Orrstown Financial Services Inc (ORRF): Price and Financial Metrics

ORRF POWR Grades

• ORRF scores best on the Stability dimension, with a Stability rank ahead of 97.41% of US stocks.
• The strongest trend for ORRF is in Value, which has been heading down over the past 179 days.
• ORRF ranks lowest in Quality; there it ranks in the 29th percentile.

ORRF Stock Summary

• ORRF's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.86% of US stocks.
• The volatility of ORRSTOWN FINANCIAL SERVICES INC's share price is greater than that of only 3.87% US stocks with at least 200 days of trading history.
• ORRSTOWN FINANCIAL SERVICES INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 11.82%, greater than the shareholder yield of 86.69% of stocks in our set.
• Stocks that are quantitatively similar to ORRF, based on their financial statements, market capitalization, and price volatility, are OPBK, MRBK, CBFV, BHLB, and EBMT.
• ORRF's SEC filings can be seen here. And to visit ORRSTOWN FINANCIAL SERVICES INC's official web site, go to www.orrstown.com.

ORRF Valuation Summary

• ORRF's price/earnings ratio is 13.2; this is 15.79% higher than that of the median Financial Services stock.
• ORRF's price/sales ratio has moved down 4 over the prior 243 months.

Below are key valuation metrics over time for ORRF.

ORRF Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 152.74%.
• The 3 year price growth rate now stands at 14.76%.
• The 2 year price growth rate now stands at 77.08%.

ORRF's revenue has moved up $21,152,000 over the prior 33 months.

The table below shows ORRF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	118.088	48.354	19.117
2022-06-30	115.981	46.267	31.137
2022-03-31	114.384	30.82	31.042
2021-12-31	115.036	40.811	32.881
2021-09-30	116.855	44.048	36.234
2021-06-30	114.428	43.148	34.019

ORRF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ORRF has a Quality Grade of C, ranking ahead of 45.53% of graded US stocks.
• ORRF's asset turnover comes in at 0.04 -- ranking 175th of 430 Banking stocks.
• FMNB, TCBK, and TREE are the stocks whose asset turnover ratios are most correlated with ORRF.

The table below shows ORRF's key quality metrics over time.