First BanCorp (Puerto Rico) (FBP): Price and Financial Metrics

FBP POWR Grades

• Momentum is the dimension where FBP ranks best; there it ranks ahead of 92.69% of US stocks.
• The strongest trend for FBP is in Growth, which has been heading down over the past 177 days.
• FBP ranks lowest in Growth; there it ranks in the 35th percentile.

FBP Stock Summary

• FBP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.31% of US stocks.
• In terms of volatility of its share price, FBP is more volatile than just 11.79% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FBP comes in at 22% -- higher than that of 91.26% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to FIRST BANCORP are CBFV, MSBI, RRBI, EBMT, and NWFL.
• FBP's SEC filings can be seen here. And to visit FIRST BANCORP's official web site, go to www.1firstbank.com.

FBP Valuation Summary

• In comparison to the median Financial Services stock, FBP's price/sales ratio is 3.57% higher, now standing at 2.9.
• Over the past 243 months, FBP's EV/EBIT ratio has gone down 36.1.

Below are key valuation metrics over time for FBP.

FBP Growth Metrics

Its 4 year price growth rate is now at -3.53%.
• Its 5 year net income to common stockholders growth rate is now at 46.62%.
• Its 4 year revenue growth rate is now at 16.58%.

Over the past 52 months, FBP's revenue has gone up $471,637,000.

The table below shows FBP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	902.904	394.803	304.263
2022-03-31	926.602	401.877	299.457
2021-12-31	916.791	399.721	277.338
2021-09-30	890.342	430.659	254.848
2021-06-30	795.287	399.865	207.783
2021-03-31	671.553	318.884	158.481

FBP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBP has a Quality Grade of C, ranking ahead of 43.29% of graded US stocks.
• FBP's asset turnover comes in at 0.041 -- ranking 165th of 428 Banking stocks.
• LC, UCBI, and BPOP are the stocks whose asset turnover ratios are most correlated with FBP.

The table below shows FBP's key quality metrics over time.