German American Bancorp, Inc. (GABC): Price and Financial Metrics

GABC POWR Grades

• Stability is the dimension where GABC ranks best; there it ranks ahead of 94.85% of US stocks.
• The strongest trend for GABC is in Momentum, which has been heading up over the past 52 weeks.
• GABC's current lowest rank is in the Value metric (where it is better than 17.68% of US stocks).

GABC Stock Summary

• German American Bancorp Inc's capital turnover -- a measure of revenue relative to shareholder's equity -- is better than 27.35% of US listed stocks.
• German American Bancorp Inc's stock had its IPO on May 21, 1993, making it an older stock than 77.73% of US equities in our set.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.27 for German American Bancorp Inc; that's greater than it is for 87.1% of US stocks.
• Stocks that are quantitatively similar to GABC, based on their financial statements, market capitalization, and price volatility, are CCNE, GFED, CVLY, WABC, and GNTY.
• Visit GABC's SEC page to see the company's official filings. To visit the company's web site, go to www.germanamerican.com.

GABC Valuation Summary

• In comparison to the median Financial Services stock, GABC's EV/EBIT ratio is 1.16% higher, now standing at 8.7.
• Over the past 243 months, GABC's EV/EBIT ratio has gone down 33.3.
• GABC's price/earnings ratio has moved down 21.2 over the prior 243 months.

Below are key valuation metrics over time for GABC.

GABC Growth Metrics

• The 5 year net cashflow from operations growth rate now stands at 136.12%.
• Its 5 year revenue growth rate is now at 80.6%.
• Its 3 year cash and equivalents growth rate is now at 21.37%.

Over the past 15 months, GABC's revenue has gone up $40,829,000.

The table below shows GABC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	227.925	110.173	85.755
2021-06-30	216.249	95.13	78.862
2021-03-31	202.449	95.167	69.295
2020-12-31	192.167	92.418	62.21
2020-09-30	186.429	75.619	57.14
2020-06-30	187.096	95.062	55.611

GABC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• GABC has a Quality Grade of C, ranking ahead of 35.02% of graded US stocks.
• GABC's asset turnover comes in at 0.042 -- ranking 150th of 430 Banking stocks.
• UCBI, TREE, and BANF are the stocks whose asset turnover ratios are most correlated with GABC.

The table below shows GABC's key quality metrics over time.