Southern Missouri Bancorp, Inc. (SMBC): Price and Financial Metrics

SMBC POWR Grades

• Stability is the dimension where SMBC ranks best; there it ranks ahead of 97.42% of US stocks.
• SMBC's strongest trending metric is Stability; it's been moving up over the last 52 weeks.
• SMBC ranks lowest in Growth; there it ranks in the 44th percentile.

SMBC Stock Summary

• With a price/earnings ratio of 8.9, Southern Missouri Bancorp Inc P/E ratio is greater than that of about just 16.7% of stocks in our set with positive earnings.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.77 for Southern Missouri Bancorp Inc; that's greater than it is for 90.96% of US stocks.
• Revenue growth over the past 12 months for Southern Missouri Bancorp Inc comes in at 27.98%, a number that bests 75.59% of the US stocks we're tracking.
• If you're looking for stocks that are quantitatively similar to Southern Missouri Bancorp Inc, a group of peers worth examining would be NBTB, NWBI, EBMT, FISI, and SVBI.
• Visit SMBC's SEC page to see the company's official filings. To visit the company's web site, go to www.bankwithsouthern.com.

SMBC Valuation Summary

• In comparison to the median Financial Services stock, SMBC's price/sales ratio is 18.75% higher, now standing at 3.8.
• SMBC's price/sales ratio has moved up 1 over the prior 243 months.
• Over the past 243 months, SMBC's price/earnings ratio has gone down 4.7.

Below are key valuation metrics over time for SMBC.

SMBC Growth Metrics

• Its 2 year price growth rate is now at -35.67%.
• The 4 year net cashflow from operations growth rate now stands at 99.33%.
• Its 4 year cash and equivalents growth rate is now at 208.25%.

SMBC's revenue has moved up $25,053,000 over the prior 15 months.

The table below shows SMBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	113.752	51.762	47.18
2021-03-31	105.32	44.536	40.393
2020-12-31	97.662	42.537	34.034
2020-09-30	92.35	41	29.703
2020-06-30	88.884	40.301	27.545
2020-03-31	88.699	36.82	28.2

SMBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SMBC has a Quality Grade of C, ranking ahead of 48.65% of graded US stocks.
• SMBC's asset turnover comes in at 0.043 -- ranking 130th of 433 Banking stocks.
• CADE, DFS, and COF are the stocks whose asset turnover ratios are most correlated with SMBC.

The table below shows SMBC's key quality metrics over time.