First BanCorp (Puerto Rico) (FBP): Price and Financial Metrics

FBP POWR Grades

• Momentum is the dimension where FBP ranks best; there it ranks ahead of 89.62% of US stocks.
• FBP's strongest trending metric is Quality; it's been moving up over the last 179 days.
• FBP's current lowest rank is in the Stability metric (where it is better than 47.21% of US stocks).

FBP Stock Summary

• FBP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.46% of US stocks.
• Over the past twelve months, FBP has reported earnings growth of 273.2%, putting it ahead of 92.11% of US stocks in our set.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FBP comes in at 18.47% -- higher than that of 90.62% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to First Bancorp, a group of peers worth examining would be SPFI, RVSB, SASR, GABC, and GNTY.
• FBP's SEC filings can be seen here. And to visit First Bancorp's official web site, go to www.1firstbank.com.

FBP Valuation Summary

• In comparison to the median Financial Services stock, FBP's EV/EBIT ratio is 74.42% lower, now standing at 2.2.
• FBP's price/earnings ratio has moved up 1.7 over the prior 243 months.
• FBP's EV/EBIT ratio has moved down 30.4 over the prior 243 months.

Below are key valuation metrics over time for FBP.

FBP Growth Metrics

Its 2 year net income to common stockholders growth rate is now at 72.01%.
• Its year over year price growth rate is now at 144.12%.
• Its 5 year cash and equivalents growth rate is now at 5.93%.

FBP's revenue has moved up $344,380,000 over the prior 34 months.

The table below shows FBP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	916.791	399.721	277.338
2021-09-30	890.342	430.659	254.848
2021-06-30	795.287	399.865	207.783
2021-03-31	671.553	318.884	158.481
2020-12-31	540.563	297.738	99.597
2020-09-30	496.148	229.234	85.908

FBP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBP has a Quality Grade of C, ranking ahead of 43.29% of graded US stocks.
• FBP's asset turnover comes in at 0.041 -- ranking 165th of 428 Banking stocks.
• LC, UCBI, and BPOP are the stocks whose asset turnover ratios are most correlated with FBP.

The table below shows FBP's key quality metrics over time.