Codorus Valley Bancorp, Inc (CVLY): Price and Financial Metrics

CVLY POWR Grades

• Momentum is the dimension where CVLY ranks best; there it ranks ahead of 95.04% of US stocks.
• CVLY's strongest trending metric is Stability; it's been moving down over the last 106 days.
• CVLY ranks lowest in Quality; there it ranks in the 33rd percentile.

CVLY Stock Summary

• CVLY's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 95.23% of US stocks.
• The volatility of CODORUS VALLEY BANCORP INC's share price is greater than that of merely 9.41% US stocks with at least 200 days of trading history.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for CVLY comes in at 7.63% -- higher than that of 80.61% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to CODORUS VALLEY BANCORP INC are FNCB, CBFV, EBMT, ORRF, and CCNE.
• CVLY's SEC filings can be seen here. And to visit CODORUS VALLEY BANCORP INC's official web site, go to www.peoplesbanknet.com.

CVLY Valuation Summary

• In comparison to the median Financial Services stock, CVLY's price/sales ratio is 10% lower, now standing at 2.7.
• CVLY's price/sales ratio has moved down 0.2 over the prior 243 months.

Below are key valuation metrics over time for CVLY.

CVLY Growth Metrics

Its 2 year cash and equivalents growth rate is now at 137.08%.
• The 5 year net income to common stockholders growth rate now stands at -11.61%.
• Its 2 year price growth rate is now at 80.46%.

Over the past 33 months, CVLY's revenue has gone up $1,136,000.

The table below shows CVLY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	75.422	20.626	12.483
2022-03-31	74.659	22.045	13.812
2021-12-31	74.802	27.84	14.659
2021-09-30	75.541	28.938	16.722
2021-06-30	73.029	30.127	15.563
2021-03-31	71.001	20.135	15.331

CVLY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CVLY has a Quality Grade of C, ranking ahead of 40.3% of graded US stocks.
• CVLY's asset turnover comes in at 0.034 -- ranking 304th of 428 Banking stocks.
• TCBI, SRCE, and HFBL are the stocks whose asset turnover ratios are most correlated with CVLY.

The table below shows CVLY's key quality metrics over time.