First Business Financial Services, Inc. (FBIZ): Price and Financial Metrics

FBIZ POWR Grades

• FBIZ scores best on the Sentiment dimension, with a Sentiment rank ahead of 88.98% of US stocks.
• FBIZ's strongest trending metric is Quality; it's been moving up over the last 177 days.
• FBIZ ranks lowest in Growth; there it ranks in the 30th percentile.

FBIZ Stock Summary

• FBIZ's current price/earnings ratio is 7.39, which is higher than merely 17.15% of US stocks with positive earnings.
• FBIZ's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.86% of US stocks.
• FIRST BUSINESS FINANCIAL SERVICES INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 25.64%, greater than the shareholder yield of 92.32% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to FIRST BUSINESS FINANCIAL SERVICES INC are CZWI, HAFC, IROQ, HWC, and CATC.
• Visit FBIZ's SEC page to see the company's official filings. To visit the company's web site, go to www.firstbusiness.com.

FBIZ Valuation Summary

• FBIZ's price/earnings ratio is 7.4; this is 22.11% lower than that of the median Financial Services stock.
• FBIZ's price/earnings ratio has moved down 8.2 over the prior 219 months.

Below are key valuation metrics over time for FBIZ.

FBIZ Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 87%.
• The year over year net income to common stockholders growth rate now stands at 48.07%.
• Its year over year price growth rate is now at 31.03%.

FBIZ's revenue has moved up $42,585,000 over the prior 34 months.

The table below shows FBIZ's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	131.718	38.645	40.175
2022-09-30	126.996	42.621	38.828
2022-06-30	123.434	37.798	37.418
2022-03-31	118.106	31.261	34.695
2021-12-31	118.565	35.992	35.755
2021-09-30	114.555	45.978	33.248

FBIZ's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBIZ has a Quality Grade of C, ranking ahead of 51.17% of graded US stocks.
• FBIZ's asset turnover comes in at 0.043 -- ranking 129th of 428 Banking stocks.
• HBCP, WSBC, and EVBN are the stocks whose asset turnover ratios are most correlated with FBIZ.

The table below shows FBIZ's key quality metrics over time.