German American Bancorp, Inc. (GABC): Price and Financial Metrics

GABC POWR Grades

• Stability is the dimension where GABC ranks best; there it ranks ahead of 95.56% of US stocks.
• GABC's strongest trending metric is Growth; it's been moving up over the last 179 days.
• GABC ranks lowest in Value; there it ranks in the 6th percentile.

GABC Stock Summary

• GABC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.33% of US stocks.
• With a year-over-year growth in debt of -29.5%, GERMAN AMERICAN BANCORP INC's debt growth rate surpasses only 11.4% of about US stocks.
• In terms of volatility of its share price, GABC is more volatile than only 5.42% of stocks we're observing.
• Stocks that are quantitatively similar to GABC, based on their financial statements, market capitalization, and price volatility, are LARK, FULT, TRMK, WABC, and CFFI.
• GABC's SEC filings can be seen here. And to visit GERMAN AMERICAN BANCORP INC's official web site, go to www.germanamerican.com.

GABC Valuation Summary

• In comparison to the median Financial Services stock, GABC's price/earnings ratio is 43.27% higher, now standing at 14.9.
• GABC's price/earnings ratio has moved down 5.4 over the prior 243 months.

Below are key valuation metrics over time for GABC.

GABC Growth Metrics

Its 3 year revenue growth rate is now at 43.77%.
• The 5 year net income to common stockholders growth rate now stands at 60.95%.
• Its 4 year price growth rate is now at -10.77%.

GABC's revenue has moved up $55,890,000 over the prior 33 months.

The table below shows GABC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	234.914	105.741	73.572
2022-03-31	229.219	120.421	73.647
2021-12-31	226.792	100.844	84.137
2021-09-30	227.925	110.173	85.755
2021-06-30	216.249	95.13	78.862
2021-03-31	202.449	95.167	69.295

GABC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• GABC has a Quality Grade of C, ranking ahead of 35.02% of graded US stocks.
• GABC's asset turnover comes in at 0.042 -- ranking 150th of 430 Banking stocks.
• UCBI, TREE, and BANF are the stocks whose asset turnover ratios are most correlated with GABC.

The table below shows GABC's key quality metrics over time.