Farmers & Merchants Bancorp, Inc. (FMAO): Price and Financial Metrics

FMAO POWR Grades

• FMAO scores best on the Sentiment dimension, with a Sentiment rank ahead of 94.38% of US stocks.
• The strongest trend for FMAO is in Stability, which has been heading up over the past 59 days.
• FMAO's current lowest rank is in the Value metric (where it is better than 8.47% of US stocks).

FMAO Stock Summary

• With a one year PEG ratio of 119.53, Farmers & Merchants Bancorp Inc is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 81.36% of US stocks.
• FMAO's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 88.35% of US stocks.
• With a year-over-year growth in debt of 165.7%, Farmers & Merchants Bancorp Inc's debt growth rate surpasses 93.36% of about US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to Farmers & Merchants Bancorp Inc are RBCAA, LSBK, BRKL, HAFC, and NBTB.
• FMAO's SEC filings can be seen here. And to visit Farmers & Merchants Bancorp Inc's official web site, go to www.fm.bank.

FMAO Valuation Summary

• FMAO's EV/EBIT ratio is 5; this is 41.86% lower than that of the median Financial Services stock.
• Over the past 189 months, FMAO's price/earnings ratio has gone down 0.3.
• FMAO's EV/EBIT ratio has moved down 5.5 over the prior 189 months.

Below are key valuation metrics over time for FMAO.

FMAO Growth Metrics

The 4 year price growth rate now stands at 98.93%.
• Its year over year net cashflow from operations growth rate is now at 40.41%.
• Its year over year net income to common stockholders growth rate is now at 8.38%.

FMAO's revenue has moved up $37,886,000 over the prior 52 months.

The table below shows FMAO's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	83.663	34.741	23.495
2021-09-30	79.308	38.166	22.588
2021-06-30	75.195	32.424	21.078
2021-03-31	72.165	29.176	20.899
2020-12-31	69.582	27.382	20.095
2020-09-30	65.42	20.408	18.042

FMAO's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FMAO has a Quality Grade of C, ranking ahead of 28.66% of graded US stocks.
• FMAO's asset turnover comes in at 0.038 -- ranking 215th of 437 Banking stocks.
• ASRV, SFBC, and FRME are the stocks whose asset turnover ratios are most correlated with FMAO.

The table below shows FMAO's key quality metrics over time.