Southern Missouri Bancorp, Inc. (SMBC): Price and Financial Metrics

SMBC POWR Grades

• Momentum is the dimension where SMBC ranks best; there it ranks ahead of 81.87% of US stocks.
• The strongest trend for SMBC is in Stability, which has been heading down over the past 177 days.
• SMBC ranks lowest in Quality; there it ranks in the 24th percentile.

SMBC Stock Summary

• SMBC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.72% of US stocks.
• With a year-over-year growth in debt of 63.24%, SOUTHERN MISSOURI BANCORP INC's debt growth rate surpasses 84.32% of about US stocks.
• The volatility of SOUTHERN MISSOURI BANCORP INC's share price is greater than that of just 20.93% US stocks with at least 200 days of trading history.
• If you're looking for stocks that are quantitatively similar to SOUTHERN MISSOURI BANCORP INC, a group of peers worth examining would be SHBI, ATLO, WSFS, FRAF, and FISI.
• SMBC's SEC filings can be seen here. And to visit SOUTHERN MISSOURI BANCORP INC's official web site, go to www.bankwithsouthern.com.

SMBC Valuation Summary

• In comparison to the median Financial Services stock, SMBC's price/sales ratio is 44% higher, now standing at 3.6.
• Over the past 243 months, SMBC's price/sales ratio has gone up 0.7.

Below are key valuation metrics over time for SMBC.

SMBC Growth Metrics

Its year over year revenue growth rate is now at 14.59%.
• The year over year price growth rate now stands at -0.39%.
• The year over year net cashflow from operations growth rate now stands at 46.02%.

Over the past 52 months, SMBC's revenue has gone up $48,405,000.

The table below shows SMBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	124.02	66.337	43.705
2022-09-30	121.794	60.199	44.026
2022-06-30	123.283	67.342	47.169
2022-03-31	120.685	65.031	47.771
2021-12-31	120.301	61.424	49.878
2021-09-30	118.593	60.057	49.941

SMBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SMBC has a Quality Grade of C, ranking ahead of 48.84% of graded US stocks.
• SMBC's asset turnover comes in at 0.043 -- ranking 129th of 430 Banking stocks.
• COF, SFST, and AXP are the stocks whose asset turnover ratios are most correlated with SMBC.

The table below shows SMBC's key quality metrics over time.