocks in our set.
• Stocks that are quantitatively similar to BHLB, based on their financial statements, market capitalization, and price volatility, are GWB, TIG, UMPQ, FFWM, and EBMT.
• BHLB's SEC filings can be seen here. And to visit Berkshire Hills Bancorp Inc's official web site, go to www.berkshirebank.com.

BHLB Valuation Summary

• BHLB's price/sales ratio is 3.2; this is 166.67% higher than that of the median Financial Services stock.
• BHLB's price/sales ratio has moved up 0.2 over the prior 243 months.
• BHLB's EV/EBIT ratio has moved down 19.7 over the prior 243 months.

Below are key valuation metrics over time for BHLB.

BHLB Growth Metrics

• The 5 year price growth rate now stands at -58.09%.
• Its 2 year net income to common stockholders growth rate is now at -17.78%.
• Its year over year price growth rate is now at 127.54%.

BHLB's revenue has moved down $74,491,000 over the prior 30 months.

The table below shows BHLB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	394.744	114.22	70.843
2021-03-31	392.311	216.163	-500.304
2020-12-31	383.089	227.641	-533.33
2020-09-30	398.748	302.575	-522.828
2020-06-30	420.007	314.749	-521.619
2020-03-31	434.143	166.826	53.1

BHLB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• BHLB has a Quality Grade of C, ranking ahead of 53% of graded US stocks.
• BHLB's asset turnover comes in at 0.031 -- ranking 353rd of 428 Banking stocks.
• CPSS, FBK, and COOP are the stocks whose asset turnover ratios are most correlated with BHLB.

The table below shows BHLB's key quality metrics over time.