German American Bancorp, Inc. (GABC): Price and Financial Metrics

GABC POWR Grades

• Stability is the dimension where GABC ranks best; there it ranks ahead of 98.14% of US stocks.
• The strongest trend for GABC is in Stability, which has been heading up over the past 179 days.
• GABC ranks lowest in Growth; there it ranks in the 12th percentile.

GABC Stock Summary

• GABC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.81% of US stocks.
• With a year-over-year growth in debt of -21.77%, German American Bancorp Inc's debt growth rate surpasses only 18.45% of about US stocks.
• The volatility of German American Bancorp Inc's share price is greater than that of only 7.49% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to German American Bancorp Inc are PFC, CBFV, GFED, CVLY, and CADE.
• GABC's SEC filings can be seen here. And to visit German American Bancorp Inc's official web site, go to www.germanamerican.com.

GABC Valuation Summary

• In comparison to the median Financial Services stock, GABC's EV/EBIT ratio is 1.16% higher, now standing at 8.7.
• Over the past 243 months, GABC's EV/EBIT ratio has gone down 33.3.
• GABC's price/earnings ratio has moved down 21.2 over the prior 243 months.

Below are key valuation metrics over time for GABC.

GABC Growth Metrics

Its 3 year revenue growth rate is now at 52.27%.
• Its year over year net income to common stockholders growth rate is now at 22.37%.
• The 5 year net income to common stockholders growth rate now stands at 102.94%.

GABC's revenue has moved up $67,360,000 over the prior 34 months.

The table below shows GABC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	226.792	100.844	84.137
2021-09-30	227.925	110.173	85.755
2021-06-30	216.249	95.13	78.862
2021-03-31	202.449	95.167	69.295
2020-12-31	192.167	92.418	62.21
2020-09-30	186.429	75.619	57.14

GABC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• GABC has a Quality Grade of C, ranking ahead of 35.02% of graded US stocks.
• GABC's asset turnover comes in at 0.042 -- ranking 150th of 430 Banking stocks.
• UCBI, TREE, and BANF are the stocks whose asset turnover ratios are most correlated with GABC.

The table below shows GABC's key quality metrics over time.