Southern Missouri Bancorp, Inc. (SMBC): Price and Financial Metrics

SMBC POWR Grades

• Sentiment is the dimension where SMBC ranks best; there it ranks ahead of 92.78% of US stocks.
• SMBC's strongest trending metric is Sentiment; it's been moving up over the last 177 days.
• SMBC's current lowest rank is in the Value metric (where it is better than 23.99% of US stocks).

SMBC Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.9 for SOUTHERN MISSOURI BANCORP INC; that's greater than it is for 89.79% of US stocks.
• With a year-over-year growth in debt of -44.71%, SOUTHERN MISSOURI BANCORP INC's debt growth rate surpasses only 6.52% of about US stocks.
• SOUTHERN MISSOURI BANCORP INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 28.35%, greater than the shareholder yield of 93.46% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to SOUTHERN MISSOURI BANCORP INC are TRST, SMBK, HWC, PCB, and HMNF.
• SMBC's SEC filings can be seen here. And to visit SOUTHERN MISSOURI BANCORP INC's official web site, go to www.bankwithsouthern.com.

SMBC Valuation Summary

• SMBC's price/sales ratio is 3.3; this is 43.48% higher than that of the median Financial Services stock.
• SMBC's price/earnings ratio has moved down 0.5 over the prior 243 months.

Below are key valuation metrics over time for SMBC.

SMBC Growth Metrics

Its year over year revenue growth rate is now at 14.59%.
• The year over year price growth rate now stands at -0.39%.
• The year over year net cashflow from operations growth rate now stands at 46.02%.

Over the past 52 months, SMBC's revenue has gone up $48,405,000.

The table below shows SMBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	124.02	66.337	43.705
2022-09-30	121.794	60.199	44.026
2022-06-30	123.283	67.342	47.169
2022-03-31	120.685	65.031	47.771
2021-12-31	120.301	61.424	49.878
2021-09-30	118.593	60.057	49.941

SMBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SMBC has a Quality Grade of C, ranking ahead of 48.84% of graded US stocks.
• SMBC's asset turnover comes in at 0.043 -- ranking 129th of 430 Banking stocks.
• COF, SFST, and AXP are the stocks whose asset turnover ratios are most correlated with SMBC.

The table below shows SMBC's key quality metrics over time.