Flushing Financial Corporation (FFIC): Price and Financial Metrics

FFIC POWR Grades

• Momentum is the dimension where FFIC ranks best; there it ranks ahead of 81.87% of US stocks.
• The strongest trend for FFIC is in Growth, which has been heading down over the past 177 days.
• FFIC's current lowest rank is in the Growth metric (where it is better than 8.3% of US stocks).

FFIC Stock Summary

• For FFIC, its debt to operating expenses ratio is greater than that reported by 88.6% of US equities we're observing.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.43 for FLUSHING FINANCIAL CORP; that's greater than it is for 94.49% of US stocks.
• FLUSHING FINANCIAL CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -42.84%, greater than the shareholder yield of only 12.24% of stocks in our set.
• Stocks that are quantitatively similar to FFIC, based on their financial statements, market capitalization, and price volatility, are CNOB, HNVR, OCFC, FLIC, and PROV.
• Visit FFIC's SEC page to see the company's official filings. To visit the company's web site, go to www.flushingbank.com.

FFIC Valuation Summary

• In comparison to the median Financial Services stock, FFIC's price/earnings ratio is 38.95% lower, now standing at 5.8.
• Over the past 243 months, FFIC's EV/EBIT ratio has gone down 14.7.

Below are key valuation metrics over time for FFIC.

FFIC Growth Metrics

Its 2 year net income to common stockholders growth rate is now at 146.71%.
• Its 4 year cash and equivalents growth rate is now at 206.91%.
• Its 3 year revenue growth rate is now at 47.53%.

Over the past 15 months, FFIC's revenue has gone up $40,312,000.

The table below shows FFIC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	263.616	93.68	84.779
2022-06-30	266.717	97.265	86.75
2022-03-31	255.651	119.606	80.973
2021-12-31	256.6	88.598	81.793
2021-09-30	245.656	85.383	67.171
2021-06-30	223.304	77.36	56.089

FFIC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FFIC has a Quality Grade of C, ranking ahead of 26.4% of graded US stocks.
• FFIC's asset turnover comes in at 0.028 -- ranking 398th of 428 Banking stocks.
• MVBF, IBCP, and CASH are the stocks whose asset turnover ratios are most correlated with FFIC.

The table below shows FFIC's key quality metrics over time.