First Business Financial Services, Inc. (FBIZ): Price and Financial Metrics

FBIZ POWR Grades

• Stability is the dimension where FBIZ ranks best; there it ranks ahead of 98.83% of US stocks.
• The strongest trend for FBIZ is in Growth, which has been heading down over the past 179 days.
• FBIZ ranks lowest in Growth; there it ranks in the 31st percentile.

FBIZ Stock Summary

• The ratio of debt to operating expenses for First Business Financial Services Inc is higher than it is for about 83.96% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12 for First Business Financial Services Inc; that's greater than it is for 94.9% of US stocks.
• Over the past twelve months, FBIZ has reported earnings growth of 156.92%, putting it ahead of 87.24% of US stocks in our set.
• Stocks that are quantitatively similar to FBIZ, based on their financial statements, market capitalization, and price volatility, are MBWM, CNOB, TBNK, CALB, and BANC.
• FBIZ's SEC filings can be seen here. And to visit First Business Financial Services Inc's official web site, go to www.firstbusiness.com.

FBIZ Valuation Summary

• FBIZ's price/earnings ratio is 8.6; this is 21.82% lower than that of the median Financial Services stock.
• FBIZ's price/sales ratio has moved down 0.7 over the prior 192 months.
• Over the past 192 months, FBIZ's price/earnings ratio has gone down 7.

Below are key valuation metrics over time for FBIZ.

FBIZ Growth Metrics

Its 3 year price growth rate is now at -10.51%.
• Its 4 year revenue growth rate is now at 20.81%.
• Its 4 year cash and equivalents growth rate is now at -9.41%.

Over the past 34 months, FBIZ's revenue has gone up $34,598,000.

The table below shows FBIZ's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	118.565	35.992	35.755
2021-09-30	114.555	45.978	33.248
2021-06-30	106.242	40.3	28.343
2021-03-31	97.049	32.237	23.431
2020-12-31	87.203	26.635	16.978
2020-09-30	86.405	13.647	16.662

FBIZ's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBIZ has a Quality Grade of C, ranking ahead of 51.17% of graded US stocks.
• FBIZ's asset turnover comes in at 0.043 -- ranking 129th of 428 Banking stocks.
• HBCP, WSBC, and EVBN are the stocks whose asset turnover ratios are most correlated with FBIZ.

The table below shows FBIZ's key quality metrics over time.