Orrstown Financial Services Inc (ORRF): Price and Financial Metrics

ORRF POWR Grades

• ORRF scores best on the Stability dimension, with a Stability rank ahead of 98.01% of US stocks.
• ORRF's strongest trending metric is Growth; it's been moving up over the last 179 days.
• ORRF's current lowest rank is in the Quality metric (where it is better than 49.64% of US stocks).

ORRF Stock Summary

• With a year-over-year growth in debt of -48.55%, ORRSTOWN FINANCIAL SERVICES INC's debt growth rate surpasses only 6.45% of about US stocks.
• In terms of volatility of its share price, ORRF is more volatile than only 2.98% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for ORRF comes in at 31.02% -- higher than that of 94.04% of stocks in our set.
• Stocks that are quantitatively similar to ORRF, based on their financial statements, market capitalization, and price volatility, are FCAP, FNLC, PRK, TMP, and VBFC.
• ORRF's SEC filings can be seen here. And to visit ORRSTOWN FINANCIAL SERVICES INC's official web site, go to www.orrstown.com.

ORRF Valuation Summary

• In comparison to the median Financial Services stock, ORRF's price/earnings ratio is 19.23% lower, now standing at 8.4.
• Over the past 243 months, ORRF's price/sales ratio has gone down 3.7.

Below are key valuation metrics over time for ORRF.

ORRF Growth Metrics

Its 5 year net cashflow from operations growth rate is now at -16.01%.
• Its 2 year cash and equivalents growth rate is now at 274.95%.
• The year over year net cashflow from operations growth rate now stands at -27.27%.

ORRF's revenue has moved up $59,947,000 over the prior 67 months.

The table below shows ORRF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	115.981	46.267	31.137
2022-03-31	114.384	30.82	31.042
2021-12-31	115.036	40.811	32.881
2021-09-30	116.855	44.048	36.234
2021-06-30	114.428	43.148	34.019
2021-03-31	112.579	42.373	31.602

ORRF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ORRF has a Quality Grade of C, ranking ahead of 45.53% of graded US stocks.
• ORRF's asset turnover comes in at 0.04 -- ranking 175th of 430 Banking stocks.
• FMNB, TCBK, and TREE are the stocks whose asset turnover ratios are most correlated with ORRF.

The table below shows ORRF's key quality metrics over time.