Southern Missouri Bancorp, Inc. (SMBC): Price and Financial Metrics

SMBC POWR Grades

• SMBC scores best on the Momentum dimension, with a Momentum rank ahead of 92.62% of US stocks.
• SMBC's strongest trending metric is Stability; it's been moving down over the last 179 days.
• SMBC ranks lowest in Quality; there it ranks in the 30th percentile.

SMBC Stock Summary

• SMBC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.75% of US stocks.
• With a year-over-year growth in debt of 301.43%, SOUTHERN MISSOURI BANCORP INC's debt growth rate surpasses 94.82% of about US stocks.
• SOUTHERN MISSOURI BANCORP INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -32.65%, greater than the shareholder yield of only 14.54% of stocks in our set.
• Stocks that are quantitatively similar to SMBC, based on their financial statements, market capitalization, and price volatility, are BRKL, FMBH, GSBC, CTBI, and FSFG.
• SMBC's SEC filings can be seen here. And to visit SOUTHERN MISSOURI BANCORP INC's official web site, go to www.bankwithsouthern.com.

SMBC Valuation Summary

• SMBC's EV/EBIT ratio is 12.2; this is 7.02% higher than that of the median Financial Services stock.
• SMBC's price/earnings ratio has moved up 0.4 over the prior 243 months.

Below are key valuation metrics over time for SMBC.

SMBC Growth Metrics

Its 5 year price growth rate is now at -36.55%.
• Its 5 year revenue growth rate is now at 59.6%.
• Its year over year net income to common stockholders growth rate is now at 18.27%.

Over the past 33 months, SMBC's revenue has gone up $34,514,000.

The table below shows SMBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	123.283	67.342	47.169
2022-03-31	120.685	65.031	47.771
2021-12-31	120.301	61.424	49.878
2021-09-30	118.593	60.057	49.941
2021-06-30	113.752	51.762	47.18
2021-03-31	105.32	44.536	40.393

SMBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SMBC has a Quality Grade of C, ranking ahead of 48.84% of graded US stocks.
• SMBC's asset turnover comes in at 0.043 -- ranking 129th of 430 Banking stocks.
• COF, SFST, and AXP are the stocks whose asset turnover ratios are most correlated with SMBC.

The table below shows SMBC's key quality metrics over time.