PennyMac Financial Services, Inc. (PFSI): Price and Financial Metrics

PFSI POWR Grades

• PFSI scores best on the Value dimension, with a Value rank ahead of 76.67% of US stocks.
• PFSI's strongest trending metric is Sentiment; it's been moving up over the last 179 days.
• PFSI's current lowest rank is in the Growth metric (where it is better than 0.32% of US stocks).

PFSI Stock Summary

• Price to trailing twelve month operating cash flow for PFSI is currently 0.31, higher than just 2.3% of US stocks with positive operating cash flow.
• As for revenue growth, note that PFSI's revenue has grown -31.17% over the past 12 months; that beats the revenue growth of only 5.93% of US companies in our set.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for PFSI comes in at 252.23% -- higher than that of 98.78% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to PENNYMAC FINANCIAL SERVICES INC are CHS, GFF, TOL, TMHC, and DLA.
• PFSI's SEC filings can be seen here. And to visit PENNYMAC FINANCIAL SERVICES INC's official web site, go to ir.pennymacfinancial.com.

PFSI Valuation Summary

• In comparison to the median Financial Services stock, PFSI's price/sales ratio is 64.29% lower, now standing at 1.
• PFSI's price/sales ratio has moved up 0.2 over the prior 114 months.

Below are key valuation metrics over time for PFSI.

PFSI Growth Metrics

Its year over year price growth rate is now at -16.04%.
• Its 5 year price growth rate is now at 61.06%.
• Its 4 year net cashflow from operations growth rate is now at -111.43%.

Over the past 70 months, PFSI's revenue has gone up $1,819,600,000.

The table below shows PFSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	2,649.442	7,362.979	725.149
2022-03-31	2,880.179	8,238.441	800.215
2021-12-31	3,167.361	2,563.061	1,003.49
2021-09-30	3,515.696	494.676	1,283.211
2021-06-30	3,849.076	-5,232.937	1,569.061
2021-03-31	3,928.458	-6,716.67	1,717.509

PFSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PFSI has a Quality Grade of C, ranking ahead of 59.08% of graded US stocks.
• PFSI's asset turnover comes in at 0.131 -- ranking 41st of 430 Banking stocks.
• UVSP, WFC, and MRLN are the stocks whose asset turnover ratios are most correlated with PFSI.

The table below shows PFSI's key quality metrics over time.