Southern Missouri Bancorp, Inc. (SMBC): Price and Financial Metrics

SMBC POWR Grades

• SMBC scores best on the Stability dimension, with a Stability rank ahead of 96.06% of US stocks.
• SMBC's strongest trending metric is Growth; it's been moving up over the last 177 days.
• SMBC ranks lowest in Quality; there it ranks in the 35th percentile.

SMBC Stock Summary

• With a one year PEG ratio of 3,030.27, SOUTHERN MISSOURI BANCORP INC is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 99.17% of US stocks.
• SMBC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.68% of US stocks.
• With a year-over-year growth in debt of -16.16%, SOUTHERN MISSOURI BANCORP INC's debt growth rate surpasses merely 19.29% of about US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to SOUTHERN MISSOURI BANCORP INC are PFS, FND, WMPN, NBTB, and GSBC.
• SMBC's SEC filings can be seen here. And to visit SOUTHERN MISSOURI BANCORP INC's official web site, go to www.bankwithsouthern.com.

SMBC Valuation Summary

• In comparison to the median Financial Services stock, SMBC's price/earnings ratio is 3.85% lower, now standing at 10.
• SMBC's price/sales ratio has moved up 1.3 over the prior 243 months.

Below are key valuation metrics over time for SMBC.

SMBC Growth Metrics

The 4 year revenue growth rate now stands at 60.82%.
• Its 2 year net cashflow from operations growth rate is now at 76.62%.
• The 5 year price growth rate now stands at -14.36%.

SMBC's revenue has moved up $34,514,000 over the prior 33 months.

The table below shows SMBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	123.283	67.342	47.169
2022-03-31	120.685	65.031	47.771
2021-12-31	120.301	61.424	49.878
2021-09-30	118.593	60.057	49.941
2021-06-30	113.752	51.762	47.18
2021-03-31	105.32	44.536	40.393

SMBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SMBC has a Quality Grade of C, ranking ahead of 48.84% of graded US stocks.
• SMBC's asset turnover comes in at 0.043 -- ranking 129th of 430 Banking stocks.
• COF, SFST, and AXP are the stocks whose asset turnover ratios are most correlated with SMBC.

The table below shows SMBC's key quality metrics over time.