Orrstown Financial Services Inc (ORRF): Price and Financial Metrics

ORRF POWR Grades

• ORRF scores best on the Stability dimension, with a Stability rank ahead of 99.16% of US stocks.
• The strongest trend for ORRF is in Stability, which has been heading up over the past 179 days.
• ORRF's current lowest rank is in the Growth metric (where it is better than 14.97% of US stocks).

ORRF Stock Summary

• ORRF's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.41% of US stocks.
• In terms of volatility of its share price, ORRF is more volatile than only 2.15% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for ORRF comes in at 24.3% -- higher than that of 92.89% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Orrstown Financial Services Inc, a group of peers worth examining would be ESSA, PRK, WASH, TMP, and CATC.
• Visit ORRF's SEC page to see the company's official filings. To visit the company's web site, go to www.orrstown.com.

ORRF Valuation Summary

• ORRF's EV/EBIT ratio is 0.9; this is 89.53% lower than that of the median Financial Services stock.
• ORRF's EV/EBIT ratio has moved down 20.5 over the prior 243 months.
• ORRF's price/earnings ratio has moved down 14.3 over the prior 243 months.

Below are key valuation metrics over time for ORRF.

ORRF Growth Metrics

The 3 year net cashflow from operations growth rate now stands at 8.95%.
• Its 3 year price growth rate is now at 12.49%.
• Its 2 year net income to common stockholders growth rate is now at 94.48%.

Over the past 15 months, ORRF's revenue has gone up $14,148,000.

The table below shows ORRF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	115.036	40.811	32.881
2021-09-30	116.855	44.048	36.234
2021-06-30	114.428	43.148	34.019
2021-03-31	112.579	42.373	31.602
2020-12-31	106.591	30.171	26.463
2020-09-30	100.888	21.973	20.638

ORRF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ORRF has a Quality Grade of C, ranking ahead of 45.53% of graded US stocks.
• ORRF's asset turnover comes in at 0.04 -- ranking 175th of 430 Banking stocks.
• FMNB, TCBK, and TREE are the stocks whose asset turnover ratios are most correlated with ORRF.

The table below shows ORRF's key quality metrics over time.