First Business Financial Services, Inc. (FBIZ): Price and Financial Metrics

FBIZ POWR Grades

• FBIZ scores best on the Momentum dimension, with a Momentum rank ahead of 92.64% of US stocks.
• FBIZ's strongest trending metric is Growth; it's been moving up over the last 26 weeks.
• FBIZ's current lowest rank is in the Quality metric (where it is better than 37.24% of US stocks).

FBIZ Stock Summary

• The ratio of debt to operating expenses for FIRST BUSINESS FINANCIAL SERVICES INC is higher than it is for about 84.21% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.22 for FIRST BUSINESS FINANCIAL SERVICES INC; that's greater than it is for 93.1% of US stocks.
• The volatility of FIRST BUSINESS FINANCIAL SERVICES INC's share price is greater than that of only 11.08% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to FBIZ, based on their financial statements, market capitalization, and price volatility, are TCBI, TBNK, ESSA, PWOD, and UNTY.
• Visit FBIZ's SEC page to see the company's official filings. To visit the company's web site, go to www.firstbusiness.com.

FBIZ Valuation Summary

• FBIZ's EV/EBIT ratio is 12.6; this is 10.53% higher than that of the median Financial Services stock.
• FBIZ's price/sales ratio has moved down 0.4 over the prior 208 months.

Below are key valuation metrics over time for FBIZ.

FBIZ Growth Metrics

Its 4 year cash and equivalents growth rate is now at 22.54%.
• The 4 year revenue growth rate now stands at 21.27%.
• Its 2 year net income to common stockholders growth rate is now at 67.58%.

Over the past 33 months, FBIZ's revenue has gone up $35,802,000.

The table below shows FBIZ's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	126.996	42.621	38.828
2022-06-30	123.434	37.798	37.418
2022-03-31	118.106	31.261	34.695
2021-12-31	118.565	35.992	35.755
2021-09-30	114.555	45.978	33.248
2021-06-30	106.242	40.3	28.343

FBIZ's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBIZ has a Quality Grade of C, ranking ahead of 51.17% of graded US stocks.
• FBIZ's asset turnover comes in at 0.043 -- ranking 129th of 428 Banking stocks.
• HBCP, WSBC, and EVBN are the stocks whose asset turnover ratios are most correlated with FBIZ.

The table below shows FBIZ's key quality metrics over time.