Enterprise Bancorp Inc (EBTC): Price and Financial Metrics

EBTC POWR Grades

• EBTC scores best on the Stability dimension, with a Stability rank ahead of 95.3% of US stocks.
• The strongest trend for EBTC is in Growth, which has been heading up over the past 179 days.
• EBTC ranks lowest in Quality; there it ranks in the 18th percentile.

EBTC Stock Summary

• Of note is the ratio of ENTERPRISE BANCORP INC's sales and general administrative expense to its total operating expenses; 73.79% of US stocks have a lower such ratio.
• EBTC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 96.54% of US stocks.
• In terms of volatility of its share price, EBTC is more volatile than only 9.49% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to ENTERPRISE BANCORP INC are FCAP, FISI, FDBC, IBCP, and BKSC.
• Visit EBTC's SEC page to see the company's official filings. To visit the company's web site, go to www.enterprisebanking.com.

EBTC Valuation Summary

• EBTC's price/earnings ratio is 10.4; this is 8.77% lower than that of the median Financial Services stock.
• Over the past 218 months, EBTC's EV/EBIT ratio has gone down 7.1.

Below are key valuation metrics over time for EBTC.

EBTC Growth Metrics

Its 2 year net cashflow from operations growth rate is now at 5.22%.
• Its 3 year cash and equivalents growth rate is now at 217.67%.
• Its year over year net income to common stockholders growth rate is now at 11.42%.

EBTC's revenue has moved up $58,898,000 over the prior 67 months.

The table below shows EBTC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	160.555	47.829	41.258
2022-06-30	156.181	53.223	39.128
2022-03-31	158.636	54.185	42.106
2021-12-31	157.893	62.233	42.171
2021-09-30	154.078	48.411	41.18
2021-06-30	151.428	50.772	41.674

EBTC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• EBTC has a Quality Grade of C, ranking ahead of 42.79% of graded US stocks.
• EBTC's asset turnover comes in at 0.036 -- ranking 265th of 428 Banking stocks.
• EWBC, TMP, and PNC are the stocks whose asset turnover ratios are most correlated with EBTC.

The table below shows EBTC's key quality metrics over time.