Farmers & Merchants Bancorp, Inc. (FMAO): Price and Financial Metrics

FMAO POWR Grades

• Growth is the dimension where FMAO ranks best; there it ranks ahead of 93.36% of US stocks.
• The strongest trend for FMAO is in Sentiment, which has been heading down over the past 179 days.
• FMAO's current lowest rank is in the Sentiment metric (where it is better than 13.82% of US stocks).

FMAO Stock Summary

• FMAO's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 89.58% of US stocks.
• With a year-over-year growth in debt of 212.27%, FARMERS & MERCHANTS BANCORP INC's debt growth rate surpasses 93.51% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FMAO comes in at -24.53% -- higher than that of merely 18.63% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to FARMERS & MERCHANTS BANCORP INC, a group of peers worth examining would be BRKL, LSBK, NWBI, WSFS, and OFG.
• Visit FMAO's SEC page to see the company's official filings. To visit the company's web site, go to www.fm.bank.

FMAO Valuation Summary

• FMAO's price/sales ratio is 3.7; this is 32.14% higher than that of the median Financial Services stock.
• FMAO's price/sales ratio has moved up 0.4 over the prior 203 months.

Below are key valuation metrics over time for FMAO.

FMAO Growth Metrics

Its 3 year cash and equivalents growth rate is now at 71.61%.
• The year over year cash and equivalents growth rate now stands at -17.62%.
• Its 5 year price growth rate is now at 41.69%.

FMAO's revenue has moved up $28,846,000 over the prior 30 months.

The table below shows FMAO's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	93.075	44.143	29.976
2022-03-31	88.881	36.193	26.688
2021-12-31	83.663	34.741	23.495
2021-09-30	79.308	38.166	22.588
2021-06-30	75.195	32.424	21.078
2021-03-31	72.165	29.176	20.899

FMAO's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FMAO has a Quality Grade of C, ranking ahead of 28.66% of graded US stocks.
• FMAO's asset turnover comes in at 0.038 -- ranking 215th of 437 Banking stocks.
• ASRV, SFBC, and FRME are the stocks whose asset turnover ratios are most correlated with FMAO.

The table below shows FMAO's key quality metrics over time.