Enterprise Bancorp Inc (EBTC): Price and Financial Metrics

EBTC POWR Grades

• Stability is the dimension where EBTC ranks best; there it ranks ahead of 98.71% of US stocks.
• EBTC's strongest trending metric is Stability; it's been moving up over the last 52 weeks.
• EBTC's current lowest rank is in the Growth metric (where it is better than 8.45% of US stocks).

EBTC Stock Summary

• Of note is the ratio of Enterprise Bancorp Inc's sales and general administrative expense to its total operating expenses; 73.01% of US stocks have a lower such ratio.
• EBTC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 95.52% of US stocks.
• The volatility of Enterprise Bancorp Inc's share price is greater than that of 26.51% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to EBTC, based on their financial statements, market capitalization, and price volatility, are HMN, FMAO, CBTX, FCAP, and FFWM.
• Visit EBTC's SEC page to see the company's official filings. To visit the company's web site, go to www.enterprisebanking.com.

EBTC Valuation Summary

• EBTC's price/earnings ratio is 9.6; this is 12.73% lower than that of the median Financial Services stock.
• Over the past 201 months, EBTC's price/sales ratio has gone down 1.7.
• Over the past 201 months, EBTC's price/sales ratio has gone down 1.7.

Below are key valuation metrics over time for EBTC.

EBTC Growth Metrics

• The 3 year price growth rate now stands at 29.73%.
• Its year over year revenue growth rate is now at 14.74%.
• Its 5 year net cashflow from operations growth rate is now at 100.19%.

EBTC's revenue has moved up $49,831,000 over the prior 52 months.

The table below shows EBTC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	154.078	48.411	41.18
2021-06-30	151.428	50.772	41.674
2021-03-31	145.29	31.279	37.791
2020-12-31	134.882	40.335	31.456
2020-09-30	132.356	43.793	30.338
2020-06-30	128.621	44.35	29.014

EBTC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• EBTC has a Quality Grade of C, ranking ahead of 42.79% of graded US stocks.
• EBTC's asset turnover comes in at 0.036 -- ranking 265th of 428 Banking stocks.
• EWBC, TMP, and PNC are the stocks whose asset turnover ratios are most correlated with EBTC.

The table below shows EBTC's key quality metrics over time.