Flushing Financial Corporation (FFIC): Price and Financial Metrics

FFIC POWR Grades

• Stability is the dimension where FFIC ranks best; there it ranks ahead of 95.92% of US stocks.
• The strongest trend for FFIC is in Quality, which has been heading up over the past 179 days.
• FFIC ranks lowest in Quality; there it ranks in the 44th percentile.

FFIC Stock Summary

• FFIC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 95.23% of US stocks.
• The volatility of Flushing Financial Corp's share price is greater than that of only 9.83% US stocks with at least 200 days of trading history.
• Flushing Financial Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 36.27%, greater than the shareholder yield of 95.44% of stocks in our set.
• Stocks that are quantitatively similar to FFIC, based on their financial statements, market capitalization, and price volatility, are NFBK, CNOB, TCBI, CUBI, and PROV.
• FFIC's SEC filings can be seen here. And to visit Flushing Financial Corp's official web site, go to www.flushingbank.com.

FFIC Valuation Summary

• FFIC's price/sales ratio is 3.1; this is 3.13% lower than that of the median Financial Services stock.
• FFIC's EV/EBIT ratio has moved down 13.3 over the prior 243 months.
• FFIC's price/earnings ratio has moved down 4.5 over the prior 243 months.

Below are key valuation metrics over time for FFIC.

FFIC Growth Metrics

The year over year cash and equivalents growth rate now stands at 10.97%.
• Its 4 year price growth rate is now at -43.73%.
• The 5 year cash and equivalents growth rate now stands at 205.7%.

Over the past 34 months, FFIC's revenue has gone up $83,314,000.

The table below shows FFIC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	256.6	88.598	81.793
2021-09-30	245.656	85.383	67.171
2021-06-30	223.304	77.36	56.089
2021-03-31	216.712	69.582	55.103
2020-12-31	183.113	71.278	34.674
2020-09-30	178.959	56.968	44.144

FFIC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFIC has a Quality Grade of C, ranking ahead of 26.4% of graded US stocks.
• FFIC's asset turnover comes in at 0.028 -- ranking 398th of 428 Banking stocks.
• MVBF, IBCP, and CASH are the stocks whose asset turnover ratios are most correlated with FFIC.

The table below shows FFIC's key quality metrics over time.