Bank of the James Financial Group, Inc. (BOTJ): Price and Financial Metrics

Bank of the James Financial Group, Inc. (BOTJ): $8.95

-0.17 (-1.86%)

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BOTJ Price/Volume Stats

Current price $8.95 52-week high $14.23
Prev. close $9.12 52-week low $8.12
Day low $8.56 Volume 7,400
Day high $9.09 Avg. volume 7,294
50-day MA $9.97 Dividend yield 3.51%
200-day MA $11.77 Market Cap 40.95M

BOTJ Stock Price Chart Interactive Chart >

BOTJ Stock Summary

  • BOTJ's current price/earnings ratio is 4.9, which is higher than just 11.2% of US stocks with positive earnings.
  • The price/operating cash flow metric for BANK OF THE JAMES FINANCIAL GROUP INC is higher than just 11.42% of stocks in our set with a positive cash flow.
  • BOTJ's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 97.47% of US stocks.
  • Stocks with similar financial metrics, market capitalization, and price volatility to BANK OF THE JAMES FINANCIAL GROUP INC are BPOP, BKSC, EBTC, EVBN, and CARV.
  • Visit BOTJ's SEC page to see the company's official filings. To visit the company's web site, go to

BOTJ Valuation Summary

  • In comparison to the median Financial Services stock, BOTJ's price/sales ratio is 54.55% lower, now standing at 1.
  • Over the past 236 months, BOTJ's price/sales ratio has gone down 2.3.

Below are key valuation metrics over time for BOTJ.

Stock Date P/S P/B P/E EV/EBIT
BOTJ 2023-05-19 1.0 0.8 4.8 -0.2
BOTJ 2023-05-18 1.0 0.8 4.9 -0.1
BOTJ 2023-05-17 1.0 0.8 4.8 -0.2
BOTJ 2023-05-16 1.0 0.8 4.8 -0.2
BOTJ 2023-05-15 1.0 0.8 4.8 -0.2
BOTJ 2023-05-12 0.9 0.8 4.6 0.0

BOTJ Growth Metrics

    Its year over year cash and equivalents growth rate is now at -21.96%.
  • Its 5 year price growth rate is now at -36.39%.
  • Its 2 year cash and equivalents growth rate is now at 50.8%.
Over the past 15 months, BOTJ's revenue has gone up $5,903,000.

The table below shows BOTJ's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-09-30 43.036 12.216 8.864
2022-06-30 40.626 8.877 8.171
2022-03-31 39.927 6.621 7.893
2021-12-31 38.788 15.785 7.589
2021-09-30 38.21 15.004 7.44
2021-06-30 37.133 12.816 7.013

Bank of the James Financial Group, Inc. (BOTJ) Company Bio

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It accepts checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and Internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. It operates 16 full service locations, two limited service branches, and three residential mortgage loan production office. The company was incorporated in 1998 and is headquartered in Lynchburg, Virginia.

BOTJ Latest News Stream

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Latest BOTJ News From Around the Web

Below are the latest news stories about BANK OF THE JAMES FINANCIAL GROUP INC that investors may wish to consider to help them evaluate BOTJ as an investment opportunity.

Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08

Bank of the James Financial Group, Inc.'s ( NASDAQ:BOTJ ) investors are due to receive a payment of $0.08 per share on...

Yahoo | April 27, 2023

Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend

Loan and Interest Income Growth, Deposit Strength, Superior Asset QualityLYNCHBURG, Va., April 21, 2023 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month period ended March 31, 2023. The Bank serves Region 2000 (t

Yahoo | April 21, 2023

Here's Why Bank of the James Financial Group (NASDAQ:BOTJ) Has Caught The Eye Of Investors

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Yahoo | March 24, 2023

Is It Smart To Buy Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) Before It Goes Ex-Dividend?

Bank of the James Financial Group, Inc. ( NASDAQ:BOTJ ) is about to trade ex-dividend in the next 4 days. The...

Yahoo | February 25, 2023

Bank of the James Financial Group Full Year 2022 Earnings: EPS: US$1.91 (vs US$1.60 in FY 2021)

Bank of the James Financial Group ( NASDAQ:BOTJ ) Full Year 2022 Results Key Financial Results Revenue: US$43.8m (up...

Yahoo | February 8, 2023

Read More 'BOTJ' Stories Here

BOTJ Price Returns

1-mo -7.35%
3-mo -30.46%
6-mo -24.00%
1-year -29.27%
3-year -5.10%
5-year -34.61%
YTD -24.39%
2022 -21.22%
2021 29.79%
2020 -18.68%
2019 19.79%
2018 -11.49%

BOTJ Dividends

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Continue Researching BOTJ

Here are a few links from around the web to help you further your research on Bank Of The James Financial Group Inc's stock as an investment opportunity:

Bank Of The James Financial Group Inc (BOTJ) Stock Price | Nasdaq
Bank Of The James Financial Group Inc (BOTJ) Stock Quote, History and News - Yahoo Finance
Bank Of The James Financial Group Inc (BOTJ) Stock Price and Basic Information | MarketWatch

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