Codorus Valley Bancorp, Inc (CVLY): Price and Financial Metrics

CVLY POWR Grades

• Stability is the dimension where CVLY ranks best; there it ranks ahead of 98.11% of US stocks.
• The strongest trend for CVLY is in Growth, which has been heading up over the past 29 days.
• CVLY ranks lowest in Growth; there it ranks in the 21st percentile.

CVLY Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.69 for Codorus Valley Bancorp Inc; that's greater than it is for 94.61% of US stocks.
• In terms of volatility of its share price, CVLY is more volatile than only 0.87% of stocks we're observing.
• Codorus Valley Bancorp Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 17.44%, greater than the shareholder yield of 90.2% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Codorus Valley Bancorp Inc are CCNE, GFED, MBCN, GABC, and SASR.
• CVLY's SEC filings can be seen here. And to visit Codorus Valley Bancorp Inc's official web site, go to www.peoplesbanknet.com.

CVLY Valuation Summary

• CVLY's price/earnings ratio is 14; this is 27.27% higher than that of the median Financial Services stock.
• Over the past 243 months, CVLY's price/earnings ratio has gone down 1.1.
• Over the past 243 months, CVLY's price/earnings ratio has gone down 1.1.

Below are key valuation metrics over time for CVLY.

CVLY Growth Metrics

Its 5 year net cashflow from operations growth rate is now at 16.76%.
• The year over year net income to common stockholders growth rate now stands at 32.54%.
• Its 5 year revenue growth rate is now at 22.16%.

Over the past 70 months, CVLY's revenue has gone up $19,912,000.

The table below shows CVLY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	74.802	27.84	14.659
2021-09-30	75.541	28.938	16.722
2021-06-30	73.029	30.127	15.563
2021-03-31	71.001	20.135	15.331
2020-12-31	61.677	11.914	8.442
2020-09-30	62.061	11.72	8.179

CVLY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CVLY has a Quality Grade of C, ranking ahead of 40.3% of graded US stocks.
• CVLY's asset turnover comes in at 0.034 -- ranking 304th of 428 Banking stocks.
• TCBI, SRCE, and HFBL are the stocks whose asset turnover ratios are most correlated with CVLY.

The table below shows CVLY's key quality metrics over time.