Orrstown Financial Services Inc (ORRF): Price and Financial Metrics

ORRF POWR Grades

• ORRF scores best on the Sentiment dimension, with a Sentiment rank ahead of 97.32% of US stocks.
• The strongest trend for ORRF is in Sentiment, which has been heading up over the past 177 days.
• ORRF ranks lowest in Quality; there it ranks in the 32nd percentile.

ORRF Stock Summary

• ORRF's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.78% of US stocks.
• With a year-over-year growth in debt of 217.96%, ORRSTOWN FINANCIAL SERVICES INC's debt growth rate surpasses 94.83% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for ORRF comes in at -51.12% -- higher than that of just 10.72% of stocks in our set.
• Stocks that are quantitatively similar to ORRF, based on their financial statements, market capitalization, and price volatility, are BHLB, SFST, NBTB, CVLY, and MYFW.
• Visit ORRF's SEC page to see the company's official filings. To visit the company's web site, go to www.orrstown.com.

ORRF Valuation Summary

• ORRF's EV/EBIT ratio is 11.7; this is 3.54% higher than that of the median Financial Services stock.
• ORRF's EV/EBIT ratio has moved down 10.1 over the prior 243 months.

Below are key valuation metrics over time for ORRF.

ORRF Growth Metrics

The 5 year price growth rate now stands at -35.04%.
• Its 2 year net cashflow from operations growth rate is now at 135.41%.
• The 5 year cash and equivalents growth rate now stands at 100.12%.

Over the past 67 months, ORRF's revenue has gone up $61,797,000.

The table below shows ORRF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	118.088	48.354	19.117
2022-06-30	115.981	46.267	31.137
2022-03-31	114.384	30.82	31.042
2021-12-31	115.036	40.811	32.881
2021-09-30	116.855	44.048	36.234
2021-06-30	114.428	43.148	34.019

ORRF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ORRF has a Quality Grade of C, ranking ahead of 45.53% of graded US stocks.
• ORRF's asset turnover comes in at 0.04 -- ranking 175th of 430 Banking stocks.
• FMNB, TCBK, and TREE are the stocks whose asset turnover ratios are most correlated with ORRF.

The table below shows ORRF's key quality metrics over time.