Farmers & Merchants Bancorp, Inc. (FMAO): Price and Financial Metrics

FMAO POWR Grades

• Stability is the dimension where FMAO ranks best; there it ranks ahead of 83.08% of US stocks.
• The strongest trend for FMAO is in Growth, which has been heading down over the past 177 days.
• FMAO ranks lowest in Quality; there it ranks in the 11th percentile.

FMAO Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.42 for FARMERS & MERCHANTS BANCORP INC; that's greater than it is for 89.94% of US stocks.
• With a year-over-year growth in debt of 147.23%, FARMERS & MERCHANTS BANCORP INC's debt growth rate surpasses 91.13% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FMAO comes in at -27.29% -- higher than that of merely 15.86% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to FARMERS & MERCHANTS BANCORP INC are BRKL, GSBC, DCOM, CTBI, and LSBK.
• Visit FMAO's SEC page to see the company's official filings. To visit the company's web site, go to www.fm.bank.

FMAO Valuation Summary

• In comparison to the median Financial Services stock, FMAO's EV/EBIT ratio is 11.71% higher, now standing at 12.4.
• Over the past 207 months, FMAO's price/earnings ratio has gone down 0.7.

Below are key valuation metrics over time for FMAO.

FMAO Growth Metrics

The year over year revenue growth rate now stands at 23.16%.
• The 5 year cash and equivalents growth rate now stands at 129.3%.
• Its year over year cash and equivalents growth rate is now at -17.62%.

Over the past 33 months, FMAO's revenue has gone up $31,659,000.

The table below shows FMAO's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	95.888	29.433	33.01
2022-06-30	93.075	44.143	29.976
2022-03-31	88.881	36.193	26.688
2021-12-31	83.663	34.741	23.495
2021-09-30	79.308	38.166	22.588
2021-06-30	75.195	32.424	21.078

FMAO's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FMAO has a Quality Grade of C, ranking ahead of 28.66% of graded US stocks.
• FMAO's asset turnover comes in at 0.038 -- ranking 215th of 437 Banking stocks.
• ASRV, SFBC, and FRME are the stocks whose asset turnover ratios are most correlated with FMAO.

The table below shows FMAO's key quality metrics over time.