Farmers & Merchants Bancorp, Inc. (FMAO): Price and Financial Metrics

FMAO POWR Grades

• Stability is the dimension where FMAO ranks best; there it ranks ahead of 76.37% of US stocks.
• The strongest trend for FMAO is in Growth, which has been heading down over the past 177 days.
• FMAO ranks lowest in Growth; there it ranks in the 12th percentile.

FMAO Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.11 for FARMERS & MERCHANTS BANCORP INC; that's greater than it is for 89.86% of US stocks.
• With a year-over-year growth in debt of 136.76%, FARMERS & MERCHANTS BANCORP INC's debt growth rate surpasses 91.75% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FMAO comes in at -80.67% -- higher than that of just 7.15% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to FARMERS & MERCHANTS BANCORP INC are UBSI, UBCP, CATC, FUNC, and FFNW.
• FMAO's SEC filings can be seen here. And to visit FARMERS & MERCHANTS BANCORP INC's official web site, go to www.fm.bank.

FMAO Valuation Summary

• In comparison to the median Financial Services stock, FMAO's price/sales ratio is 150% higher, now standing at 2.5.
• FMAO's price/sales ratio has moved down 0.8 over the prior 215 months.

Below are key valuation metrics over time for FMAO.

FMAO Growth Metrics

Its year over year net income to common stockholders growth rate is now at 27.7%.
• Its 2 year net cashflow from operations growth rate is now at 74.18%.
• The 4 year revenue growth rate now stands at 45.33%.

Over the past 15 months, FMAO's revenue has gone up $18,416,000.

The table below shows FMAO's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	97.724	40.669	32.515
2022-09-30	95.888	29.433	33.01
2022-06-30	93.075	44.143	29.976
2022-03-31	88.881	36.193	26.688
2021-12-31	83.663	34.741	23.495
2021-09-30	79.308	38.166	22.588

FMAO's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FMAO has a Quality Grade of C, ranking ahead of 28.66% of graded US stocks.
• FMAO's asset turnover comes in at 0.038 -- ranking 215th of 437 Banking stocks.
• ASRV, SFBC, and FRME are the stocks whose asset turnover ratios are most correlated with FMAO.

The table below shows FMAO's key quality metrics over time.