Enterprise Bancorp Inc (EBTC): Price and Financial Metrics

EBTC POWR Grades

• Stability is the dimension where EBTC ranks best; there it ranks ahead of 92.35% of US stocks.
• The strongest trend for EBTC is in Growth, which has been heading down over the past 179 days.
• EBTC ranks lowest in Quality; there it ranks in the 16th percentile.

EBTC Stock Summary

• With a one year PEG ratio of 324.62, ENTERPRISE BANCORP INC is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 92.43% of US stocks.
• EBTC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 96.32% of US stocks.
• In terms of volatility of its share price, EBTC is more volatile than merely 22.68% of stocks we're observing.
• Stocks that are quantitatively similar to EBTC, based on their financial statements, market capitalization, and price volatility, are BPOP, BKSC, FCAP, TCFC, and BOTJ.
• Visit EBTC's SEC page to see the company's official filings. To visit the company's web site, go to www.enterprisebanking.com.

EBTC Valuation Summary

• EBTC's price/earnings ratio is 7.8; this is 8.24% lower than that of the median Financial Services stock.
• EBTC's EV/EBIT ratio has moved down 5.3 over the prior 222 months.

Below are key valuation metrics over time for EBTC.

EBTC Growth Metrics

Its 2 year net cashflow from operations growth rate is now at 5.22%.
• Its 2 year net income to common stockholders growth rate is now at 42.63%.
• Its 4 year price growth rate is now at -34.88%.

EBTC's revenue has moved up $40,949,000 over the prior 49 months.

The table below shows EBTC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	160.555	47.829	41.258
2022-06-30	156.181	53.223	39.128
2022-03-31	158.636	54.185	42.106
2021-12-31	157.893	62.233	42.171
2021-09-30	154.078	48.411	41.18
2021-06-30	151.428	50.772	41.674

EBTC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• EBTC has a Quality Grade of C, ranking ahead of 42.79% of graded US stocks.
• EBTC's asset turnover comes in at 0.036 -- ranking 265th of 428 Banking stocks.
• EWBC, TMP, and PNC are the stocks whose asset turnover ratios are most correlated with EBTC.

The table below shows EBTC's key quality metrics over time.